HCI Group, Inc.
Financial ServicesNYSE:HCI · New York Stock Exchange
-$1.67 today
Vol 0.15M · Avg 0.18M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Earnings Waterfall
Revenue to Net Income
Key Ratios
Analysis
$927.5M of revenue converted into $302.7M of net income for the selected period. Gross margin is 66.0% and net margin is 32.5%, showing how much revenue survives after costs and taxes. EPS is $23.91, tying the income statement back to per-share earnings.
Income Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $900.9M +20.2% | $749.5M +36.3% | $550.0M +11.8% | $492.0M +22.2% | $402.6M | $809.6M | $921.6M | $731.2M |
| Cost of Revenue | $241.8M -49.0% | $474.1M +37.3% | $345.4M -27.5% | $476.4M +48.3% | $321.3M | $725.6M | $804.0M | $882.4M |
| Gross Profit | $659.1M +139.4% | $275.3M +34.6% | $204.6M +1216.0% | $15.5M -80.9% | $81.3M | $8.9B | $7.6B | $6.2B |
| Gross Margin | 73.2% +36.4pp | 36.7% -0.5pp | 37.2% +34.0pp | 3.2% -17.0pp | 20.2% | 9.8% | 28.9% | 38.3% |
| Research & Development | $0 | $0 | $0 | $0 | $0 | $983.2M | $1.3B | $490.4M |
| Selling, General & Admin | $72.1M +14.2% | $63.2M +17.2% | $53.9M -4.7% | $56.5M +24.4% | $45.4M | $620.6M | $923.0M | -$1.5B |
| Operating Expenses | $229.8M +125.5% | $101.9M +17.2% | $87.0M +3.6% | $84.0M +19.8% | $70.1M | $5.3B | $7.0B | $8.7B |
| Depreciation & Amortization | $11.2M +160.9% | $4.3M -47.5% | $8.2M +2.2% | $8.0M +44.4% | $5.5M | $374.2M | $1.2B | $631.8M |
| EBITDA | $449.7M +135.4% | $191.0M +39.6% | $136.9M +359.4% | -$52.8M -328.6% | $23.1M | -$15.2B | $6.8B | $9.3B |
| EBITDA Margin | 49.9% +24.4pp | 25.5% +0.6pp | 24.9% +35.6pp | -10.7% -16.5pp | 5.7% | 5.6% | 46.3% | 42.0% |
| Operating Income | $429.3M +147.6% | $173.4M +47.4% | $117.7M +272.0% | -$68.4M -709.1% | $11.2M | $12.3B | $14.0B | -$15.7B |
| Operating Margin | 47.7% +24.5pp | 23.1% +1.7pp | 21.4% +35.3pp | -13.9% -16.7pp | 2.8% | 16.6% | 24.1% | 22.0% |
| Interest Income | $0 | $0 | $0 | $0 | $0 | -$1.5B | -$1.6B | $405.0M |
| Interest Expense | $9.2M -31.4% | $13.3M +20.0% | $11.1M +45.5% | $7.6M +21.3% | $6.3M | $1.1B | $1.0B | $1.2B |
| Other Income / Expenses | $0 | $0 | $0 | $0 | $0 | -$1.5B | $1.4B | $1.2B |
| Income Before Tax | $429.3M +147.6% | $173.4M +47.4% | $117.7M +272.0% | -$68.4M -709.1% | $11.2M | $3.3B | $4.9B | $3.6B |
| Pre-Tax Margin | 47.7% +24.5pp | 23.1% +1.7pp | 21.4% +35.3pp | -13.9% -16.7pp | 2.8% | 20.8% | 18.7% | 26.2% |
| Income Tax Expense | $108.9M +137.6% | $45.8M +61.5% | $28.4M +305.5% | -$13.8M -446.2% | $4.0M | $1.3B | -$1.6B | $745.2M |
| Net Income | $299.0M +171.9% | $110.0M +39.1% | $79.0M +235.1% | -$58.5M -3252.5% | $1.9M | $4.9B | $4.8B | $4.7B |
| Net Margin | 33.2% +18.5pp | 14.7% +0.3pp | 14.4% +26.3pp | -11.9% -12.4pp | 0.5% | 12.4% | 17.5% | 22.5% |
| EPS (Basic) | $28 +165.3% | $11 +16.0% | $9 +246.3% | -$6 -2813.0% | $0 | $400.8M | $703.2M | $1.3B |
| EPS (Diluted) | $25 +179.8% | $9 +16.7% | $8 +222.1% | -$6 -3071.4% | $0 | $766.2M | $609.4M | $452.6M |
| Weighted Avg Shares | $11.4M +14.0% | $10.0M -3.6% | $10.4M +17.7% | $8.8M +9.0% | $8.1M | $757.8M | $925.8M | $1.1B |
| Weighted Avg Shares (Diluted) | $12.9M +1.6% | $12.7M +14.9% | $11.0M +25.3% | $8.8M +2.8% | $8.6M | $1.2B | $924.4M | $678.0M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Aspen Insurance Holdings Limited
AHL
$3.44B
Bank of Hawaii Corporation
NYSE:BOH
$3.18B
Seacoast Banking Corporation of Florida
NASDAQ:SBCF
$3.12B
Banc of California, Inc.
NYSE:BANC
$3.11B
Palomar Holdings, Inc.
NASDAQ:PLMR
$3.04B
Oaktree Capital Group, LLC 6.625% PFD UT A
NYSE:OAK-PA
$2.53B
Stewart Information Services Corporation
NYSE:STC
$1.98B
Slide Insurance Holdings, Inc. Common Stock
NASDAQ:SLDE
$1.91B
Walker & Dunlop, Inc.
NYSE:WD
$1.83B
Kemper Corporation
NYSE:KMPR
$1.47B
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does HCI generate?
HCI Group, Inc. (HCI) reported $900.95M of revenue in fiscal 2025.
Is HCI profitable?
HCI Group, Inc. (HCI) reported $299.00M of net income, with a net margin of 33.2%.
Explore More
Continue the stock analysis
Jump to another research area for this company.