Enova International, Inc.
Financial ServicesNYSE:ENVA · New York Stock Exchange
-$0.51 today
Vol 0.49M · Avg 0.23M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
23.1%
avg 19.3%
ROIC
247.3%
avg 32.1%
ROA
4.8%
avg 5.8%
Analysis
ROIC is currently the strongest return metric at 247.3% versus its period average of 32.1%. 2 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
David A. Fisher | Executive Chairman | $3.61M | — | 57 | $306,444.00 | 1.23% |
Steven E. Cunningham | CEO & Director | $1.71M | — | 56 | $10,674.00 | 0.04% |
Kirk L. F. Chartier | Chief Strategy Officer | $1.19M | — | 62 | $3,038.00 | 0.01% |
Sean Rahilly | General Counsel, Secretary & Chief Compliance Officer | $1.10M | — | 53 | $2,108.00 | <0.01% |
Joseph DeCosmo | Chief Technology Officer & Chief Analytics Officer | $561,329.00 | — | 60 | $22,548.00 | 0.09% |
Nick Drew | Managing Director | — | — | — | — | — |
James Joseph Lee | Chief Accounting Officer & Controller | — | — | 47 | $70,029.00 | 0.28% |
Scott Cornelis | CFO & Treasurer | — | — | 47 | $2,176.00 | <0.01% |
Claudine Kourkoumelis | Chief People Officer | — | — | — | — | — |
Kelly Jordan | Chief Marketing Officer | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
1
$197,110.07
Sells
33
$49.84M
Net Sentiment
$49.64M
Net selling
Most Active
Fisher David
17 transactions
1–10 of 34
Analysis
Insiders reported 1 buys worth $197,110.07 and 33 sells worth $49.84M over the last 12 months. That adds up to net selling of $49.64M. Fisher David was the most active insider with 17 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -9.3% | +25.9% (13yr)1 analysts |
| Revenue | N/A | N/A | -0.4% | +17.9% (13yr)2 analysts |
| Net Income | N/A | N/A | -9.3% | +23.7% (13yr)2 analysts |
| EBIT | N/A | N/A | +2.9% | +16.4% (13yr)2 analysts |
Analysis
Recent growth has been strongest in EBIT at +2.9% over three years. Forward estimates point to EPS at +25.9% (13yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages ENVA?
Enova International, Inc. (ENVA) lists 10 active executives. The top listed executive is Steven E. Cunningham, CEO & Director.
Are ENVA insiders buying or selling?
Recent insider activity shows net selling of $52.15M.
Explore More
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