Grupo Cibest S.A.

Grupo Cibest S.A.

Financial Services

NYSE:CIB · New York Stock Exchange

Market Cap $19.13B Beta 0.47 P/E (TTM) 9.6
$80.63 -0.25%

-$0.20 today

52W Low $41.42High $86.31

Vol 0.28M · Avg 0.38M

EPS (TTM)$29,398.05
Div Yield1.52%
Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$29219.60
Gross Margin59.3%
Net Margin16.2%
P/E Ratio8.0
P/S Ratio5.0

Analysis

$43.3T of revenue converted into $7.0T of net income for the selected period. Gross margin is 59.3% and net margin is 16.2%, showing how much revenue survives after costs and taxes. EPS is $29219.60, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$42.9T
+0.0%
$42.9T
-5.0%
$45.2T
+38.2%
$32.7T
+50.7%
$21.7T
$809.6M$921.6M$731.2M
Cost of Revenue
$16.7T
-18.5%
$20.5T
-15.1%
$24.1T
+97.2%
$12.2T
+80.7%
$6.8T
$725.6M$804.0M$882.4M
Gross Profit
$26.2T
+16.9%
$22.4T
+6.6%
$21.0T
+2.9%
$20.5T
+37.1%
$14.9T
$8.9B$7.6B$6.2B
Gross Margin
61.1%
+8.8pp
52.3%
+5.7pp
46.6%
-16.0pp
62.6%
-6.2pp
68.8%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$5.8T
-42.6%
$10.0T
+6.1%
$9.5T
+15.4%
$8.2T
+18.6%
$6.9T
$620.6M$923.0M-$1.5B
Operating Expenses
$17.3T
+26.5%
$13.7T
+6.0%
$12.9T
+20.5%
$10.7T
+19.9%
$8.9T
$5.3B$7.0B$8.7B
Depreciation & Amortization
$0
-100.0%
$1.0T
-6.6%
$1.1T
+14.0%
$949.4B
+11.0%
$855.2B
$374.2M$1.2B$631.8M
EBITDA
$8.9T
-8.6%
$9.8T
+5.8%
$9.2T
-13.7%
$10.7T
+56.4%
$6.8T
-$15.2B$6.8B$9.3B
EBITDA Margin
20.8%
-2.0pp
22.8%
+2.3pp
20.4%
-12.3pp
32.7%
+1.2pp
31.5%
5.6%46.3%42.0%
Operating Income
$8.9T
+1.9%
$8.8T
+7.5%
$8.1T
-16.4%
$9.7T
+62.8%
$6.0T
$12.3B$14.0B-$15.7B
Operating Margin
20.8%
+0.4pp
20.4%
+2.4pp
18.0%
-11.8pp
29.8%
+2.2pp
27.6%
16.6%24.1%22.0%
Interest Income
$31.7T
-6.2%
$33.8T
-7.3%
$36.5T
+43.4%
$25.4T
+62.4%
$15.7T
-$1.5B-$1.6B$405.0M
Interest Expense
$12.4T
-17.5%
$15.0T
-9.9%
$16.7T
+97.4%
$8.4T
+94.0%
$4.4T
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$8.9T
+1.9%
$8.8T
+7.5%
$8.1T
-16.4%
$9.7T
+62.8%
$6.0T
$3.3B$4.9B$3.6B
Pre-Tax Margin
20.8%
+0.4pp
20.4%
+2.4pp
18.0%
-11.8pp
29.8%
+2.2pp
27.6%
20.8%18.7%26.2%
Income Tax Expense
$2.7T
+12.4%
$2.4T
+23.8%
$1.9T
-29.7%
$2.7T
+54.7%
$1.8T
$1.3B-$1.6B$745.2M
Net Income
$6.8T
+8.1%
$6.3T
+2.5%
$6.1T
-9.8%
$6.8T
+66.0%
$4.1T
$4.9B$4.8B$4.7B
Net Margin
15.8%
+1.2pp
14.6%
+1.1pp
13.5%
-7.2pp
20.8%
+1.9pp
18.8%
12.4%17.5%22.5%
EPS (Basic)
$28.5K
+9.2%
$26.1K
+2.5%
$25.4K
-9.8%
$28.2K
+66.0%
$17.0K
$400.8M$703.2M$1.3B
EPS (Diluted)
$28.5K
+9.2%
$26.1K
+2.5%
$25.4K
-9.8%
$28.2K
+66.0%
$17.0K
$766.2M$609.4M$452.6M
Weighted Avg Shares
$238.3M
-0.9%
$240.5M
+0.0%
$240.5M
+0.0%
$240.5M
+300.0%
$60.1M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$238.3M
-0.9%
$240.5M
+0.0%
$240.5M
+0.0%
$240.5M
+300.0%
$60.1M
$1.2B$924.4M$678.0M

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SEC Filings

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How much revenue does CIB generate?

Grupo Cibest S.A. (CIB) reported $42.92T of revenue in fiscal 2025.

Is CIB profitable?

Grupo Cibest S.A. (CIB) reported $6.78T of net income, with a net margin of 15.8%.

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