Cullen/Frost Bankers, Inc.

Cullen/Frost Bankers, Inc.

Financial Services

NYSE:CFR · New York Stock Exchange

Market Cap $9.27B Beta 0.55 P/E (TTM) 14.0
$147.64 +1.05%

+$1.53 today

52W Low $119.00High $148.97

Vol 0.36M · Avg 0.52M

EPS (TTM)$10.51
Div Yield2.73%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

14.2%

avg 12.5%

ROIC

6.4%

avg 6.9%

ROA

1.2%

avg 1.1%

Analysis

ROE is currently the strongest return metric at 14.2% versus its period average of 12.5%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Phillip D. Green

Chairman of the Board & Chief Executive Officer$3.62M71$110,879.000.18%

Paul H. Bracher

President, Group Executive Vice President & Chief Banking Officer$1.51M69$109,619.000.17%

Jimmy Stead

Group Executive Vice President and Chief Consumer Banking Officer & Technology Officer$1.43M50$19,081.000.03%

Coolidge E. Rhodes Jr.

Group Executive Vice President, General Counsel & Corporate Secretary$1.40M50$5,310.00<0.01%

Daniel J. Geddes

Group Executive Vice President & Chief Financial Officer$1.05M51$3,956.00<0.01%

A. Mendez

Director of Investor Relations$2,860.00<0.01%

Robert A. Berman

Group Executive Vice President of Research & Strategy63$2,860.00<0.01%

Annette Alonzo

Group Executive Vice President & Chief Human Resources Officer57$20,821.000.03%

Carole Kilpatrick

Senior Vice President of Private Client Services for Allen Financial Center

Carol Jean Severyn

Group Executive Vice President & Chief Risk Officer61$14,249.000.02%

Matthew Henson

Executive Vice President & Chief Accounting Officer54$730.00<0.01%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

3

$226,013.46

Net Sentiment

$226,013.46

Net selling

Most Active

Berman Bobby

1 transactions

DateInsiderTypeSharesPriceValue
Jan 30, 2026

Berman Bobby

Direct

Sell1.0K$137.07$137,070.00
Dec 12, 2025

Pullin Ericka Lynn

Direct

Sell0.335$129.73$43.46
Dec 9, 2025

Rhodes Coolidge E JR

Direct

Sell700$127.00$88,900.00

Analysis

Insiders reported 0 buys worth $0.00 and 3 sells worth $226,013.46 over the last 12 months. That adds up to net selling of $226,013.46. Berman Bobby was the most active insider with 1 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+3.5%
+7.9% (13yr)2 analysts
RevenueN/AN/A+5.4%
+7.0% (13yr)3 analysts
Net IncomeN/AN/A+5.5%
+7.8% (13yr)3 analysts
EBITN/AN/A+1.2%
+7.0% (13yr)3 analysts

Analysis

Recent growth has been strongest in Net Income at +5.5% over three years. Forward estimates point to EPS at +7.9% (13yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages CFR?

Cullen/Frost Bankers, Inc. (CFR) lists 11 active executives. The top listed executive is A. Mendez, Director of Investor Relations.

Are CFR insiders buying or selling?

Recent insider activity shows net selling of $15.17M.

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