Citizens Financial Group, Inc.

Citizens Financial Group, Inc.

Financial Services

NYSE:CFG · New York Stock Exchange

Market Cap $28.46B Beta 1.02 P/E (TTM) 14.5
$67.30 +1.19%

+$0.79 today

52W Low $40.17High $68.79

Vol 2.00M · Avg 4.45M

EPS (TTM)$4.64
Div Yield2.67%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

7.0%

avg 7.0%

ROIC

4.3%

avg 4.0%

ROA

0.8%

avg 0.9%

Analysis

ROE is currently the strongest return metric at 7.0% versus its period average of 7.0%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Bruce Winfield Van Saun

Chief Executive Officer & Chairman of the Board$4.47M69$1.35M0.32%

Theodore C. Swimmer

Executive VP & Head of Commercial Banking$3.75M57$128,014.000.03%

Brendan Coughlin

President and Head of Consumer, Private Banking & Wealth$2.18M46$307,587.350.07%

Aunoy Banerjee

Executive Vice President & Chief Financial Officer$1.65M48$79,774.000.02%

Susan LaMonica

Executive Vice President & Chief Human Resources Officer$1.16M64$165,971.000.04%

Kristin Silberberg

Head of Investor Relations

Michael Ruttledge

Executive Vice President, Chief Information Officer & Head of Enterprise Security and Technology62$152,597.000.04%

Thomas Metzger

Head of Citizens Private Wealth Manager74

Michelle Moosally

Executive Vice President, General Counsel and Chief Legal Officer50$22,565.00<0.01%

Christopher J. Schnirel

Executive Vice President, Chief Accounting Officer & Controller54$26,126.58<0.01%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

2

$1.15M

Net Sentiment

$1.15M

Net selling

Most Active

Moosally Michelle

1 transactions

DateInsiderTypeSharesPriceValue
May 12, 2026

Moosally Michelle

Direct

Sell6.0K$62.16$376,068.00
Mar 11, 2026

LaMonica Susan

Direct

Sell13.3K$58.04$769,494.32

Analysis

Insiders reported 0 buys worth $0.00 and 2 sells worth $1.15M over the last 12 months. That adds up to net selling of $1.15M. Moosally Michelle was the most active insider with 1 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+10.5%
+12.6% (13yr)5 analysts
RevenueN/AN/A-1.5%
+5.4% (13yr)1 analysts
Net IncomeN/AN/A+9.3%
+10.8% (13yr)1 analysts
EBITN/AN/A+7.2%
+5.7% (13yr)1 analysts

Analysis

Recent growth has been strongest in EPS at +10.5% over three years. Forward estimates point to EPS at +12.6% (13yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages CFG?

Citizens Financial Group, Inc. (CFG) lists 10 active executives. The top listed executive is Bruce Winfield Van Saun, Chief Executive Officer & Chairman of the Board.

Are CFG insiders buying or selling?

Recent insider activity shows net selling of $22.70M.

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