Community Bank System, Inc.

Community Bank System, Inc.

Financial Services

NYSE:CBU · New York Stock Exchange

Market Cap $3.41B Beta 0.80 P/E (TTM) 16.1
$66.18 +1.27%

+$0.83 today

52W Low $51.12High $67.50

Vol 0.24M · Avg 0.24M

EPS (TTM)$4.12
Div Yield2.83%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

10.5%

avg 9.3%

ROIC

1.2%

avg 6.3%

ROA

1.2%

avg 1.2%

Analysis

ROE is currently the strongest return metric at 10.5% versus its period average of 9.3%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Maureen A. Gillan-Myer

Executive Vice President & Chief Human Resources Officer and Administration officer$2.12M58$4,871.00<0.01%

Dimitar A. Karaivanov

President, Chief Executive Officer & Director$1.72M44$23,984.000.05%

Marya Burgio Wlos

Executive VP, Treasurer & CFO$871,191.0048$1,993.00<0.01%

Jeffrey Levy

Executive Officer$800,093.0064$6,656.640.01%

Michael N. Abdo

Executive Vice President & General Counsel$783,261.0048$1,373.00<0.01%

Deresa Durkee

Senior Vice President & Chief Accounting Officer56$6,803.600.01%

Matthew K. Durkee

Senior VP, Chief Banking Officer & President of Commercial Banking63$6,803.600.01%

Daniel L. Bailey

Senior Vice President & Chief Risk Officer

Michael T. Cerminaro

President & Chief Executive Officer of Wealth Management Division$1,373.00<0.01%

Dorothy Quarltere

Chief Compliance Officer

Aaron Friot

Senior Vice President, Chief Technology & Operations Officer

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

6

$1.08M

Net Sentiment

$1.08M

Net selling

Most Active

STICKELS ERIC

2 transactions

DateInsiderTypeSharesPriceValue
Jun 8, 2026

STICKELS ERIC

Direct

Sell2.0K$63.98$127,962.20
Feb 4, 2026

Whipple John F.

Direct

Sell4.2K$65.17$276,703.75
Feb 3, 2026

STICKELS ERIC

Direct

Sell2.0K$64.75$129,492.00
Feb 3, 2026

STEELE SALLY A

Direct

Sell4.0K$64.12$256,480.40
Dec 29, 2025

Gillan-Myer Maureen A

Indirect

Sell3.5K$58.85$203,053.63
Aug 27, 2025

LEVY JEFFREY M

Direct

Sell1.4K$61.38$88,380.00

Analysis

Insiders reported 0 buys worth $0.00 and 6 sells worth $1.08M over the last 12 months. That adds up to net selling of $1.08M. STICKELS ERIC was the most active insider with 2 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+4.3%
+7.8% (12yr)5 analysts
RevenueN/AN/A+0.2%
+8.0% (12yr)4 analysts
Net IncomeN/AN/A+5.8%
+10.0% (12yr)4 analysts
EBITN/AN/A+6.7%
+6.6% (12yr)4 analysts

Analysis

Recent growth has been strongest in EBIT at +6.7% over three years. Forward estimates point to Net Income at +10.0% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages CBU?

Community Bank System, Inc. (CBU) lists 11 active executives. The top listed executive is Deresa Durkee, Senior Vice President & Chief Accounting Officer.

Are CBU insiders buying or selling?

Recent insider activity shows net buying of $1.76M.

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