Chubb Limited
Financial ServicesNYSE:CB · New York Stock Exchange
-$2.92 today
Vol 0.67M · Avg 1.66M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Earnings Waterfall
Revenue to Net Income
Key Ratios
Analysis
$61.1B of revenue converted into $11.3B of net income for the selected period. Gross margin is 35.3% and net margin is 18.5%, showing how much revenue survives after costs and taxes. EPS is $28.32, tying the income statement back to per-share earnings.
Income Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $59.8B +6.5% | $56.1B +12.0% | $50.1B +16.7% | $43.0B +5.4% | $40.8B | $809.6M | $921.6M | $731.2M |
| Cost of Revenue | $42.2B +5.5% | $40.0B +10.2% | $36.3B +12.9% | $32.1B +9.2% | $29.4B | $725.6M | $804.0M | $882.4M |
| Gross Profit | $17.6B +8.9% | $16.2B +16.9% | $13.8B +27.8% | $10.8B -4.4% | $11.3B | $8.9B | $7.6B | $6.2B |
| Gross Margin | 29.4% +0.6pp | 28.8% +1.2pp | 27.6% +2.4pp | 25.2% -2.6pp | 27.8% | 9.8% | 28.9% | 38.3% |
| Research & Development | $0 | $0 | $0 | $0 | $0 | $983.2M | $1.3B | $490.4M |
| Selling, General & Admin | $4.5B +2.8% | $4.4B +9.3% | $4.0B +18.0% | $3.4B +8.3% | $3.1B | $620.6M | $923.0M | -$1.5B |
| Operating Expenses | $4.6B -3.3% | $4.7B +9.4% | $4.3B -0.7% | $4.3B +182.3% | $1.5B | $5.3B | $7.0B | $8.7B |
| Depreciation & Amortization | $301.0M -6.8% | $323.0M +4.2% | $310.0M +8.8% | $285.0M -0.7% | $287.0M | $374.2M | $1.2B | $631.8M |
| EBITDA | $14.1B +12.7% | $12.5B +19.1% | $10.5B +43.2% | $7.3B -30.6% | $10.6B | -$15.2B | $6.8B | $9.3B |
| EBITDA Margin | 23.6% +1.3pp | 22.3% +1.3pp | 21.0% +3.9pp | 17.1% -8.9pp | 25.9% | 5.6% | 46.3% | 42.0% |
| Operating Income | $13.0B +13.9% | $11.5B +20.2% | $9.5B +46.9% | $6.5B -33.8% | $9.8B | $12.3B | $14.0B | -$15.7B |
| Operating Margin | 21.8% +1.4pp | 20.4% +1.4pp | 19.0% +3.9pp | 15.1% -8.9pp | 24.0% | 16.6% | 24.1% | 22.0% |
| Interest Income | $40.0M -50.0% | $80.0M +15.9% | $69.0M +64.3% | $42.0M +281.8% | $11.0M | -$1.5B | -$1.6B | $405.0M |
| Interest Expense | $764.0M +3.1% | $741.0M +10.3% | $672.0M +17.9% | $570.0M +15.9% | $492.0M | $1.1B | $1.0B | $1.2B |
| Other Income / Expenses | $0 | $0 | $0 | $0 | $0 | -$1.5B | $1.4B | $1.2B |
| Income Before Tax | $13.0B +13.9% | $11.5B +20.2% | $9.5B +46.9% | $6.5B -33.8% | $9.8B | $3.3B | $4.9B | $3.6B |
| Pre-Tax Margin | 21.8% +1.4pp | 20.4% +1.4pp | 19.0% +3.9pp | 15.1% -8.9pp | 24.0% | 20.8% | 18.7% | 26.2% |
| Income Tax Expense | $2.4B +33.4% | $1.8B +255.2% | $511.0M -58.8% | $1.2B -2.4% | $1.3B | $1.3B | -$1.6B | $745.2M |
| Net Income | $10.3B +11.2% | $9.3B +2.7% | $9.0B +72.1% | $5.2B -38.5% | $8.5B | $4.9B | $4.8B | $4.7B |
| Net Margin | 17.2% +0.7pp | 16.5% -1.5pp | 18.0% +5.8pp | 12.2% -8.7pp | 20.9% | 12.4% | 17.5% | 22.5% |
| EPS (Basic) | $26 +12.9% | $23 +4.4% | $22 +75.8% | $13 -35.5% | $19 | $400.8M | $703.2M | $1.3B |
| EPS (Diluted) | $26 +13.3% | $23 +4.1% | $22 +75.9% | $12 -35.7% | $19 | $766.2M | $609.4M | $452.6M |
| Weighted Avg Shares | $396.5M -2.9% | $408.5M -0.6% | $410.8M -2.1% | $419.8M -4.6% | $440.0M | $757.8M | $925.8M | $1.1B |
| Weighted Avg Shares (Diluted) | $396.5M -3.7% | $411.9M -0.6% | $414.2M -2.2% | $423.5M -4.4% | $443.2M | $1.2B | $924.4M | $678.0M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Bank of America Corporation
NYSE:BAC
$395.42B
UBS Group AG
NYSE:UBS
$159.91B
Banco Bilbao Vizcaya Argentaria, S.A.
NYSE:BBVA
$129.86B
The Progressive Corporation
NYSE:PGR
$118.41B
Bank of Montreal
NYSE:BMO
$117.96B
ICICI Bank Limited
NYSE:IBN
$99.59B
Marsh & McLennan Companies, Inc.
MMC
$89.82B
KKR & Co. Inc.
NYSE:KKR
$87.08B
The Travelers Companies, Inc.
NYSE:TRV
$64.57B
Interactive Brokers Group, Inc.
NASDAQ:IBKR
$40.21B
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does CB generate?
Chubb Limited (CB) reported $59.78B of revenue in fiscal 2025.
Is CB profitable?
Chubb Limited (CB) reported $10.31B of net income, with a net margin of 17.2%.
Explore More
Continue the stock analysis
Jump to another research area for this company.