Banco Santander-Chile
NYSE:BSAC · New York Stock Exchange
-$0.61 today
Vol 0.36M · Avg 0.46M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Stock Ticker Earnings Waterfall
NYSE:BSAC · Revenue to Net Income
Key Ratios
Analysis
$4.8T of revenue converted into $1.0T of net income for the selected period. Gross margin is 65.5% and net margin is 23.8%, showing how much revenue survives after costs and taxes. EPS is $2224.00, tying the income statement back to per-share earnings.
Income Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $4.7T -5.0% | $4.9T -6.1% | $5.2T +10.6% | $4.7T +39.9% | $3.4T | $809.6M | $921.6M | $731.2M |
| Cost of Revenue | $2.4T -15.2% | $2.8T -22.6% | $3.6T +26.5% | $2.9T +105.1% | $1.4T | $725.6M | $804.0M | $882.4M |
| Gross Profit | $2.3T +8.9% | $2.1T +31.6% | $1.6T -14.0% | $1.8T -6.3% | $2.0T | $8.9B | $7.6B | $6.2B |
| Gross Margin | 48.8% +6.2pp | 42.6% +12.2pp | 30.4% -8.7pp | 39.1% -19.3pp | 58.5% | 9.8% | 28.9% | 38.3% |
| Research & Development | $0 | $0 | $0 | $0 | $0 | $983.2M | $1.3B | $490.4M |
| Selling, General & Admin | $773.8B +0.6% | $769.5B +7.0% | $719.2B -3.8% | $747.8B +6.6% | $701.7B | $620.6M | $923.0M | -$1.5B |
| Operating Expenses | $1.0T +1.9% | $1.0T +12.8% | $896.7B -5.2% | $946.3B +5.3% | $898.6B | $5.3B | $7.0B | $8.7B |
| Depreciation & Amortization | $135.2B -4.4% | $141.4B -1.6% | $143.8B +10.6% | $130.0B +6.5% | $122.1B | $374.2M | $1.2B | $631.8M |
| EBITDA | $1.4T +13.1% | $1.2T +46.2% | $835.1B -19.0% | $1.0T -13.8% | $1.2T | -$15.2B | $6.8B | $9.3B |
| EBITDA Margin | 29.6% +4.7pp | 24.9% +8.9pp | 16.0% -5.8pp | 21.8% -13.6pp | 35.5% | 5.6% | 46.3% | 42.0% |
| Operating Income | $1.2T +15.4% | $1.1T +56.1% | $691.4B -23.3% | $901.1B -16.1% | $1.1T | $12.3B | $14.0B | -$15.7B |
| Operating Margin | 26.7% +4.7pp | 22.0% +8.8pp | 13.2% -5.8pp | 19.1% -12.7pp | 31.8% | 16.6% | 24.1% | 22.0% |
| Interest Income | $3.8T -7.3% | $4.1T -7.0% | $4.4T +7.8% | $4.1T +40.7% | $2.9T | -$1.5B | -$1.6B | $405.0M |
| Interest Expense | $1.8T -21.6% | $2.3T -30.3% | $3.3T +31.6% | $2.5T +126.8% | $1.1T | $1.1B | $1.0B | $1.2B |
| Other Income / Expenses | $0 | $0 | $0 | $0 | $0 | -$1.5B | $1.4B | $1.2B |
| Income Before Tax | $1.2T +15.4% | $1.1T +56.1% | $691.4B -23.3% | $901.1B -16.1% | $1.1T | $3.3B | $4.9B | $3.6B |
| Pre-Tax Margin | 26.7% +4.7pp | 22.0% +8.8pp | 13.2% -5.8pp | 19.1% -12.7pp | 31.8% | 20.8% | 18.7% | 26.2% |
| Income Tax Expense | $207.4B -5.6% | $219.7B +125.3% | $97.5B +4.2% | $93.6B -57.8% | $221.7B | $1.3B | -$1.6B | $745.2M |
| Net Income | $1.0T +19.8% | $853.0B +47.2% | $579.4B -26.9% | $792.3B -6.0% | $842.5B | $4.9B | $4.8B | $4.7B |
| Net Margin | 21.9% +4.5pp | 17.4% +6.3pp | 11.1% -5.7pp | 16.8% -8.2pp | 25.0% | 12.4% | 17.5% | 22.5% |
| EPS (Basic) | $2.2K +23.4% | $1.8K +72.2% | $1.1K -37.4% | $1.7K -6.0% | $1.8K | $400.8M | $703.2M | $1.3B |
| EPS (Diluted) | $2.2K +23.4% | $1.8K +72.2% | $1.1K -37.4% | $1.7K -6.0% | $1.8K | $766.2M | $609.4M | $452.6M |
| Weighted Avg Shares | $471.1M -0.0% | $471.1M +0.0% | $471.1M +0.0% | $471.1M +0.0% | $471.1M | $757.8M | $925.8M | $1.1B |
| Weighted Avg Shares (Diluted) | $471.1M -0.0% | $471.1M +0.0% | $471.1M +0.0% | $471.1M +0.0% | $471.1M | $1.2B | $924.4M | $678.0M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Fifth Third Bancorp
NASDAQ:FITB
$47.65B
Regions Financial Corporation
NYSE:RF
$24.45B
Banco de Chile
NYSE:BCH
$20.33B
Grupo Cibest S.A.
NYSE:CIB
$18.97B
East West Bancorp, Inc.
NASDAQ:EWBC
$17.43B
Woori Financial Group Inc.
NYSE:WF
$15.24B
First Horizon Corporation
NYSE:FHN
$11.74B
Valley National Bancorp
NASDAQ:VLY
$7.71B
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does BSAC generate?
Banco Santander-Chile (BSAC) reported $4.66T of revenue in fiscal 2025.
Is BSAC profitable?
Banco Santander-Chile (BSAC) reported $1.02T of net income, with a net margin of 21.9%.
Explore More
Continue the stock analysis
Jump to another research area for this company.