Grupo Aval Acciones y Valores S.A.

Grupo Aval Acciones y Valores S.A.

Financial Services

NYSE:AVAL · New York Stock Exchange

Market Cap $6.83B Beta 0.41 P/E (TTM) 13.7
$5.75 +0.54%

+$0.03 today

52W Low $2.80High $5.75

Vol 0.45M · Avg 0.24M

EPS (TTM) $1,425.89 Div Yield 2.64%Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Grupo Aval Acciones y Valores S.A.

Stock Ticker Earnings Waterfall

NYSE:AVAL · Revenue to Net Income

Key Ratios

EPS$1425.40
Gross Margin41.6%
Net Margin4.3%
P/E Ratio10.4
P/S Ratio1.7

Analysis

$39.9T of revenue converted into $1.7T of net income for the selected period. Gross margin is 41.6% and net margin is 4.3%, showing how much revenue survives after costs and taxes. EPS is $1425.40, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$42.3T
+14.5%
$37.0T
-3.8%
$38.4T
+37.6%
$27.9T
+35.2%
$20.7T
$809.6M$921.6M$731.2M
Cost of Revenue
$20.8T
-19.0%
$25.7T
-6.3%
$27.4T
+85.2%
$14.8T
+88.3%
$7.9T
$725.6M$804.0M$882.4M
Gross Profit
$21.5T
+90.6%
$11.3T
+2.3%
$11.1T
-16.0%
$13.2T
+2.7%
$12.8T
$8.9B$7.6B$6.2B
Gross Margin
50.9%
+20.3pp
30.6%
+1.8pp
28.8%
-18.3pp
47.1%
-14.9pp
62.0%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$3.0T
-31.0%
$4.4T
+7.6%
$4.1T
+9.5%
$3.7T
+8.1%
$3.4T
$620.6M$923.0M-$1.5B
Operating Expenses
$17.7T
+116.6%
$8.2T
+7.9%
$7.6T
+9.9%
$6.9T
+6.7%
$6.5T
$5.3B$7.0B$8.7B
Depreciation & Amortization
$0
-100.0%
$1.3T
+10.7%
$1.2T
+5.6%
$1.1T
-24.6%
$1.4T
$374.2M$1.2B$631.8M
EBITDA
$3.9T
-12.5%
$4.4T
-4.9%
$4.6T
-37.0%
$7.4T
-5.7%
$7.8T
-$15.2B$6.8B$9.3B
EBITDA Margin
9.1%
-2.8pp
11.9%
-0.1pp
12.1%
-14.3pp
26.4%
-11.4pp
37.8%
5.6%46.3%42.0%
Operating Income
$3.9T
+23.0%
$3.1T
-10.0%
$3.5T
-44.4%
$6.3T
-1.4%
$6.4T
$12.3B$14.0B-$15.7B
Operating Margin
9.1%
+0.6pp
8.5%
-0.6pp
9.1%
-13.4pp
22.5%
-8.3pp
30.8%
16.6%24.1%22.0%
Interest Income
$23.9T
-15.1%
$28.2T
-2.6%
$28.9T
+49.0%
$19.4T
+51.7%
$12.8T
-$1.5B-$1.6B$405.0M
Interest Expense
$16.8T
-19.6%
$20.9T
-7.6%
$22.6T
+94.0%
$11.7T
+150.3%
$4.7T
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$3.9T
+23.0%
$3.1T
-10.0%
$3.5T
-44.4%
$6.3T
-1.4%
$6.4T
$3.3B$4.9B$3.6B
Pre-Tax Margin
9.1%
+0.6pp
8.5%
-0.6pp
9.1%
-13.4pp
22.5%
-8.3pp
30.8%
20.8%18.7%26.2%
Income Tax Expense
$1.3T
+41.0%
$946.4B
-27.8%
$1.3T
-42.3%
$2.3T
-2.2%
$2.3T
$1.3B-$1.6B$745.2M
Net Income
$1.6T
+58.0%
$1.0T
+37.4%
$739.0B
-70.2%
$2.5T
-24.7%
$3.3T
$4.9B$4.8B$4.7B
Net Margin
3.8%
+1.0pp
2.7%
+0.8pp
1.9%
-7.0pp
8.9%
-7.1pp
16.0%
12.4%17.5%22.5%
EPS (Basic)
$1.4K
+57.8%
$856
+37.5%
$622
-61.9%
$1.6K
-16.5%
$2.0K
$400.8M$703.2M$1.3B
EPS (Diluted)
$1.4K
+57.8%
$856
+37.5%
$622
-61.9%
$1.6K
-16.5%
$2.0K
$766.2M$609.4M$452.6M
Weighted Avg Shares
$1.2B
+0.0%
$1.2B
+0.0%
$1.2B
+2.6%
$1.2B
+3.9%
$1.1B
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$1.2B
+0.0%
$1.2B
+0.0%
$1.2B
+2.6%
$1.2B
+3.9%
$1.1B
$1.2B$924.4M$678.0M

Older periods hidden.

Sign in to unlock

SEC Filings

Recent regulatory filings

No filings found.

How much revenue does AVAL generate?

Grupo Aval Acciones y Valores S.A. (AVAL) reported $42.33T of revenue in fiscal 2025.

Is AVAL profitable?

Grupo Aval Acciones y Valores S.A. (AVAL) reported $1.60T of net income, with a net margin of 3.8%.

Explore More

Continue the stock analysis

Jump to another research area for this company.