American Integrity Insurance Group, Inc.
Financial ServicesNYSE:AII · New York Stock Exchange
+$0.15 today
Vol 0.16M · Avg 0.12M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Earnings Waterfall
Revenue to Net Income
Key Ratios
Analysis
$295.5M of revenue converted into $81.4M of net income for the selected period. Gross margin is 63.7% and net margin is 27.7%, showing how much revenue survives after costs and taxes. EPS is $4.38, tying the income statement back to per-share earnings.
Income Statement
Annual data · 3 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Revenue | $276.5M +35.3% | $204.4M +1.7% | $200.9M | $888.0M | $1.0B | $809.6M |
| Cost of Revenue | $98.0M -19.9% | $122.4M +0.3% | $122.0M | -$1.7B | $344.8M | $725.6M |
| Gross Profit | $178.5M +117.6% | $82.0M +4.0% | $78.9M | $11.6B | $10.3B | $8.9B |
| Gross Margin | 64.5% +24.4pp | 40.1% +0.9pp | 39.3% | 26.4% | 45.5% | 9.8% |
| Research & Development | $0 | $0 | $0 | $1.2B | $378.4M | $983.2M |
| Selling, General & Admin | $41.9M +35.5% | $31.0M -9.3% | $34.1M | $811.0M | $1.4B | $620.6M |
| Operating Expenses | $63.4M +104.8% | $31.0M -9.3% | $34.1M | -$15.9B | $3.6B | $5.3B |
| Depreciation & Amortization | $2.3M -19.7% | $2.8M +132.1% | $1.2M | $419.0M | $1.2B | $374.2M |
| EBITDA | $117.3M +117.8% | $53.9M +17.2% | $46.0M | $10.0B | $12.6B | -$15.2B |
| EBITDA Margin | 42.4% +16.1pp | 26.4% +3.5pp | 22.9% | 14.3% | 10.0% | 5.6% |
| Operating Income | $115.1M +125.4% | $51.0M +14.0% | $44.8M | $9.0B | $10.6B | $12.3B |
| Operating Margin | 41.6% +16.6pp | 25.0% +2.7pp | 22.3% | 11.2% | 18.7% | 16.6% |
| Interest Income | $0 | $0 | $0 | $875.4M | $1.3B | -$1.5B |
| Interest Expense | $0 | $0 | $0 | $801.2M | $969.2M | $1.1B |
| Other Income / Expenses | $0 | $0 | $0 | $368.6M | -$1.6B | -$1.5B |
| Income Before Tax | $115.1M +125.4% | $51.0M +14.0% | $44.8M | $13.9B | -$15.6B | $3.3B |
| Pre-Tax Margin | 41.6% +16.6pp | 25.0% +2.7pp | 22.3% | 15.4% | 13.3% | 20.8% |
| Income Tax Expense | $15.4M +36.6% | $11.3M +62.4% | $7.0M | $375.6M | $666.8M | $1.3B |
| Net Income | $99.6M +150.7% | $39.7M +5.1% | $37.8M | $5.1B | $5.0B | $4.9B |
| Net Margin | 36.0% +16.6pp | 19.4% +0.6pp | 18.8% | 47.3% | 7.4% | 12.4% |
| EPS (Basic) | $6 +197.9% | $2 +5.4% | $2 | $591.2M | $1.2B | $400.8M |
| EPS (Diluted) | $6 +191.2% | $2 +5.4% | $2 | $777.4M | $620.6M | $766.2M |
| Weighted Avg Shares | $17.2M -12.0% | $19.6M +0.0% | $19.6M | $724.2M | $892.2M | $757.8M |
| Weighted Avg Shares (Diluted) | $17.2M -12.0% | $19.6M +0.0% | $19.6M | $566.0M | $319.6M | $1.2B |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Donegal Group Inc.
NASDAQ:DGICA
$645.38M
Midland States Bancorp, Inc.
NASDAQ:MSBI
$625.21M
Northrim BanCorp, Inc.
NASDAQ:NRIM
$573.91M
Unity Bancorp, Inc.
NASDAQ:UNTY
$568.62M
Bridgewater Bancshares, Inc.
NASDAQ:BWB
$557.67M
Capital Bancorp, Inc.
NASDAQ:CBNK
$554.94M
American Coastal Insurance Corporation
NASDAQ:ACIC
$506.45M
Eagle Point Credit Company Inc.
NYSE:ECC
$505.04M
Gladstone Capital Corporation
NASDAQ:GLAD
$438.08M
Global Indemnity Group, LLC
NASDAQ:GBLI
$369.14M
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does AII generate?
American Integrity Insurance Group, Inc. (AII) reported $276.49M of revenue in fiscal 2025.
Is AII profitable?
American Integrity Insurance Group, Inc. (AII) reported $99.62M of net income, with a net margin of 36.0%.
Explore More
Continue the stock analysis
Jump to another research area for this company.