Westamerica Bancorporation
Financial ServicesNASDAQ:WABC · NASDAQ Global Select
+$0.68 today
Vol 0.21M · Avg 0.19M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
12.4%
avg 12.9%
ROIC
10.4%
avg 10.9%
ROA
1.9%
avg 1.5%
Analysis
ROE is currently the strongest return metric at 12.4% versus its period average of 12.9%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
David L. Payne | Chairman, President & Chief Executive Officer | $802,645.00 | — | 71 | $242,417.00 | 1.03% |
Matthew Mihalik | Senior Vice President & Treasurer | $319,444.00 | — | — | $0.00 | <0.01% |
Anela Jonas | Senior Vice President & Chief Financial Officer | $291,505.00 | — | 52 | $235.55 | <0.01% |
Brian J. Donohoe | Senior Vice President & Chief Information Officer | $254,651.00 | — | 45 | $3,814.00 | 0.02% |
Robert Baker | Senior Vice President & Banking Division Manager | $228,201.00 | — | 61 | $5,100.00 | 0.02% |
Russell W. Rizzardi | Senior Vice President & Chief Credit Administrator of Westamerica Bank | $205,965.00 | — | 71 | $0.00 | <0.01% |
Curtis Belton | Senior Vice President & Risk Officer | — | — | — | $5,300.00 | 0.02% |
Diane Cunningham | Corporate Executive Secretary | — | — | — | — | — |
Cheryl Thorsen | Senior Vice President of Human Resources Division Manager | — | — | — | $6,900.00 | 0.03% |
Kris Irvine | Vice President & Corporate Secretary | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
1
$3,280.88
Sells
1
$40,859.78
Net Sentiment
$37,578.89
Net selling
Most Active
Wondeh Inez
1 transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| Apr 22, 2026 | Wondeh Inez Direct | Buy | 61 | $53.79 | $3,280.88 | |
| Apr 20, 2026 | Baker Robert James Jr Direct | Sell | 759 | $53.83 | $40,859.78 |
Analysis
Insiders reported 1 buys worth $3,280.88 and 1 sells worth $40,859.78 over the last 12 months. That adds up to net selling of $37,578.89. Wondeh Inez was the most active insider with 1 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -7.8% | +5.3% (12yr)2 analysts |
| Revenue | N/A | N/A | -8.5% | +2.2% (12yr)1 analysts |
| Net Income | N/A | N/A | -10.2% | +5.1% (12yr)1 analysts |
| EBIT | N/A | N/A | -10.4% | +5.4% (12yr)1 analysts |
Analysis
Recent growth has been strongest in EPS at -7.8% over three years. Forward estimates point to EBIT at +5.4% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages WABC?
Westamerica Bancorporation (WABC) lists 10 active executives. The top listed executive is Russell W. Rizzardi, Senior Vice President & Chief Credit Administrator of Westamerica Bank.
Are WABC insiders buying or selling?
Recent insider activity shows net buying of $13.64M.
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