United Bankshares, Inc.

United Bankshares, Inc.

Financial Services

NASDAQ:UBSI · NASDAQ Global Select

Market Cap $6.26B Beta 0.74 P/E (TTM) 12.6
$45.46 +1.07%

+$0.48 today

52W Low $34.10High $45.93

Vol 0.47M · Avg 0.89M

EPS (TTM)$3.61
Div Yield3.32%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

8.5%

avg 7.4%

ROIC

6.0%

avg 5.1%

ROA

1.4%

avg 1.2%

Analysis

ROE is currently the strongest return metric at 8.5% versus its period average of 7.4%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Richard Adams

Executive Chairman of the Board$3.13M79$893,274.470.65%

James J. Consagra Jr.

President$2.67M65$156,534.000.11%

W. Mark Tatterson

Executive Vice President, Chief Financial Officer & Treasurer$1.63M51$105,124.000.08%

Darren K. Williams

Executive Vice President and Chief Information & Risk Officer$1.16M54$48,316.000.04%

Ami Lee Shaver

Executive VP & Chief Human Resources Officer55$15,285.460.01%

Julie Ritche Gurtis

Executive Vice President63$28,703.000.02%

Charles J. Mildren

Executive VP & Chief Consumer Lending Officer54$20,866.540.02%

Douglas Bryon Ernest

Executive Vice President & Chief Credit Officer62$54,011.610.04%

Matthew Lee Humphrey

Executive Vice President and Head of Wealth & Investment Management46$37,685.450.03%

Ross Draber

Executive Vice President & Chief Operating Officer38$31,203.940.02%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

13

$4,201.01

Sells

0

$0.00

Net Sentiment

+$4,201.01

Net buying

Most Active

WINTER P CLINTON

12 transactions

DateInsiderTypeSharesPriceValue
Jun 1, 2026

WINTER P CLINTON

Direct

Buy7$0.00$0.00
May 15, 2026

WINTER P CLINTON

Direct

Buy744$0.00$0.00
Apr 1, 2026

WINTER P CLINTON

Direct

Buy512$0.00$0.00
Mar 4, 2026

WINTER P CLINTON

Direct

Buy62$0.00$0.00
Feb 25, 2026

WINTER P CLINTON

Direct

Buy710$0.00$0.00
Jan 28, 2026

Rice Lacy I III

Indirect

Buy101$41.59$4,201.01
Jan 2, 2026

WINTER P CLINTON

Direct

Buy548$0.00$0.00
Nov 24, 2025

WINTER P CLINTON

Direct

Buy882$0.00$0.00
Nov 7, 2025

WINTER P CLINTON

Direct

Buy138$0.00$0.00
Oct 8, 2025

WINTER P CLINTON

Direct

Buy536$0.00$0.00

1–10 of 13

Analysis

Insiders reported 13 buys worth $4,201.01 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $4,201.01. WINTER P CLINTON was the most active insider with 12 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+6.5%
+5.6% (12yr)4 analysts
RevenueN/AN/A+8.6%
+8.8% (12yr)2 analysts
Net IncomeN/AN/A+18.6%
+11.9% (12yr)2 analysts
EBITN/AN/A+18.8%
+7.4% (12yr)2 analysts

Analysis

Recent growth has been strongest in EBIT at +18.8% over three years. Forward estimates point to Net Income at +11.9% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages UBSI?

United Bankshares, Inc. (UBSI) lists 10 active executives. The top listed executive is W. Mark Tatterson, Executive Vice President, Chief Financial Officer & Treasurer.

Are UBSI insiders buying or selling?

Recent insider activity shows net selling of $8.40M.

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