TFS Financial Corporation
Financial ServicesNASDAQ:TFSL · NASDAQ Global Select
+$0.12 today
Vol 0.75M · Avg 0.82M
Balance Sheet
Inspect the capital base behind the business
Review assets, liabilities, equity, cash, and debt to judge whether the company has the financial position to support future returns.
Balance Sheet
Assets, liabilities & equity
| Cash & Equivalents | $25.1M |
| Receivables | $59.9M |
| Total Current Assets | $85.0M |
| PP&E (Net) | $43.4M |
| Intangible Assets | $9.0M |
| Long-term Investments | $16.9B |
| Other Non-current | $482.3M |
| Total Non-current Assets | $17.4B |
| Total Assets | $17.5B |
Analysis
Selected assets total $17.5B for Latest. The largest visible component is Long-term Investments at $16.9B, about 96.5% of the tab total. Use the mix to judge balance sheet concentration, liquidity, leverage, and how much of book value is supported by tangible operating assets.
Balance Sheet
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $429.4M -7.4% | $463.7M -0.6% | $466.7M +26.3% | $369.6M -24.3% | $488.3M | $1.0B | $841.8M | $673.8M |
| Short-term Investments | $54.0M -89.7% | $526.3M +3.5% | $508.3M +11.0% | $457.9M +8.6% | $421.8M | -$1.6B | $445.6M | $378.4M |
| Net Receivables | $62.6M +5.3% | $59.4M +10.2% | $53.9M +33.9% | $40.3M +29.4% | $31.1M | $533.8M | $399.4M | -$1.7B |
| Inventory | $0 | $0 | $0 | $0 | $0 | $641.6M | $328.0M | $316.8M |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $1.5B | $966.4M | $764.8M |
| Total Current Assets | $546.0M -48.0% | $1.0B +2.0% | $1.0B +18.6% | $867.7M -7.8% | $941.2M | $12.5B | $10.5B | $5.5B |
| Property, Plant & Equipment (Net) | $40.0M +20.6% | $33.2M -4.4% | $34.7M +0.5% | $34.5M -7.7% | $37.4M | $1.2B | $1.5B | $687.8M |
| Goodwill | $9.7M | $0 | $0 | $0 | $0 | $925.8M | $466.6M | $309.8M |
| Intangible Assets | $8.5M +12.1% | $7.6M +3.1% | $7.4M -6.8% | $7.9M -11.2% | $8.9M | $568.8M | $860.0M | $1.5B |
| Long-term Investments | $16.2B +5.5% | $15.3B +1.1% | $15.2B +6.3% | $14.3B +14.0% | $12.5B | $524.0M | -$1.5B | $860.0M |
| Tax Assets | $0 | $0 | $0 | $0 | $0 | $1.5B | $1.4B | $1.4B |
| Other Non-current Assets | $664.4M +0.5% | $660.8M -2.5% | $677.9M +10.6% | $612.9M +11.0% | $552.0M | $1.4B | $1.0B | $679.4M |
| Total Non-current Assets | $16.9B +5.4% | $16.0B +1.0% | $15.9B +6.5% | $14.9B +13.8% | $13.1B | -$15.3B | $14.8B | $11.3B |
| Total Assets | $17.5B +2.1% | $17.1B +1.0% | $16.9B +7.1% | $15.8B +12.3% | $14.1B | $13.3B | $11.9B | $10.6B |
| Account Payables | $14.7M -36.5% | $23.2M +123.8% | $10.4M +363.2% | $2.2M +20.8% | $1.9M | $1.3B | -$1.5B | $1.4B |
| Short-term Debt | $0 | $0 | $0 | $0 | $0 | -$1.6B | -$1.6B | $326.6M |
| Tax Payables | $0 | $0 | $0 -100.0% | $167.0K | $0 | $574.4M | -$1.5B | $1.4B |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 | -$1.6B | $374.2M | $542.2M |
| Other Current Liabilities | $10.4B +2.6% | $10.2B +7.8% | $9.4B +5.8% | $8.9B -0.8% | $9.0B | $1.1B | $1.5B | $493.2M |
| Total Current Liabilities | $10.4B +2.5% | $10.2B +7.9% | $9.4B +4.9% | $9.0B -0.8% | $9.1B | $6.0B | $10.1B | $14.3B |
| Long-term Debt | $4.9B +1.6% | $4.8B -9.1% | $5.3B +10.0% | $4.8B +53.9% | $3.1B | $1.3B | $438.6M | $1.3B |
| Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $746.6M | $612.2M | $477.8M |
| Deferred Revenue (Non-current) | $0 | $0 | $0 | $0 | $0 | -$1.6B | $715.8M | $1.3B |
| Other Non-current Liabilities | $214.9M +1.6% | $211.5M -10.9% | $237.3M +102.4% | $117.3M +6.9% | $109.6M | $489.0M | $1.1B | -$1.5B |
| Total Non-current Liabilities | $5.1B +1.6% | $5.0B -9.2% | $5.5B +12.2% | $4.9B +52.3% | $3.2B | $3.9B | $7.5B | $14.1B |
| Total Liabilities | $15.6B +2.2% | $15.2B +1.6% | $15.0B +7.5% | $13.9B +13.1% | $12.3B | $14.7B | $3.7B | $9.6B |
| Common Stock | $3.3M +0.0% | $3.3M +0.0% | $3.3M +0.0% | $3.3M +0.0% | $3.3M | $651.4M | $517.0M | $382.6M |
| Retained Earnings | $946.8M +3.4% | $915.5M +3.2% | $887.0M +1.9% | $870.0M +1.9% | $853.7M | -$1.6B | $519.8M | $1.1B |
| Accumulated OCI | -$21.2M -36.0% | -$15.6M -118.3% | $85.2M +268.1% | $23.1M +134.1% | -$67.8M | $393.8M | $550.6M | $707.4M |
| Other Stockholders Equity | -$18.4M +19.0% | -$22.8M +16.0% | -$27.1M +13.8% | -$31.4M +12.1% | -$35.8M | $351.8M | -$1.6B | $1.5B |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $1.4B | $337.8M | $931.4M |
| Total Equity | $1.9B +1.7% | $1.9B -3.4% | $1.9B +4.5% | $1.8B +6.5% | $1.7B | $9.1B | $7.7B | $3.3B |
| Total Debt | $4.9B +1.6% | $4.8B -9.1% | $5.3B +10.0% | $4.8B +53.9% | $3.1B | $724.2M | $410.6M | $399.4M |
| Net Debt | $4.5B +2.6% | $4.4B -9.9% | $4.8B +8.6% | $4.5B +68.4% | $2.6B | $389.6M | $501.6M | $311.2M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
M&T Bank Corporation
NYSE:MTB
$33.95B
Cadence Bank
CADE
$7.85B
Synovus Financial Corp.
SNV
$6.95B
Associated Banc-Corp
NYSE:ASB
$4.90B
Eastern Bankshares, Inc.
NASDAQ:EBC
$4.80B
Fulton Financial Corporation
NASDAQ:FULT
$4.46B
Texas Capital Bancshares, Inc.
NASDAQ:TCBI
$4.43B
United Community Banks, Inc.
NYSE:UCB
$4.14B
Inter & Co, Inc.
NASDAQ:INTR
$2.55B
The Bancorp, Inc.
NASDAQ:TBBK
$2.39B
SEC Filings
Recent regulatory filings
No filings found.
How much cash does TFSL have?
TFS Financial Corporation (TFSL) reported $429.44M in cash and equivalents in fiscal 2025.
How much debt does TFSL carry?
TFS Financial Corporation (TFSL) reported $4.90B of total debt, with net debt of $4.47B.
Explore More
Continue the stock analysis
Jump to another research area for this company.