Summit State Bank
Financial ServicesNASDAQ:SSBI · NASDAQ Global Market
+$0.01 today
Vol 0.00M · Avg 0.00M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
6.7%
avg 9.8%
ROIC
0.7%
avg 5.5%
ROA
0.7%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 6.7% versus its period average of 9.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Brian J. Reed | President, Chief Executive Officer & Director | $556,873.00 | — | 67 | — | — |
Genie Del Secco | Executive Vice President & Chief Operating Officer | $358,595.00 | — | 57 | — | — |
Brandy A. Lee Seppi | Executive Vice President & Chief Banking Officer | $348,364.00 | — | 51 | — | — |
Camille D. Kazarian | Executive Vice President & Chief Financial Officer | $156,483.00 | — | 47 | — | — |
Janet Connors | Senior Vice President & Relationship Manager | — | — | — | — | — |
Michael J. Floyd | Executive Vice President & Chief Credit Officer | — | — | 64 | — | — |
Wayne Hoffer | Senior Vice President | — | — | — | — | — |
Karen Holloway | Senior Vice President | — | — | — | — | — |
Barbara Gradman | Corporate Secretary | — | — | — | — | — |
Elaina Hunt | Vice President of Marketing & Community Relations | — | — | — | — | — |
John Osborne | Senior Vice President & Relationship Manager | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
No insider transactions in the last 12 months.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +25.5% | +3.6% (8yr)20 analysts |
| Revenue | N/A | N/A | +1.3% | +22.9% (8yr)20 analysts |
| Net Income | N/A | N/A | +20.5% | +5.2% (8yr)20 analysts |
| EBIT | N/A | N/A | +20.5% | +5.2% (8yr)20 analysts |
Analysis
Recent growth has been strongest in EPS at +25.5% over three years. Forward estimates point to Revenue at +22.9% (8yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
Pathward Financial, Inc.
NASDAQ:CASH
$1.78B
Bank of the James Financial Group, Inc.
NASDAQ:BOTJ
$112.49M
First Northwest Bancorp
NASDAQ:FNWB
$101.26M
Broadway Financial Corporation
NASDAQ:BYFC
$93.06M
United Bancorp, Inc.
NASDAQ:UBCP
$90.36M
First US Bancshares, Inc.
NASDAQ:FUSB
$90.02M
IF Bancorp, Inc.
IROQ
$88.98M
Fifth District Savings Bank
NASDAQ:FDSB
$82.39M
First Seacoast Bancorp
NASDAQ:FSEA
$79.03M
NSTS Bancorp, Inc.
NASDAQ:NSTS
$72.45M
Who manages SSBI?
Summit State Bank (SSBI) lists 11 active executives. The top listed executive is Janet Connors, Senior Vice President & Relationship Manager.
Explore More
Continue the stock analysis
Jump to another research area for this company.