Chicago Atlantic Real Estate Finance, Inc.

Chicago Atlantic Real Estate Finance, Inc.

Real Estate

NASDAQ:REFI · NASDAQ Global Market

Market Cap $239.85M Beta 0.30 P/E (TTM) 7.8
$11.37 +0.53%

+$0.06 today

52W Low $10.74High $14.62

Vol 0.07M · Avg 0.16M

EPS (TTM)$1.46
Div Yield16.54%
REIT - Mortgage

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

11.7%

avg 11.0%

ROIC

8.8%

avg 2.7%

ROA

8.5%

avg 8.3%

Analysis

ROE is currently the strongest return metric at 11.7% versus its period average of 11.0%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Anthony Cappell

Co-CEO & Director of Chicago Atlantic REIT Manager, LLC42$421,706.001.99%

Peter S. Sack

Co-CEO & Director of Chicago Atlantic REIT Manager, LLC37$118,356.000.56%

David Kite

Chief Operating Officer of Chicago Atlantic REIT Manager, LLC & President54$96,615.000.46%

John Michael Mazarakis

Executive Chairman of the Board of Chicago Atlantic REIT Manager, LLC50$453,706.002.14%

Phillip Silverman

CFO, Treasurer and Secretary of Chicago Atlantic REIT Manager, LLC35$71,516.000.34%

Brett Clayton

Controller

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

9

$673,090.50

Sells

0

$0.00

Net Sentiment

+$673,090.50

Net buying

Most Active

Papastavrou Jason D

3 transactions

DateInsiderTypeSharesPriceValue
Oct 16, 2025

Mazarakis John

Direct

Buy8.0K$12.75$102,000.00
Oct 15, 2025

Papastavrou Jason D

Indirect

Buy5.0K$12.71$63,550.00
Oct 15, 2025

Papastavrou Jason D

Direct

Buy10.0K$12.62$126,150.00
Oct 15, 2025

Papastavrou Jason D

Indirect

Buy3.0K$12.68$38,040.00
Oct 15, 2025

Kite David

Direct

Buy2.5K$12.70$31,750.00
Oct 14, 2025

Konigsberg Brandon

Direct

Buy7.0K$12.33$86,296.00
Oct 14, 2025

Sack Peter

Direct

Buy8.2K$12.43$101,304.50
Oct 14, 2025

Kite David

Direct

Buy2.5K$12.31$30,775.00
Oct 1, 2025

Mazarakis John

Direct

Buy7.5K$12.43$93,225.00

Analysis

Insiders reported 9 buys worth $673,090.50 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $673,090.50. Papastavrou Jason D was the most active insider with 3 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A-2.6%
+7.0% (3yr)1 analysts
RevenueN/AN/A+8.9%
+0.1% (3yr)1 analysts
Net IncomeN/AN/A+3.7%
+7.0% (3yr)1 analysts
EBITN/AN/AN/A
-41.4% (3yr)1 analysts

Analysis

Recent growth has been strongest in Revenue at +8.9% over three years. Forward estimates point to EPS at +7.0% (3yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages REFI?

Chicago Atlantic Real Estate Finance, Inc. (REFI) lists 6 active executives. The top listed executive is Anthony Cappell, Co-CEO & Director of Chicago Atlantic REIT Manager, LLC.

Are REFI insiders buying or selling?

Recent insider activity shows net buying of $33.98M.

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