Peoples Financial Services Corp.
Financial ServicesNASDAQ:PFIS · NASDAQ Global Select
+$0.74 today
Vol 0.06M · Avg 0.06M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
11.4%
avg 8.6%
ROIC
1.1%
avg 5.3%
ROA
1.1%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 11.4% versus its period average of 8.6%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Gerard A. Champi | CEO & President | $793,423.00 | — | 65 | $3,305.00 | 0.03% |
James Bone Jr. | Executive Vice President & Chief Financial Officer | $465,115.00 | — | 64 | $10,797.91 | 0.11% |
Jeffrey A. Drobins | Executive VP & Chief Lending Officer | $423,722.00 | — | 41 | $3,305.00 | 0.03% |
John R. Anderson | Executive Vice President & Chief Operating Officer | $399,684.00 | — | 59 | $6,979.75 | 0.07% |
Timothy H. Kirtley | Executive Vice President, Chief Risk Officer & Corporate Secretary | $386,977.00 | — | 56 | $6,768.00 | 0.07% |
Joseph Ferretti | Northeast Market President | $262,041.00 | — | 56 | $53,961.15 | 0.54% |
James Chiaro | Executive Vice President & Chief Investment Services Officer | — | — | 50 | $10,797.91 | 0.11% |
Amy E. Vieney | Executive VP & Chief Human Resource Officer | — | — | 51 | $824.06 | <0.01% |
Marie L. Luciani | Investor Relations Officer & Assistant Secretary | — | — | 65 | — | — |
Mary Griffin Cummings | Executive Vice President & General Counsel | — | — | 63 | $6,780.00 | 0.07% |
Stephanie A. Westington | Executive VP & Chief Accounting Officer | — | — | 61 | $3,305.00 | 0.03% |
Susan L. Hubble | Executive Vice President & Chief Information Officer | — | — | 70 | $2,625.00 | 0.03% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
2
$52,682.50
Sells
0
$0.00
Net Sentiment
+$52,682.50
Net buying
Most Active
LOCHEN RICHARD S JR
2 transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| Aug 15, 2025 | LOCHEN RICHARD S JR Direct | Buy | 100 | $50.10 | $5,010.00 | |
| Aug 6, 2025 | LOCHEN RICHARD S JR Direct | Buy | 1.0K | $47.67 | $47,672.50 |
Analysis
Insiders reported 2 buys worth $52,682.50 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $52,682.50. LOCHEN RICHARD S JR was the most active insider with 2 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -0.1% | +9.9% (12yr)2 analysts |
| Revenue | N/A | N/A | +18.0% | +9.3% (12yr)2 analysts |
| Net Income | N/A | N/A | +18.7% | +12.5% (12yr)2 analysts |
| EBIT | N/A | N/A | +17.7% | +8.7% (12yr)2 analysts |
Analysis
Recent growth has been strongest in Net Income at +18.7% over three years. Forward estimates point to Net Income at +12.5% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
Peapack-Gladstone Financial Corporation
NASDAQ:PGC
$819.47M
Arrow Financial Corporation
NASDAQ:AROW
$658.85M
Northfield Bancorp, Inc.
NASDAQ:NFBK
$617.27M
Red River Bancshares, Inc.
NASDAQ:RRBI
$610.40M
ACNB Corporation
NASDAQ:ACNB
$587.19M
Unity Bancorp, Inc.
NASDAQ:UNTY
$568.62M
Bridgewater Bancshares, Inc.
NASDAQ:BWB
$557.67M
Capital Bancorp, Inc.
NASDAQ:CBNK
$554.94M
First Business Financial Services, Inc.
NASDAQ:FBIZ
$506.91M
ChoiceOne Financial Services, Inc.
NASDAQ:COFS
$487.74M
Who manages PFIS?
Peoples Financial Services Corp. (PFIS) lists 12 active executives. The top listed executive is Jeffrey A. Drobins, Executive VP & Chief Lending Officer.
Are PFIS insiders buying or selling?
Recent insider activity shows net selling of $952,237.10.
Explore More
Continue the stock analysis
Jump to another research area for this company.