Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc.

Financial Services

NASDAQ:ORRF · NASDAQ Capital Market

Market Cap $770.68M Beta 0.70 P/E (TTM) 9.1
$39.94 +2.04%

+$0.80 today

52W Low $29.39High $40.72

Vol 0.11M · Avg 0.14M

EPS (TTM)$4.39
Div Yield2.85%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

13.7%

avg 8.7%

ROIC

23.9%

avg 6.3%

ROA

1.5%

avg 0.8%

Analysis

ROIC is currently the strongest return metric at 23.9% versus its period average of 6.3%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Adam L. Metz

President, Chief Executive Officer & Director$790,864.0054$10,374.000.05%

Thomas Rodney Quinn Jr.

President, Chief Executive Officer & Director$790,864.0067$2,500.000.01%

Christopher D. Holt

Executive Vice President & Market President for the Maryland Region$576,745.0062$12,616.000.06%

Amy L. Doll

Executive Vice President & Chief Administrative Officer$563,868.0046$5,260.000.03%

Neelesh Kalani

Executive Vice President, Chief Financial Officer & Head of Investor Relations$553,265.0051$10,699.000.05%

Philip E. Fague

Executive Vice President & Chief Trust Officer of Orrstown Bank$324,981.0066$8,221.000.04%

Benjamin Colvard

Executive Vice President & Chief Operations Officer$4,047.000.02%

Christopher Orr

Executive Vice President & Chief Information Officer42$12,616.000.06%

Matthew Dyckman

Executive Vice President & General Counsel57$15,000.000.08%

Sean Mulcahy

Senior Vice President & Chief Accounting Officer43$3,768.000.02%

Heather K. Knisely

Executive Vice President & Chief Human Resources Officer42$3,770.000.02%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

4

$69,153.84

Sells

5

$776,003.15

Net Sentiment

$706,849.31

Net selling

Most Active

Quinn Thomas R Jr

2 transactions

DateInsiderTypeSharesPriceValue
Mar 18, 2026

Brunner Brian D

Direct

Buy1.0K$34.02$34,017.00
Mar 11, 2026

Holt Christopher D

Direct

Sell7.8K$34.29$268,147.80
Feb 19, 2026

Quinn Thomas R Jr

Direct

Sell10.4K$37.43$388,261.39
Feb 18, 2026

Quinn Thomas R Jr

Direct

Sell28$37.70$1,055.46
Feb 5, 2026

Messick John Rodney

Direct

Sell2.5K$38.62$96,550.00
Feb 2, 2026

BROWN SARAH M

Direct

Buy406$36.21$14,701.26
Oct 27, 2025

Joiner Cindy Jeannette

Direct

Buy302$34.29$10,355.58
Sep 3, 2025

BROWN SARAH M

Direct

Buy288$35.00$10,080.00
Jul 28, 2025

Jaeger Michael

Direct

Sell642$34.25$21,988.50

Analysis

Insiders reported 4 buys worth $69,153.84 and 5 sells worth $776,003.15 over the last 12 months. That adds up to net selling of $706,849.31. Quinn Thomas R Jr was the most active insider with 2 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/AN/A
+13.2% (12yr)3 analysts
RevenueN/AN/A-5.6%
+13.8% (12yr)2 analysts
Net IncomeN/AN/AN/A
+20.2% (12yr)2 analysts
EBITN/AN/AN/A
+17.1% (12yr)2 analysts

Analysis

Recent growth has been strongest in Revenue at -5.6% over three years. Forward estimates point to Net Income at +20.2% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages ORRF?

Orrstown Financial Services, Inc. (ORRF) lists 11 active executives. The top listed executive is Adam L. Metz, President, Chief Executive Officer & Director.

Are ORRF insiders buying or selling?

Recent insider activity shows net selling of $3.84M.

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