NBT Bancorp Inc.

NBT Bancorp Inc.

Financial Services

NASDAQ:NBTB · NASDAQ Global Select

Market Cap $2.51B Beta 0.50 P/E (TTM) 13.7
$48.18 +1.07%

+$0.51 today

52W Low $39.20High $48.25

Vol 0.22M · Avg 0.32M

EPS (TTM)$3.52
Div Yield3.07%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

8.9%

avg 9.8%

ROIC

1.1%

avg 5.2%

ROA

1.1%

avg 1.1%

Analysis

ROE is currently the strongest return metric at 8.9% versus its period average of 9.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Scott A. Kingsley

President, Chief Executive Officer & Director$1.53M61$57,936.000.11%

Joseph R. Stagliano

Senior Executive Vice President$1.01M57$2,863.00<0.01%

Annette L. Burns

Executive Vice President & Chief Financial Officer$763,260.0053$24,312.670.05%

Amy Wiles

Executive Vice President and Chief Credit & Risk Officer$728,820.0067$27,161.000.05%

Ruth Halley Mahoney

Executive Vice President & President of Wealth Management$721,577.0058$16,427.540.03%

Martin Randolph Sparks

Executive Vice President, General Counsel, Chief Ethics Officer & Corporate Secretary$566,482.0067$14,462.880.03%

Amy S. Hurta

Senior VP & Senior Director of Operations$27,161.000.05%

Kenneth J. Entenmann

Senior Vice President, Chief Investment Officer & Chief Economist

Florence R. Doller

Senior Vice President & Director of Corporate Communications

Shauna Hyle

Executive Vice President of Retail Community Banking$29,298.000.06%

Cynthia A. Smaniotto

Executive Vice President & Chief Human Resources Officer$17,746.930.03%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

5

$2.44M

Sells

7

$2.54M

Net Sentiment

$96,103.48

Net selling

Most Active

DELANEY TIMOTHY E

5 transactions

DateInsiderTypeSharesPriceValue
Jun 12, 2026

Sparks Martin Randolph

Direct

Sell1.2K$48.04$57,650.04
Jun 12, 2026

Hoeller Heidi M

Direct

Sell2.1K$48.04$100,873.50
Jun 9, 2026

WATT JOHN H JR

Direct

Sell21.0K$47.42$995,750.70
Jun 5, 2026

Mahoney Ruth H

Direct

Sell5.0K$46.60$233,000.00
Mar 13, 2026

Sparks Martin Randolph

Direct

Sell2.4K$41.30$99,120.24
Feb 17, 2026

Wiles Amy

Direct

Sell4.4K$45.72$202,771.75
Jan 28, 2026

DELANEY TIMOTHY E

Direct

Buy22.7K$42.97$976,708.10
Jan 28, 2026

DELANEY TIMOTHY E

Indirect

Buy22.7K$42.97$976,708.10
Nov 6, 2025

DELANEY TIMOTHY E

Direct

Buy2.5K$40.90$102,250.00
Nov 6, 2025

DELANEY TIMOTHY E

Direct

Buy7.5K$41.00$307,500.00

1–10 of 12

Analysis

Insiders reported 5 buys worth $2.44M and 7 sells worth $2.54M over the last 12 months. That adds up to net selling of $96,103.48. DELANEY TIMOTHY E was the most active insider with 5 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+2.0%
+8.4% (12yr)6 analysts
RevenueN/AN/A+5.9%
+6.3% (12yr)4 analysts
Net IncomeN/AN/A+11.9%
+9.8% (12yr)4 analysts
EBITN/AN/A+14.7%
+6.1% (12yr)4 analysts

Analysis

Recent growth has been strongest in EBIT at +14.7% over three years. Forward estimates point to Net Income at +9.8% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages NBTB?

NBT Bancorp Inc. (NBTB) lists 11 active executives. The top listed executive is Amy S. Hurta, Senior VP & Senior Director of Operations.

Are NBTB insiders buying or selling?

Recent insider activity shows net selling of $3.87M.

Explore More

Continue the stock analysis

Jump to another research area for this company.