Lakeland Financial Corporation

Lakeland Financial Corporation

Financial Services

NASDAQ:LKFN · NASDAQ Global Select

Market Cap $1.53B Beta 0.73 P/E (TTM) 14.3
$61.83 +1.64%

+$1.00 today

52W Low $54.36High $69.40

Vol 0.09M · Avg 0.18M

EPS (TTM)$4.33
Div Yield3.30%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

13.6%

avg 13.9%

ROIC

10.4%

avg 10.2%

ROA

1.5%

avg 1.4%

Analysis

ROE is currently the strongest return metric at 13.6% versus its period average of 13.9%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

David Findlay

Chairman & Chief Executive Officer$1.17M64$113,918.000.46%

Kristin L. Pruitt

President & Director$702,680.0054$26,560.000.11%

Eric H. Ottinger

Executive Vice President & Chief Commercial Banking Officer$580,875.0056$33,257.000.13%

Lisa O'Neill

Executive Vice President & Chief Financial Officer$530,568.0058$36,966.000.15%

Donald J. Robinson-Gay

Executive Vice President & Chief Credit Officer$401,154.0048$7,774.000.03%

Stephanie R. Leniski

Executive Vice President & Chief Retail Banking Officer$376,075.0051$8,355.000.03%

Rickard James Donovan

Senior Vice President, General Counsel & Secretary$336,264.0058$14,438.000.06%

Kirtus D. Murray

Senior Vice President of Consumer & Home Loans and Retail Lending Manager

Brok A. Lahrman

Chief Accounting Officer & Senior Vice President of Finance40$3,354.000.01%

Carrie A. Gutman CTFA

Senior Vice President & Chief Wealth Advisory Officer$2,958.000.01%

Jennifer Hurford

Senior Vice President & Treasurer$9,185.000.04%

Kyra E. Clark

Senior Vice President & Chief Human Resource Officer47$11,416.000.05%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

4

$1.44M

Sells

13

$1.89M

Net Sentiment

$447,055.36

Net selling

Most Active

WELCH M SCOTT

3 transactions

DateInsiderTypeSharesPriceValue
May 29, 2026

Toothaker Bradley J

Direct

Sell5.9K$60.62$357,653.87
May 6, 2026

ROSS STEVEN D

Direct

Sell1.3K$62.50$80,062.50
May 5, 2026

ROSS STEVEN D

Direct

Sell19$62.50$1,187.50
May 1, 2026

Ottinger Eric H

Direct

Sell2.1K$61.49$131,342.64
Mar 12, 2026

WELCH M SCOTT

Indirect

Buy10.0K$56.23$562,314.00
Mar 9, 2026

WELCH M SCOTT

Indirect

Buy5.0K$55.45$277,250.00
Feb 27, 2026

WELCH M SCOTT

Indirect

Buy10.0K$57.95$579,500.00
Feb 23, 2026

Toothaker Bradley J

Direct

Sell5.7K$58.36$331,792.52
Feb 4, 2026

Leniski Stephanie R

Direct

Sell1.7K$62.76$104,487.08
Feb 4, 2026

FINDLAY DAVID M

Direct

Sell3.0K$63.02$189,057.00

1–10 of 17

Analysis

Insiders reported 4 buys worth $1.44M and 13 sells worth $1.89M over the last 12 months. That adds up to net selling of $447,055.36. WELCH M SCOTT was the most active insider with 3 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+8.6%
+7.8% (12yr)3 analysts
RevenueN/AN/A+2.7%
+6.3% (12yr)2 analysts
Net IncomeN/AN/A+9.4%
+8.0% (12yr)2 analysts
EBITN/AN/A+9.6%
+3.8% (12yr)2 analysts

Analysis

Recent growth has been strongest in EBIT at +9.6% over three years. Forward estimates point to Net Income at +8.0% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages LKFN?

Lakeland Financial Corporation (LKFN) lists 12 active executives. The top listed executive is Kirtus D. Murray, Senior Vice President of Consumer & Home Loans and Retail Lending Manager.

Are LKFN insiders buying or selling?

Recent insider activity shows net selling of $1.38M.

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