Landmark Bancorp, Inc.

Landmark Bancorp, Inc.

Financial Services

NASDAQ:LARK · NASDAQ Global Market

Market Cap $176.77M Beta 0.39 P/E (TTM) 9.5
$30.00 +3.45%

+$1.00 today

52W Low $22.31High $30.00

Vol 0.01M · Avg 0.01M

EPS (TTM)$3.15
Div Yield2.73%
Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$3.20
Gross Margin72.0%
Net Margin19.7%
P/E Ratio8.1
P/S Ratio6.3

Analysis

$97.3M of revenue converted into $19.1M of net income for the selected period. Gross margin is 72.0% and net margin is 19.7%, showing how much revenue survives after costs and taxes. EPS is $3.20, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$96.0M
+8.3%
$88.6M
+13.8%
$77.9M
+36.9%
$56.9M
-8.3%
$62.1M
$809.6M$921.6M$731.2M
Cost of Revenue
$27.7M
-9.2%
$30.5M
+40.2%
$21.7M
+400.2%
$4.3M
+116.7%
$2.0M
$725.6M$804.0M$882.4M
Gross Profit
$68.3M
+17.4%
$58.2M
+3.6%
$56.2M
+6.8%
$52.6M
-12.5%
$60.1M
$8.9B$7.6B$6.2B
Gross Margin
71.2%
+5.5pp
65.6%
-6.5pp
72.1%
-20.3pp
92.4%
-4.4pp
96.8%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$30.7M
+32.7%
$23.1M
+1.9%
$22.7M
+11.2%
$20.4M
+1.2%
$20.2M
$620.6M$923.0M-$1.5B
Operating Expenses
$45.2M
+2.6%
$44.1M
+5.0%
$42.0M
+1.7%
$41.3M
+10.8%
$37.3M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$0
-100.0%
$2.5M
-19.7%
$3.1M
+20.7%
$2.6M
-0.7%
$2.6M
$374.2M$1.2B$631.8M
EBITDA
$23.1M
+39.0%
$16.6M
-4.1%
$17.3M
+24.6%
$13.9M
-45.4%
$25.4M
-$15.2B$6.8B$9.3B
EBITDA Margin
24.0%
+5.3pp
18.7%
-3.5pp
22.2%
-2.2pp
24.4%
-16.5pp
40.9%
5.6%46.3%42.0%
Operating Income
$23.1M
+63.6%
$14.1M
-0.7%
$14.2M
+25.5%
$11.3M
-50.4%
$22.8M
$12.3B$14.0B-$15.7B
Operating Margin
24.0%
+8.1pp
15.9%
-2.3pp
18.2%
-1.7pp
19.9%
-16.9pp
36.8%
16.6%24.1%22.0%
Interest Income
$81.0M
+9.6%
$73.9M
+14.2%
$64.7M
+49.6%
$43.2M
+8.5%
$39.8M
-$1.5B-$1.6B$405.0M
Interest Expense
$25.3M
-10.1%
$28.2M
+31.7%
$21.4M
+392.2%
$4.3M
+188.6%
$1.5M
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$23.1M
+63.6%
$14.1M
-0.7%
$14.2M
+25.5%
$11.3M
-50.4%
$22.8M
$3.3B$4.9B$3.6B
Pre-Tax Margin
24.0%
+8.1pp
15.9%
-2.3pp
18.2%
-1.7pp
19.9%
-16.9pp
36.8%
20.8%18.7%26.2%
Income Tax Expense
$4.3M
+293.9%
$1.1M
-44.4%
$2.0M
+36.5%
$1.4M
-70.3%
$4.8M
$1.3B-$1.6B$745.2M
Net Income
$18.8M
+44.4%
$13.0M
+6.3%
$12.2M
+23.9%
$9.9M
-45.2%
$18.0M
$4.9B$4.8B$4.7B
Net Margin
19.6%
+4.9pp
14.7%
-1.0pp
15.7%
-1.6pp
17.4%
-11.7pp
29.0%
12.4%17.5%22.5%
EPS (Basic)
$3
+36.7%
$2
+6.6%
$2
+24.0%
$2
-45.2%
$3
$400.8M$703.2M$1.3B
EPS (Diluted)
$3
+35.8%
$2
+6.6%
$2
+24.0%
$2
-45.0%
$3
$766.2M$609.4M$452.6M
Weighted Avg Shares
$6.1M
+5.4%
$5.8M
+0.1%
$5.8M
-0.3%
$5.8M
-0.3%
$5.8M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$6.1M
+6.2%
$5.8M
+0.2%
$5.8M
-0.5%
$5.8M
-0.2%
$5.8M
$1.2B$924.4M$678.0M

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SEC Filings

Recent regulatory filings

No filings found.

How much revenue does LARK generate?

Landmark Bancorp, Inc. (LARK) reported $95.97M of revenue in fiscal 2025.

Is LARK profitable?

Landmark Bancorp, Inc. (LARK) reported $18.77M of net income, with a net margin of 19.6%.

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