Kingstone Companies, Inc.

Kingstone Companies, Inc.

Financial Services

NASDAQ:KINS · NASDAQ Capital Market

Market Cap $230.02M Beta 0.48 P/E (TTM) 7.5
$16.23 +2.20%

+$0.35 today

52W Low $13.08High $19.42

Vol 0.09M · Avg 0.12M

EPS (TTM)$2.15
Div Yield1.23%
Insurance - Property & Casualty

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$2.15
Gross Margin60.7%
Net Margin16.9%
P/E Ratio1.1
P/S Ratio4.3

Analysis

$208.5M of revenue converted into $31.1M of net income for the selected period. Gross margin is 60.7% and net margin is 16.9%, showing how much revenue survives after costs and taxes. EPS is $2.15, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$199.2M
+28.4%
$155.1M
+7.6%
$144.2M
+10.8%
$130.2M
-19.3%
$161.2M
$809.6M$921.6M$731.2M
Cost of Revenue
$84.3M
-12.7%
$96.6M
-16.9%
$116.2M
-5.5%
$123.0M
-9.0%
$135.1M
$725.6M$804.0M$882.4M
Gross Profit
$114.9M
+96.2%
$58.6M
+109.4%
$28.0M
+289.2%
$7.2M
-72.5%
$26.1M
$8.9B$7.6B$6.2B
Gross Margin
57.7%
+19.9pp
37.8%
+18.4pp
19.4%
+13.9pp
5.5%
-10.7pp
16.2%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$0
$0
$0
$0
-100.0%
$4.2M
$620.6M$923.0M-$1.5B
Operating Expenses
$63.9M
+81.0%
$35.3M
-0.1%
$35.3M
+0.6%
$35.1M
-1.2%
$35.6M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$2.6M
+4.5%
$2.4M
-17.6%
$3.0M
-9.9%
$3.3M
+0.3%
$3.3M
$374.2M$1.2B$631.8M
EBITDA
$54.1M
+84.8%
$29.3M
+7608.7%
-$389.6K
+98.3%
-$22.6M
-427.0%
-$4.3M
-$15.2B$6.8B$9.3B
EBITDA Margin
27.1%
+8.3pp
18.9%
+19.1pp
-0.3%
+17.1pp
-17.4%
-14.7pp
-2.7%
5.6%46.3%42.0%
Operating Income
$51.0M
+119.2%
$23.3M
+416.2%
-$7.4M
+73.6%
-$27.9M
-197.0%
-$9.4M
$12.3B$14.0B-$15.7B
Operating Margin
25.6%
+10.6pp
15.0%
+20.1pp
-5.1%
+16.4pp
-21.5%
-15.6pp
-5.8%
16.6%24.1%22.0%
Interest Income
$0
$0
$0
$0
$0
-$1.5B-$1.6B$405.0M
Interest Expense
$445.2K
-87.3%
$3.5M
-12.2%
$4.0M
+98.2%
$2.0M
+10.6%
$1.8M
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$51.0M
+119.2%
$23.3M
+416.2%
-$7.4M
+73.6%
-$27.9M
-197.0%
-$9.4M
$3.3B$4.9B$3.6B
Pre-Tax Margin
25.6%
+10.6pp
15.0%
+20.1pp
-5.1%
+16.4pp
-21.5%
-15.6pp
-5.8%
20.8%18.7%26.2%
Income Tax Expense
$10.3M
+108.5%
$4.9M
+511.8%
-$1.2M
+77.9%
-$5.4M
-166.7%
-$2.0M
$1.3B-$1.6B$745.2M
Net Income
$40.8M
+122.1%
$18.4M
+397.6%
-$6.2M
+72.6%
-$22.5M
-205.3%
-$7.4M
$4.9B$4.8B$4.7B
Net Margin
20.5%
+8.6pp
11.8%
+16.1pp
-4.3%
+13.0pp
-17.3%
-12.7pp
-4.6%
12.4%17.5%22.5%
EPS (Basic)
$3
+83.1%
$2
+380.7%
-$1
+73.1%
-$2
-202.9%
-$1
$400.8M$703.2M$1.3B
EPS (Diluted)
$3
+94.6%
$1
+359.6%
-$1
+73.1%
-$2
-202.9%
-$1
$766.2M$609.4M$452.6M
Weighted Avg Shares
$13.9M
+21.3%
$11.5M
+6.7%
$10.8M
+1.2%
$10.6M
+0.8%
$10.5M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$14.1M
+13.8%
$12.4M
+15.5%
$10.8M
+1.0%
$10.6M
+0.5%
$10.6M
$1.2B$924.4M$678.0M

Older periods hidden.

Sign in to unlock

SEC Filings

Recent regulatory filings

No filings found.

How much revenue does KINS generate?

Kingstone Companies, Inc. (KINS) reported $199.19M of revenue in fiscal 2025.

Is KINS profitable?

Kingstone Companies, Inc. (KINS) reported $40.77M of net income, with a net margin of 20.5%.

Explore More

Continue the stock analysis

Jump to another research area for this company.