
NASDAQ:ITIC · NASDAQ Global Select
+$1.97 today
Vol 0.04M · Avg 0.03M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Stock Ticker Earnings Waterfall
NASDAQ:ITIC · Revenue to Net Income
Key Ratios
Analysis
$280.2M of revenue converted into $38.1M of net income for the selected period. Gross margin is 99.0% and net margin is 13.4%, showing how much revenue survives after costs and taxes. EPS is $20.09, tying the income statement back to per-share earnings.
Revenue
—
Operating Income
—
Net Income
—
Income Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $272.8M +5.6% | $258.3M +14.9% | $224.8M -20.7% | $283.4M -14.0% | $329.5M | $809.6M | $921.6M | $731.2M |
| Cost of Revenue | $4.6M -95.9% | $111.9M +26.9% | $88.1M -30.0% | $125.8M -15.3% | $148.5M | $725.6M | $804.0M | $882.4M |
| Gross Profit | $268.1M +83.1% | $146.4M +7.2% | $136.6M -13.3% | $157.6M -12.9% | $181.0M | $8.9B | $7.6B | $6.2B |
| Gross Margin | 98.3% +41.6pp | 56.7% -4.1pp | 60.8% +5.2pp | 55.6% +0.7pp | 54.9% | 9.8% | 28.9% | 38.3% |
| Research & Development | $0 | $0 | $0 | $0 | $0 | $983.2M | $1.3B | $490.4M |
| Selling, General & Admin | $89.4M +23.3% | $72.5M -5.5% | $76.7M -10.1% | $85.3M +32.9% | $64.2M | $620.6M | $923.0M | -$1.5B |
| Operating Expenses | $223.6M +109.0% | $107.0M -3.1% | $110.4M -13.4% | $127.5M +32.7% | $96.1M | $5.3B | $7.0B | $8.7B |
| Depreciation & Amortization | $4.4M -1.7% | $4.5M +9.1% | $4.1M +15.1% | $3.6M +47.0% | $2.4M | $374.2M | $1.2B | $631.8M |
| EBITDA | $49.0M +11.4% | $44.0M +44.8% | $30.4M -9.9% | $33.7M -61.4% | $87.4M | -$15.2B | $6.8B | $9.3B |
| EBITDA Margin | 18.0% +0.9pp | 17.0% +3.5pp | 13.5% +1.6pp | 11.9% -14.6pp | 26.5% | 5.6% | 46.3% | 42.0% |
| Operating Income | $44.5M +12.9% | $39.5M +50.4% | $26.2M -12.9% | $30.1M -64.6% | $84.9M | $12.3B | $14.0B | -$15.7B |
| Operating Margin | 16.3% +1.1pp | 15.3% +3.6pp | 11.7% +1.0pp | 10.6% -15.2pp | 25.8% | 16.6% | 24.1% | 22.0% |
| Interest Income | $10.0M -6.5% | $10.7M +17.7% | $9.1M +92.5% | $4.7M +24.7% | $3.8M | -$1.5B | -$1.6B | $405.0M |
| Interest Expense | $0 | $0 | $0 | $0 | $0 | $1.1B | $1.0B | $1.2B |
| Other Income / Expenses | $0 | $0 | $0 | $0 | $0 | -$1.5B | $1.4B | $1.2B |
| Income Before Tax | $44.5M +12.9% | $39.5M +50.4% | $26.2M -12.9% | $30.1M -64.6% | $84.9M | $3.3B | $4.9B | $3.6B |
| Pre-Tax Margin | 16.3% +1.1pp | 15.3% +3.6pp | 11.7% +1.0pp | 10.6% -15.2pp | 25.8% | 20.8% | 18.7% | 26.2% |
| Income Tax Expense | $9.4M +11.7% | $8.4M +84.6% | $4.5M -26.8% | $6.2M -65.4% | $17.9M | $1.3B | -$1.6B | $745.2M |
| Net Income | $35.2M +13.2% | $31.1M +43.3% | $21.7M -9.3% | $23.9M -64.3% | $67.0M | $4.9B | $4.8B | $4.7B |
| Net Margin | 12.9% +0.9pp | 12.0% +2.4pp | 9.6% +1.2pp | 8.4% -11.9pp | 20.3% | 12.4% | 17.5% | 22.5% |
| EPS (Basic) | $19 +13.1% | $16 +43.8% | $11 -9.0% | $13 -64.4% | $35 | $400.8M | $703.2M | $1.3B |
| EPS (Diluted) | $19 +13.1% | $16 +43.3% | $11 -9.0% | $13 -64.3% | $35 | $766.2M | $609.4M | $452.6M |
| Weighted Avg Shares | $1.9M +0.1% | $1.9M -0.4% | $1.9M -0.2% | $1.9M +0.2% | $1.9M | $757.8M | $925.8M | $1.1B |
| Weighted Avg Shares (Diluted) | $1.9M +0.2% | $1.9M -0.1% | $1.9M -0.3% | $1.9M -0.1% | $1.9M | $1.2B | $924.4M | $678.0M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Arrow Financial Corporation
NASDAQ:AROW
$682.48M
Bar Harbor Bankshares
AMEX:BHB
$630.51M
ACNB Corporation
NASDAQ:ACNB
$615.28M
Northrim BanCorp, Inc.
NASDAQ:NRIM
$603.28M
Bridgewater Bancshares, Inc.
NASDAQ:BWB
$598.38M
Farmers National Banc Corp.
NASDAQ:FMNB
$574.80M
Third Coast Bancshares, Inc.
NYSE:TCBX
$564.04M
Crawford & Company
NYSE:CRD-A
$560.18M
Global Indemnity Group, LLC
NASDAQ:GBLI
$358.55M
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does ITIC generate?
Investors Title Company (ITIC) reported $272.75M of revenue in fiscal 2025.
Is ITIC profitable?
Investors Title Company (ITIC) reported $35.18M of net income, with a net margin of 12.9%.
Explore More
Continue the stock analysis
Jump to another research area for this company.