HBT Financial, Inc.

HBT Financial, Inc.

Financial Services

NASDAQ:HBT · NASDAQ Global Select

Market Cap $943.90M Beta 0.53 P/E (TTM) 14.7
$30.59 +1.86%

+$0.56 today

52W Low $22.36High $30.85

Vol 0.14M · Avg 0.08M

EPS (TTM)$2.08
Div Yield2.88%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

12.5%

avg 13.4%

ROIC

-3.8%

avg 8.1%

ROA

1.5%

avg 1.4%

Analysis

ROE is currently the strongest return metric at 12.5% versus its period average of 13.4%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

J. Lance Carter

President, Chief Executive Officer & Director$1.02M55$5,500.000.02%

Peter Chapman

Executive Vice President & Chief Financial Officer$569,313.0052$27,865.000.09%

Fred L. Drake

Executive Chairman$560,961.0069$45,815.000.15%

Lawrence J. Horvath

Executive Vice President & Chief Lending Officer$513,628.0062$58,609.000.19%

Mark W. Scheirer

Executive Vice President & Chief Credit Officer$422,831.0055$3,199.000.01%

Andrea E. Zurkamer

Executive Vice President & Chief Risk Officer48$14,688.000.05%

Diane H. Lanier

EVP & Chief Retail Officer62$35,295.000.11%

James E. Lyons

Vice President & Controller$0.00<0.01%

Matthew J. Doherty

Treasurer64$5,500.000.02%

Renee K. Fehr

General Counsel & Corporate Secretary

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

1

$104,960.00

Sells

5

$1.11M

Net Sentiment

$1.00M

Net selling

Most Active

DRAKE FRED L

3 transactions

DateInsiderTypeSharesPriceValue
Apr 28, 2026

DRAKE FRED L

Indirect

Sell15.7K$28.93$455,416.06
Mar 16, 2026

HORVATH LAWRENCE J

Direct

Sell5.0K$26.60$133,000.00
Mar 16, 2026

BUSCH PATRICK F

Indirect

Sell15.0K$26.48$397,200.00
Mar 10, 2026

BURWELL ERIC E

Indirect

Buy4.0K$26.24$104,960.00
Feb 20, 2026

DRAKE FRED L

Indirect

Sell2.3K$28.60$64,578.80
Feb 18, 2026

DRAKE FRED L

Indirect

Sell2.0K$28.74$57,480.00

Analysis

Insiders reported 1 buys worth $104,960.00 and 5 sells worth $1.11M over the last 12 months. That adds up to net selling of $1.00M. DRAKE FRED L was the most active insider with 3 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A-14.3%
+12.6% (7yr)4 analysts
RevenueN/AN/A-0.2%
+11.3% (7yr)4 analysts
Net IncomeN/AN/A-13.1%
+14.9% (7yr)4 analysts
EBITN/AN/A-4.5%
+14.3% (7yr)4 analysts

Analysis

Recent growth has been strongest in Revenue at -0.2% over three years. Forward estimates point to Net Income at +14.9% (7yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages HBT?

HBT Financial, Inc. (HBT) lists 10 active executives. The top listed executive is Lawrence J. Horvath, Executive Vice President & Chief Lending Officer.

Are HBT insiders buying or selling?

Recent insider activity shows net selling of $4.33M.

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