Grupo Financiero Galicia S.A.

Grupo Financiero Galicia S.A.

Financial Services

NASDAQ:GGAL · NASDAQ Capital Market

Market Cap $8.86B Beta 0.36 P/E (TTM) 26.2
$55.19 -0.41%

-$0.23 today

52W Low $25.89High $62.52

Vol 1.07M · Avg 1.18M

EPS (TTM)$313.77
Div Yield3.97%
Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$823.70
Gross Margin55.2%
Net Margin1.4%
P/E Ratio-3.4
P/S Ratio3.4

Analysis

$13.6T of revenue converted into $87.6B of net income for the selected period. Gross margin is 55.2% and net margin is 1.4%, showing how much revenue survives after costs and taxes. EPS is $823.70, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$12.4T
+16.9%
$10.6T
-23.5%
$13.9T
+63.1%
$8.5T
+197.4%
$2.9T
$809.6M$921.6M$731.2M
Cost of Revenue
$6.8T
+70.3%
$4.0T
-43.5%
$7.0T
+67.4%
$4.2T
+239.7%
$1.2T
$725.6M$804.0M$882.4M
Gross Profit
$5.7T
-14.9%
$6.7T
-3.2%
$6.9T
+58.9%
$4.3T
+165.5%
$1.6T
$8.9B$7.6B$6.2B
Gross Margin
45.6%
-17.1pp
62.7%
+13.2pp
49.5%
-1.3pp
50.8%
-6.1pp
56.9%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$2.1T
+49.2%
$1.4T
+26.0%
$1.1T
+10.9%
$1.0T
+129.8%
$444.1B
$620.6M$923.0M-$1.5B
Operating Expenses
$5.4T
+20.5%
$4.5T
-21.9%
$5.7T
+46.7%
$3.9T
+189.3%
$1.3T
$5.3B$7.0B$8.7B
Depreciation & Amortization
$304.6B
+62.0%
$188.1B
+2.5%
$183.5B
-2.9%
$189.0B
+115.0%
$87.9B
$374.2M$1.2B$631.8M
EBITDA
$608.4B
-74.6%
$2.4T
+75.6%
$1.4T
+115.6%
$633.5B
+68.4%
$376.1B
-$15.2B$6.8B$9.3B
EBITDA Margin
4.9%
-17.7pp
22.6%
+12.7pp
9.8%
+2.4pp
7.4%
-5.7pp
13.1%
5.6%46.3%42.0%
Operating Income
$303.9B
-86.3%
$2.2T
+87.0%
$1.2T
+166.1%
$444.5B
+54.2%
$288.1B
$12.3B$14.0B-$15.7B
Operating Margin
2.4%
-18.4pp
20.8%
+12.3pp
8.5%
+3.3pp
5.2%
-4.8pp
10.1%
16.6%24.1%22.0%
Interest Income
$9.7T
+17.4%
$8.2T
-20.4%
$10.4T
+113.0%
$4.9T
+176.2%
$1.8T
-$1.5B-$1.6B$405.0M
Interest Expense
$3.9T
+25.2%
$3.1T
-53.0%
$6.6T
+72.1%
$3.8T
+248.5%
$1.1T
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$303.9B
-86.3%
$2.2T
+87.0%
$1.2T
+166.1%
$444.5B
+54.2%
$288.1B
$3.3B$4.9B$3.6B
Pre-Tax Margin
2.4%
-18.4pp
20.8%
+12.3pp
8.5%
+3.3pp
5.2%
-4.8pp
10.1%
20.8%18.7%26.2%
Income Tax Expense
$91.2B
-84.4%
$586.6B
+30.9%
$448.2B
+289.5%
$115.1B
+15.6%
$99.5B
$1.3B-$1.6B$745.2M
Net Income
$212.5B
-86.9%
$1.6T
+121.3%
$734.2B
+122.9%
$329.4B
+74.6%
$188.6B
$4.9B$4.8B$4.7B
Net Margin
1.7%
-13.6pp
15.3%
+10.0pp
5.3%
+1.4pp
3.9%
-2.7pp
6.6%
12.4%17.5%22.5%
EPS (Basic)
$1.4K
-88.0%
$11.9K
+119.6%
$5.4K
+427.0%
$1.0K
-19.8%
$1.3K
$400.8M$703.2M$1.3B
EPS (Diluted)
$1.4K
-88.0%
$11.9K
+119.6%
$5.4K
+427.0%
$1.0K
-19.8%
$1.3K
$766.2M$609.4M$452.6M
Weighted Avg Shares
$160.6M
+0.8%
$159.4M
+7.7%
$148.0M
+0.0%
$148.0M
+0.0%
$148.0M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$160.6M
+0.8%
$159.4M
+7.7%
$148.0M
+0.0%
$148.0M
+0.0%
$148.0M
$1.2B$924.4M$678.0M

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SEC Filings

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How much revenue does GGAL generate?

Grupo Financiero Galicia S.A. (GGAL) reported $12.42T of revenue in fiscal 2025.

Is GGAL profitable?

Grupo Financiero Galicia S.A. (GGAL) reported $212.52B of net income, with a net margin of 1.7%.

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