Five Star Bancorp

Five Star Bancorp

Financial Services

NASDAQ:FSBC · NASDAQ Global Select

Market Cap $956.58M Beta 0.54 P/E (TTM) 14.2
$44.76 +0.54%

+$0.24 today

52W Low $26.20High $45.20

Vol 0.13M · Avg 0.10M

EPS (TTM)$3.16
Div Yield2.01%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

13.8%

avg 13.7%

ROIC

11.1%

avg 9.6%

ROA

1.3%

avg 1.1%

Analysis

ROE is currently the strongest return metric at 13.8% versus its period average of 13.7%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

James Eugene Beckwith

President, Chief Executive Officer & Director$1.34M68$260,695.001.22%

Don J. Kurtze

Executive Vice President & San Francisco Bay Area President$620,948.0037$7,362.420.03%

Michael Anthony Rizzo

Executive Vice President & Chief Banking Officer$583,901.0059$36,084.000.17%

John William Dalton

Senior Vice President & Chief Credit Officer$453,623.0071$32,662.000.15%

Heather Christina Luck

Executive Vice President & Chief Financial Officer$437,316.0044$30,376.000.14%

Brett Levi Wait

Senior Vice President & Chief Information Officer44$16,873.000.08%

Chris Rudberg

Senior Vice President & MD

Michael Eugene Lee

Senior Vice President & Chief Regulatory Officer63$260,695.001.22%

Lydia Ann Ramirez-Medina

Executive Vice President & Chief Operating Officer44$13,675.000.06%

Shelley Ronan Wetton

Senior Vice President & Chief Marketing Officer53$24,711.100.12%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

15

$872,334.23

Net Sentiment

$872,334.23

Net selling

Most Active

Beckwith James Eugene

5 transactions

DateInsiderTypeSharesPriceValue
May 26, 2026

Wait Brett Levi

Direct

Sell1.6K$42.27$69,322.80
May 21, 2026

Lee Michael Eugene

Indirect

Sell867$41.23$35,746.41
May 20, 2026

Beckwith James Eugene

Indirect

Sell2.0K$41.12$82,240.00
May 20, 2026

Beckwith James Eugene

Indirect

Sell2.0K$41.22$82,440.00
May 20, 2026

Beckwith James Eugene

Indirect

Sell2.4K$41.34$100,373.52
May 14, 2026

Wait Brett Levi

Direct

Sell2.6K$41.11$106,178.61
May 7, 2026

Lee Michael Eugene

Indirect

Sell1.6K$41.26$67,707.66
May 6, 2026

Ramirez-Medina Lydia Ann

Direct

Sell400$40.99$16,396.00
Mar 9, 2026

Beckwith James Eugene

Indirect

Sell2.0K$36.74$73,480.00
Mar 9, 2026

Beckwith James Eugene

Indirect

Sell2.0K$36.57$73,140.00

1–10 of 15

Analysis

Insiders reported 0 buys worth $0.00 and 15 sells worth $872,334.23 over the last 12 months. That adds up to net selling of $872,334.23. Beckwith James Eugene was the most active insider with 5 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+70.0%
+8.7% (7yr)4 analysts
RevenueN/AN/A+126.3%
+14.8% (7yr)3 analysts
Net IncomeN/AN/A+247.8%
+13.0% (7yr)3 analysts
EBITN/AN/A+219.8%
+13.3% (7yr)3 analysts

Analysis

Recent growth has been strongest in Net Income at +247.8% over three years. Forward estimates point to Revenue at +14.8% (7yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages FSBC?

Five Star Bancorp (FSBC) lists 10 active executives. The top listed executive is Brett Levi Wait, Senior Vice President & Chief Information Officer.

Are FSBC insiders buying or selling?

Recent insider activity shows net buying of $5.85M.

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