
Five Star Bancorp
Financial ServicesNASDAQ:FSBC · NASDAQ Global Select
+$0.24 today
Vol 0.13M · Avg 0.10M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
13.8%
avg 13.7%
ROIC
11.1%
avg 9.6%
ROA
1.3%
avg 1.1%
Analysis
ROE is currently the strongest return metric at 13.8% versus its period average of 13.7%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
James Eugene Beckwith | President, Chief Executive Officer & Director | $1.34M | — | 68 | $260,695.00 | 1.22% |
Don J. Kurtze | Executive Vice President & San Francisco Bay Area President | $620,948.00 | — | 37 | $7,362.42 | 0.03% |
Michael Anthony Rizzo | Executive Vice President & Chief Banking Officer | $583,901.00 | — | 59 | $36,084.00 | 0.17% |
John William Dalton | Senior Vice President & Chief Credit Officer | $453,623.00 | — | 71 | $32,662.00 | 0.15% |
Heather Christina Luck | Executive Vice President & Chief Financial Officer | $437,316.00 | — | 44 | $30,376.00 | 0.14% |
Brett Levi Wait | Senior Vice President & Chief Information Officer | — | — | 44 | $16,873.00 | 0.08% |
Chris Rudberg | Senior Vice President & MD | — | — | — | — | — |
Michael Eugene Lee | Senior Vice President & Chief Regulatory Officer | — | — | 63 | $260,695.00 | 1.22% |
Lydia Ann Ramirez-Medina | Executive Vice President & Chief Operating Officer | — | — | 44 | $13,675.00 | 0.06% |
Shelley Ronan Wetton | Senior Vice President & Chief Marketing Officer | — | — | 53 | $24,711.10 | 0.12% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
15
$872,334.23
Net Sentiment
$872,334.23
Net selling
Most Active
Beckwith James Eugene
5 transactions
1–10 of 15
Analysis
Insiders reported 0 buys worth $0.00 and 15 sells worth $872,334.23 over the last 12 months. That adds up to net selling of $872,334.23. Beckwith James Eugene was the most active insider with 5 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +70.0% | +8.7% (7yr)4 analysts |
| Revenue | N/A | N/A | +126.3% | +14.8% (7yr)3 analysts |
| Net Income | N/A | N/A | +247.8% | +13.0% (7yr)3 analysts |
| EBIT | N/A | N/A | +219.8% | +13.3% (7yr)3 analysts |
Analysis
Recent growth has been strongest in Net Income at +247.8% over three years. Forward estimates point to Revenue at +14.8% (7yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages FSBC?
Five Star Bancorp (FSBC) lists 10 active executives. The top listed executive is Brett Levi Wait, Senior Vice President & Chief Information Officer.
Are FSBC insiders buying or selling?
Recent insider activity shows net buying of $5.85M.
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