Farmers & Merchants Bancorp, Inc.
Financial ServicesNASDAQ:FMAO · NASDAQ Capital Market
+$0.44 today
Vol 0.05M · Avg 0.07M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
9.0%
avg 8.8%
ROIC
4.8%
avg 5.7%
ROA
1.0%
avg 1.0%
Analysis
ROE is currently the strongest return metric at 9.0% versus its period average of 8.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Lars Eller | President, Chief Executive Officer & Director | $842,691.00 | — | 59 | $33,874.00 | 0.25% |
Barbara J. Britenriker | Executive Vice President & Chief Financial Officer | $459,434.00 | — | 64 | $31,490.00 | 0.23% |
Andrew S. Baker | Senior VP & Chief Strategy Officer | $443,983.00 | — | 53 | $186,550.00 | 1.35% |
David R. Gerken | Executive Vice President & Chief Lending Officer | $393,786.00 | — | 54 | $50,471.44 | 0.37% |
Eric Faust | Executive Vice President & Chief Risk Officer | $390,058.00 | — | 39 | $5,538.00 | 0.04% |
Shalini Singhal | Senior Vice President & Chief Information Officer | $299,745.00 | — | 50 | $8,949.00 | 0.06% |
Benet S. Rupp | Chief People Officer | $274,210.00 | — | 59 | $6,055.00 | 0.04% |
Tim Carsey | Senior Vice President & Chief Administrative Officer | — | — | — | — | — |
Amy L. Cover | Senior Vice President and Chief Marketing & Experience Officer | — | — | — | — | — |
Katrina L. DeGroff | Senior Vice President & Chief Accounting Officer | — | — | — | $1,921.00 | 0.01% |
Marilyn K. Johnson | Vice President and Compliance & CRA Manager | — | — | — | $143,910.00 | 1.05% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
3
$68,003.95
Sells
22
$1.69M
Net Sentiment
$1.62M
Net selling
Most Active
Briggs Andrew J
20 transactions
1–10 of 25
Analysis
Insiders reported 3 buys worth $68,003.95 and 22 sells worth $1.69M over the last 12 months. That adds up to net selling of $1.62M. Briggs Andrew J was the most active insider with 20 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +2.5% | +8.6% (12yr)2 analysts |
| Revenue | N/A | N/A | +0.1% | +10.2% (12yr)2 analysts |
| Net Income | N/A | N/A | +1.8% | +12.2% (12yr)2 analysts |
| EBIT | N/A | N/A | +1.1% | +8.2% (12yr)2 analysts |
Analysis
Recent growth has been strongest in EPS at +2.5% over three years. Forward estimates point to Net Income at +12.2% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
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Who manages FMAO?
Farmers & Merchants Bancorp, Inc. (FMAO) lists 11 active executives. The top listed executive is David R. Gerken, Executive Vice President & Chief Lending Officer.
Are FMAO insiders buying or selling?
Recent insider activity shows net selling of $608,058.58.
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