First Capital, Inc.

First Capital, Inc.

Financial Services

NASDAQ:FCAP · NASDAQ Capital Market

Market Cap $214.75M Beta 0.74 P/E (TTM) 12.3
$64.19 +0.28%

+$0.18 today

52W Low $33.73High $71.00

Vol 0.00M · Avg 0.00M

EPS (TTM)$5.23
Div Yield1.93%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

11.9%

avg 10.4%

ROIC

11.2%

avg 10.0%

ROA

1.3%

avg 1.0%

Analysis

ROE is currently the strongest return metric at 11.9% versus its period average of 10.4%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Michael Chris Frederick

Chief Executive Officer, President & Director$378,181.0058$3,525.000.11%

Joshua Stevens

Executive VP, CFO & Treasurer$278,922.00$2,495.000.07%

Joseph D. Mahuron

Chief Credit Officer$221,885.0055

Jennifer S. Incantalupo

Chief Information Officer

Terri Vorbrink

Corporate Secretary, HR & Administration Officer$0.00<0.01%

Jeff Hayes

Director of Business Development

Angie Jett

Chief Operating Officer$0.00<0.01%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

3

$55,096.32

Sells

0

$0.00

Net Sentiment

+$55,096.32

Net buying

Most Active

ERNSTBERGER KATHY

1 transactions

DateInsiderTypeSharesPriceValue
Aug 29, 2025

ERNSTBERGER KATHY

Direct

Buy971.93$41.10$39,946.32
Aug 15, 2025

Stevens Joshua Paul

Direct

Buy200$37.50$7,500.00
Aug 15, 2025

FREDERICK CHRIS

Direct

Buy200$38.25$7,650.00

Analysis

Insiders reported 3 buys worth $55,096.32 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $55,096.32. ERNSTBERGER KATHY was the most active insider with 1 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+9.9%
N/A
RevenueN/AN/A+0.5%
N/A
Net IncomeN/AN/A+9.8%
N/A
EBITN/AN/A+9.3%
N/A

Analysis

Recent growth has been strongest in EPS at +9.9% over three years.

Who manages FCAP?

First Capital, Inc. (FCAP) lists 7 active executives. The top listed executive is Michael Chris Frederick, Chief Executive Officer, President & Director.

Are FCAP insiders buying or selling?

Recent insider activity shows net buying of $260,919.14.

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