Esquire Financial Holdings, Inc.
Financial ServicesNASDAQ:ESQ · NASDAQ Capital Market
+$2.37 today
Vol 0.09M · Avg 0.11M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
17.6%
avg 11.9%
ROIC
10.9%
avg 11.1%
ROA
2.1%
avg 1.5%
Analysis
ROE is currently the strongest return metric at 17.6% versus its period average of 11.9%. 2 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Andrew C. Sagliocca | Vice Chairman, Chief Executive Officer & President | $2.27M | — | 58 | $298,798.00 | 3.46% |
Ari Kornhaber | Founder, Executive Vice President & Head of Corporate Development | $1.50M | — | 54 | $119,792.00 | 1.39% |
Eric S. Bader | Executive Vice President & Chief Operating Officer | $1.36M | — | 49 | $0.00 | <0.01% |
Martin Korn | Executive VP, CTO & COO | $986,361.00 | — | 62 | $0.00 | <0.01% |
Michael Lacapria | Senior Vice President & Chief Financial Officer | $646,387.00 | — | 48 | $17,606.00 | 0.20% |
Andrew T. Cohen | Senior Vice President & Chief Administrative Officer of Merchant Services | — | — | — | $298,798.00 | 3.46% |
Frank Lonardo | Executive VP & Chief Credit Officer | — | — | — | — | — |
Fred Horn | Senior Vice President & Director of Merchant Services | — | — | — | — | — |
Gary A. Lax | Senior Vice President, Chief Legal Officer & Corporate Secretary | — | — | — | — | — |
Raul Guisado | MD & Senior Business Development Officers of West Coast Region | — | — | — | — | — |
Ann Marie Tarantino | Senior Vice President, Chief Compliance Officer & Risk Officer | — | — | — | — | — |
Kyall Mai | Senior Vice President & Chief Innovation Officer | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
40
$7.73M
Net Sentiment
$7.73M
Net selling
Most Active
ZISES SELIG
28 transactions
1–10 of 40
Analysis
Insiders reported 0 buys worth $0.00 and 40 sells worth $7.73M over the last 12 months. That adds up to net selling of $7.73M. ZISES SELIG was the most active insider with 28 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +72.5% | +24.4% (9yr)1 analysts |
| Revenue | N/A | N/A | +33.7% | +24.1% (9yr)1 analysts |
| Net Income | N/A | N/A | +95.3% | +26.1% (9yr)1 analysts |
| EBIT | N/A | N/A | +86.6% | +29.3% (9yr)1 analysts |
Analysis
Recent growth has been strongest in Net Income at +95.3% over three years. Forward estimates point to EBIT at +29.3% (9yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
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Who manages ESQ?
Esquire Financial Holdings, Inc. (ESQ) lists 12 active executives. The top listed executive is Michael Lacapria, Senior Vice President & Chief Financial Officer.
Are ESQ insiders buying or selling?
Recent insider activity shows net selling of $22.35M.
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