Eagle Financial Services, Inc.

Eagle Financial Services, Inc.

Financial Services

NASDAQ:EFSI · NASDAQ Capital Market

Market Cap $231.43M Beta 0.22 P/E (TTM) 12.4
$43.13 +0.87%

+$0.37 today

52W Low $28.70High $43.98

Vol 0.04M · Avg 0.02M

EPS (TTM)$3.49
Div Yield2.88%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

4.3%

avg 9.8%

ROIC

2.9%

avg 6.7%

ROA

0.4%

avg 0.9%

Analysis

ROE is currently the strongest return metric at 4.3% versus its period average of 9.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Brandon Craig Lorey

President, Chief Executive Officer & Director$895,239.0057$44,204.000.82%

Joseph T. Zmitrovich

President & Chief Banking Officer of Bank of Clarke$622,190.0056$25,981.470.48%

Kathleen J. Chappell

Executive Vice President & Chief Financial Officer$526,696.0059$6,306.000.12%

Nicholas Peter Smith

Executive Vice President & Deputy Chief Financial Officer$7,971.000.15%

Kaley Crosen

Secretary60$23,845.640.44%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

6

$141,289.71

Sells

4

$232,586.80

Net Sentiment

$91,297.09

Net selling

Most Active

HAMBERGER SCOTT M

3 transactions

DateInsiderTypeSharesPriceValue
Apr 29, 2026

SCHMIDT MARIANNE

Direct

Sell388$37.95$14,724.60
Mar 11, 2026

HAMBERGER SCOTT M

Direct

Buy909$33.00$29,997.00
Mar 5, 2026

HILL EDWARD III

Direct

Buy939$34.62$32,508.18
Mar 2, 2026

Lorey Brandon Craig

Direct

Buy350$34.53$12,085.50
Feb 27, 2026

HAMBERGER SCOTT M

Indirect

Buy945$36.00$34,020.00
Jan 30, 2026

HAMBERGER SCOTT M

Indirect

Buy597$37.99$22,680.03
Dec 3, 2025

BRAITHWAITE TODD A

Direct

Sell56$38.90$2,178.40
Oct 29, 2025

STOKELY JOHN D JR

Indirect

Sell5.8K$36.60$212,829.00
Oct 29, 2025

STOKELY JOHN D JR

Direct

Sell78$36.60$2,854.80
Jul 31, 2025

SMITH NICHOLAS PETER

Direct

Buy303$33.00$9,999.00

Analysis

Insiders reported 6 buys worth $141,289.71 and 4 sells worth $232,586.80 over the last 12 months. That adds up to net selling of $91,297.09. HAMBERGER SCOTT M was the most active insider with 3 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+0.2%
+5.1% (14yr)1 analysts
RevenueN/AN/A-2.5%
+11.7% (14yr)1 analysts
Net IncomeN/AN/A+1.7%
+8.4% (14yr)1 analysts
EBITN/AN/A+0.8%
+7.3% (14yr)1 analysts

Analysis

Recent growth has been strongest in Net Income at +1.7% over three years. Forward estimates point to Revenue at +11.7% (14yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages EFSI?

Eagle Financial Services, Inc. (EFSI) lists 5 active executives. The top listed executive is Joseph T. Zmitrovich, President & Chief Banking Officer of Bank of Clarke.

Are EFSI insiders buying or selling?

Recent insider activity shows net selling of $262,479.99.

Explore More

Continue the stock analysis

Jump to another research area for this company.