Encore Capital Group, Inc.
NASDAQ:ECPG · NASDAQ Global Select
+$0.47 today
Vol 0.35M · Avg 0.33M
Cash Flow
Check whether earnings turn into cash
Use operating cash flow, capital spending, free cash flow, and financing activity to see how much value is left for reinvestment or owners.
Free Cash Flow
Net Income to FCF bridge
Analysis
Analysis will appear once cash flow data is available for this period.
Cash Flow Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net Income | $256.8M +284.4% | -$139.2M +32.6% | -$206.5M -206.1% | $194.6M -44.6% | $351.2M | $487.6M | $476.4M | $465.2M |
| Depreciation & Amortization | $28.8M -11.3% | $32.4M -22.3% | $41.7M -10.1% | $46.4M -7.3% | $50.1M | $374.2M | $1.2B | $631.8M |
| Deferred Income Tax | $29.8M +233.8% | -$22.3M +60.2% | -$55.9M -220.5% | $46.4M +31.2% | $35.4M | $1.4B | -$1.5B | $304.2M |
| Stock-Based Compensation | $18.3M +30.4% | $14.0M +1.1% | $13.9M -10.1% | $15.4M -16.0% | $18.3M | $489.0M | $354.6M | -$1.6B |
| Change in Working Capital | $6.3M -77.7% | $28.2M +416.5% | $5.5M +114.5% | -$37.7M -1360.2% | $3.0M | $350.4M | -$1.6B | $1.5B |
| Accounts Receivables | $0 | $0 | $0 | $0 | $0 | $592.6M | $1.3B | $626.2M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $1.0B | $1.2B | $1.1B |
| Accounts Payables | -$3.7M -106.5% | $56.4M +640.1% | -$10.4M +66.3% | -$31.0M -256.6% | -$8.7M | $948.2M | -$1.5B | $433.0M |
| Other Working Capital | $9.9M +135.1% | -$28.2M -277.7% | $15.9M +336.4% | -$6.7M -157.5% | $11.7M | $567.4M | $1.3B | $601.0M |
| Other Non-Cash Items | -$186.8M -176.8% | $243.1M -31.4% | $354.4M +751.4% | -$54.4M +64.9% | -$154.9M | $1.4B | -$1.5B | $300.0M |
| Operating Cash Flow | $153.2M -1.9% | $156.2M +2.1% | $153.0M -27.4% | $210.7M -30.5% | $303.1M | $7.2B | $8.9B | $10.5B |
| Capital Expenditures | -$26.3M +10.1% | -$29.2M +43.5% | -$51.7M +32.5% | -$76.6M -129.4% | -$33.4M | $664.0M | $1.4B | $697.6M |
| Acquisitions (Net) | $0 | $0 | $0 | $0 | $0 | $937.0M | $1.1B | $1.3B |
| Purchases of Investments | -$1.4B -3.9% | -$1.3B -22.9% | -$1.1B -37.5% | -$790.6M -20.3% | -$657.3M | $444.2M | $1.4B | $1.3B |
| Sales of Investments | $1.1B +32.2% | $859.9M +30.7% | $658.1M -7.2% | $709.2M -30.4% | $1.0B | $822.2M | $318.2M | -$1.5B |
| Other Investing Activities | $35.8M -45.3% | $65.3M -17.0% | $78.7M +184.0% | $27.7M +153.9% | $10.9M | $616.4M | $370.0M | $1.2B |
| Investing Cash Flow | -$242.6M +44.9% | -$440.4M -9.6% | -$401.9M -208.6% | -$130.2M -138.3% | $339.9M | $4.8B | $6.4B | $5.1B |
| Debt Repayment | $139.4M -62.8% | $374.3M +35.9% | $275.3M +7597.5% | $3.6M +101.4% | -$252.9M | $680.8M | $759.2M | $1.1B |
| Common Stock Issued | $0 | $0 | $0 | $0 | $0 | $778.8M | $946.8M | $812.4M |
| Common Stock Repurchased | -$90.4M | $0 | $0 +100.0% | -$87.0M +77.7% | -$390.6M | $351.8M | -$1.6B | $1.5B |
| Dividends Paid | $0 | $0 | $0 | $0 | $0 | $535.2M | $613.6M | $692.0M |
| Other Financing Activities | -$4.1M +92.7% | -$56.5M -702.3% | -$7.0M +70.7% | -$24.0M -96.7% | -$12.2M | -$1.6B | $1.3B | $1.1B |
| Financing Cash Flow | $44.9M -85.9% | $317.8M +18.4% | $268.3M +349.7% | -$107.4M +83.6% | -$655.7M | $12.2B | $13.9B | -$15.5B |
| Effect of Forex Changes | $1.5M -81.8% | $8.0M +263.1% | -$4.9M +73.9% | -$18.7M -241.9% | $13.2M | $1.3B | $1.1B | $990.2M |
| Net Change in Cash | -$43.1M -203.8% | $41.5M +187.2% | $14.5M +131.6% | -$45.7M -10020.4% | $461.0K | $3.2B | $4.9B | $6.5B |
| Free Cash Flow | $126.9M -0.0% | $126.9M +25.3% | $101.3M -24.5% | $134.1M -50.3% | $269.7M | $8.6B | -$16.8B | $11.1B |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Trinity Capital Inc.
NASDAQ:TRIN
$1.25B
Guild Holdings Company
GHLD
$1.25B
International General Insurance Holdings Ltd.
NASDAQ:IGIC
$1.07B
Jefferson Capital, Inc. Common Stock
NASDAQ:JCAP
$958.74M
American Bitcoin Corp
NASDAQ:ABTC
$926.22M
World Acceptance Corporation
NASDAQ:WRLD
$815.70M
New Mountain Finance Corporation
NASDAQ:NMFC
$678.60M
Better Home & Finance Holding Company
NASDAQ:BETR
$439.99M
loanDepot, Inc.
NYSE:LDI
$390.31M
Gemini Space Station, Inc. Class A Common Stock
NASDAQ:GEMI
$214.85M
SEC Filings
Recent regulatory filings
No filings found.
Does ECPG generate free cash flow?
Encore Capital Group, Inc. (ECPG) generated $126.93M of free cash flow in fiscal 2025.
How much operating cash flow does ECPG produce?
Operating cash flow was $153.20M, before capital expenditures of $26.27M.
Explore More
Continue the stock analysis
Jump to another research area for this company.