
Capitol Federal Financial, Inc.
Financial ServicesNASDAQ:CFFN · NASDAQ Global Select
+$0.10 today
Vol 0.54M · Avg 0.87M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
6.5%
avg 4.6%
ROIC
2.1%
avg 1.7%
ROA
0.7%
avg 0.6%
Analysis
ROE is currently the strongest return metric at 6.5% versus its period average of 4.6%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
John Dicus | Chairman, President & Chief Executive Officer | $1.32M | — | 65 | $1.35M | 1.07% |
Kent G. Townsend | Executive Vice President, Chief Financial Officer & Treasurer | $625,981.00 | — | 65 | $89,256.00 | 0.07% |
Rick Cordell Jackson | Chief Lending Officer and Executive Vice President | $515,135.00 | — | 61 | $225,575.00 | 0.18% |
Natalie G. Haag | Executive Vice President, General Counsel & Corporate Secretary - submit | $474,871.00 | — | 67 | $89,256.00 | 0.07% |
Anthony S. Barry | Executive Vice President & Chief Corporate Services Officer | $443,549.00 | — | 61 | $66,487.00 | 0.05% |
William J. Skrobacz Jr. | Executive Vice President & Chief Retail Operations Officer | $220,429.00 | — | 34 | $10,152.00 | <0.01% |
Tara D. Van Houweling | First Vice President, Principal Accounting Officer & Reporting Director | — | — | 52 | $21,390.00 | 0.02% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
2
$60,499.00
Sells
0
$0.00
Net Sentiment
+$60,499.00
Net buying
Most Active
Jackson Rick C
2 transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| Oct 31, 2025 | Jackson Rick C Direct | Buy | 8.0K | $6.05 | $48,399.20 | |
| Oct 31, 2025 | Jackson Rick C Indirect | Buy | 2.0K | $6.05 | $12,099.80 |
Analysis
Insiders reported 2 buys worth $60,499.00 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $60,499.00. Jackson Rick C was the most active insider with 2 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +7.3% | +1.8% (12yr)1 analysts |
| Revenue | N/A | N/A | -3.8% | -2.0% (12yr)1 analysts |
| Net Income | N/A | N/A | +1.6% | +1.5% (12yr)1 analysts |
| EBIT | N/A | N/A | -0.1% | -16.0% (12yr)1 analysts |
Analysis
Recent growth has been strongest in EPS at +7.3% over three years. Forward estimates point to EPS at +1.8% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages CFFN?
Capitol Federal Financial, Inc. (CFFN) lists 7 active executives. The top listed executive is William J. Skrobacz Jr., Executive Vice President & Chief Retail Operations Officer.
Are CFFN insiders buying or selling?
Recent insider activity shows net buying of $2.58M.
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