NASDAQ:CCB · NASDAQ Global Select
+$1.18 today
Vol 0.08M · Avg 0.14M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Stock Ticker Earnings Waterfall
NASDAQ:CCB · Revenue to Net Income
Key Ratios
Analysis
$600.3M of revenue converted into $49.3M of net income for the selected period. Gross margin is 48.0% and net margin is 8.4%, showing how much revenue survives after costs and taxes. EPS is $3.19, tying the income statement back to per-share earnings.
Revenue
—
Operating Income
—
Net Income
—
Income Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $661.2M +14.7% | $576.6M +30.9% | $440.4M +89.6% | $232.2M +120.2% | $105.5M | $809.6M | $921.6M | $731.2M |
| Cost of Revenue | $312.2M -22.2% | $401.4M +45.6% | $275.6M +177.1% | $99.5M +633.4% | $13.6M | $725.6M | $804.0M | $882.4M |
| Gross Profit | $349.0M +99.2% | $175.3M +6.3% | $164.8M +24.1% | $132.8M +44.5% | $91.9M | $8.9B | $7.6B | $6.2B |
| Gross Margin | 52.8% +22.4pp | 30.4% -7.0pp | 37.4% -19.8pp | 57.2% -30.0pp | 87.1% | 9.8% | 28.9% | 38.3% |
| Research & Development | $0 | $0 | $0 | $0 | $0 | $983.2M | $1.3B | $490.4M |
| Selling, General & Admin | $92.4M +22.3% | $75.5M +4.7% | $72.1M +25.4% | $57.5M +40.1% | $41.1M | $620.6M | $923.0M | -$1.5B |
| Operating Expenses | $287.8M +144.0% | $117.9M +9.5% | $107.7M +31.0% | $82.2M +42.9% | $57.5M | $5.3B | $7.0B | $8.7B |
| Depreciation & Amortization | $6.5M +43.1% | $4.6M +95.5% | $2.3M +28.7% | $1.8M +14.0% | $1.6M | $374.2M | $1.2B | $631.8M |
| EBITDA | $67.8M +9.5% | $61.9M +4.0% | $59.5M +13.4% | $52.4M +45.8% | $36.0M | -$15.2B | $6.8B | $9.3B |
| EBITDA Margin | 10.2% -0.5pp | 10.7% -2.8pp | 13.5% -9.1pp | 22.6% -11.5pp | 34.1% | 5.6% | 46.3% | 42.0% |
| Operating Income | $61.2M +6.9% | $57.3M +0.3% | $57.1M +12.9% | $50.6M +47.3% | $34.4M | $12.3B | $14.0B | -$15.7B |
| Operating Margin | 9.3% -0.7pp | 9.9% -3.0pp | 13.0% -8.8pp | 21.8% -10.8pp | 32.6% | 16.6% | 24.1% | 22.0% |
| Interest Income | $429.6M +8.4% | $396.3M +22.8% | $322.8M +68.3% | $191.8M +131.7% | $82.8M | -$1.5B | -$1.6B | $405.0M |
| Interest Expense | $119.6M -3.4% | $123.7M +35.0% | $91.6M +349.3% | $20.4M +459.4% | $3.6M | $1.1B | $1.0B | $1.2B |
| Other Income / Expenses | $0 | $0 | $0 | $0 | $0 | -$1.5B | $1.4B | $1.2B |
| Income Before Tax | $61.2M +6.9% | $57.3M +0.3% | $57.1M +12.9% | $50.6M +47.3% | $34.4M | $3.3B | $4.9B | $3.6B |
| Pre-Tax Margin | 9.3% -0.7pp | 9.9% -3.0pp | 13.0% -8.8pp | 21.8% -10.8pp | 32.6% | 20.8% | 18.7% | 26.2% |
| Income Tax Expense | $14.3M +17.8% | $12.1M -3.6% | $12.6M +25.6% | $10.0M +35.6% | $7.4M | $1.3B | -$1.6B | $745.2M |
| Net Income | $47.0M +3.9% | $45.2M +1.4% | $44.6M +9.7% | $40.6M +50.4% | $27.0M | $4.9B | $4.8B | $4.7B |
| Net Margin | 7.1% -0.7pp | 7.8% -2.3pp | 10.1% -7.4pp | 17.5% -8.1pp | 25.6% | 12.4% | 17.5% | 22.5% |
| EPS (Basic) | $3 -6.9% | $3 -0.3% | $3 +7.0% | $3 +39.6% | $2 | $400.8M | $703.2M | $1.3B |
| EPS (Diluted) | $3 -6.5% | $3 -0.6% | $3 +8.6% | $3 +39.4% | $2 | $766.2M | $609.4M | $452.6M |
| Weighted Avg Shares | $15.1M +11.9% | $13.5M +1.8% | $13.3M +2.4% | $12.9M +7.7% | $12.0M | $757.8M | $925.8M | $1.1B |
| Weighted Avg Shares (Diluted) | $15.5M +11.3% | $13.9M +1.7% | $13.6M +0.9% | $13.5M +7.9% | $12.5M | $1.2B | $924.4M | $678.0M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Nicolet Bankshares, Inc.
NYSE:NIC
$2.62B
Northwest Bancshares, Inc.
NASDAQ:NWBI
$2.21B
Columbia Financial, Inc.
NASDAQ:CLBK
$2.20B
First Commonwealth Financial Corporation
NYSE:FCF
$2.08B
Stellar Bancorp, Inc.
NYSE:STEL
$2.00B
City Holding Company
NASDAQ:CHCO
$1.90B
Live Oak Bancshares, Inc.
NYSE:LOB
$1.90B
TriCo Bancshares
NASDAQ:TCBK
$1.75B
Bladex, Inc.
NYSE:BLX
$1.70B
Lakeland Financial Corporation
NASDAQ:LKFN
$1.55B
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does CCB generate?
Coastal Financial Corporation (CCB) reported $661.23M of revenue in fiscal 2025.
Is CCB profitable?
Coastal Financial Corporation (CCB) reported $46.99M of net income, with a net margin of 7.1%.
Explore More
Continue the stock analysis
Jump to another research area for this company.