Commerce Bancshares, Inc.
Financial ServicesNASDAQ:CBSH · NASDAQ Global Select
+$0.63 today
Vol 0.66M · Avg 1.23M
Cash Flow
Check whether earnings turn into cash
Use operating cash flow, capital spending, free cash flow, and financing activity to see how much value is left for reinvestment or owners.
Free Cash Flow
Net Income to FCF bridge
Analysis
Analysis will appear once cash flow data is available for this period.
Cash Flow Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net Income | $570.7M +6.8% | $534.4M +10.1% | $485.2M -3.0% | $500.0M -7.5% | $540.6M | $487.6M | $476.4M | $465.2M |
| Depreciation & Amortization | $38.2M -29.4% | $54.1M +9.2% | $49.5M +5.7% | $46.9M +4.4% | $44.9M | $374.2M | $1.2B | $631.8M |
| Deferred Income Tax | $11.6M +2055.2% | -$591.0K +92.0% | -$7.4M -134.1% | $21.7M -15.2% | $25.6M | $1.4B | -$1.5B | $304.2M |
| Stock-Based Compensation | $17.3M +1.4% | $17.0M -0.1% | $17.1M +0.3% | $17.0M +10.2% | $15.4M | $489.0M | $354.6M | -$1.6B |
| Change in Working Capital | -$27.7M -63.1% | -$17.0M -137.6% | $45.3M +218.1% | -$38.3M -435.1% | $11.4M | $350.4M | -$1.6B | $1.5B |
| Accounts Receivables | $0 +100.0% | -$5.4M +10.4% | -$6.0M +79.0% | -$28.4M -243.7% | $19.8M | $592.6M | $1.3B | $626.2M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $1.0B | $1.2B | $1.1B |
| Accounts Payables | $0 +100.0% | -$23.9M -151.1% | $46.6M +1427.5% | $3.1M +196.1% | -$3.2M | $948.2M | -$1.5B | $433.0M |
| Other Working Capital | -$27.7M -327.1% | $12.2M +166.4% | $4.6M +135.5% | -$12.9M -150.0% | -$5.2M | $567.4M | $1.3B | $601.0M |
| Other Non-Cash Items | $35.2M +449.6% | -$10.1M +90.0% | -$100.8M -931.9% | $12.1M +130.1% | -$40.2M | $1.4B | -$1.5B | $300.0M |
| Operating Cash Flow | $645.1M +11.6% | $577.9M +18.2% | $488.8M -12.6% | $559.4M -6.4% | $597.7M | $7.2B | $8.9B | $10.5B |
| Capital Expenditures | -$52.7M -14.3% | -$46.1M +47.6% | -$88.1M -35.1% | -$65.2M -14.9% | -$56.7M | $664.0M | $1.4B | $697.6M |
| Acquisitions (Net) | $0 | $0 +100.0% | -$6.4M | $0 | $0 | $937.0M | $1.1B | $1.3B |
| Purchases of Investments | -$1.5B +45.8% | -$2.7B -987.4% | -$246.3M +88.5% | -$2.1B +63.9% | -$5.9B | $444.2M | $1.4B | $1.3B |
| Sales of Investments | $1.9B -45.7% | $3.4B +11.4% | $3.1B +10.0% | $2.8B -21.0% | $3.5B | $822.2M | $318.2M | -$1.5B |
| Other Investing Activities | -$871.7M -294.8% | -$220.8M +60.1% | -$552.9M -61.3% | -$342.9M -189.8% | $381.9M | $616.4M | $370.0M | $1.2B |
| Investing Cash Flow | -$462.4M -195.6% | $483.8M -77.8% | $2.2B +801.4% | $242.3M +111.6% | -$2.1B | $4.8B | $6.4B | $5.1B |
| Debt Repayment | $75.6M +5710.2% | -$1.3M +99.9% | -$2.3B -78094.9% | -$2.9M -124.6% | $11.8M | $680.8M | $759.2M | $1.1B |
| Common Stock Issued | $0 | $0 | $0 +100.0% | -$8.0K +46.7% | -$15.0K | $778.8M | $946.8M | $812.4M |
| Common Stock Repurchased | -$207.6M -21.8% | -$170.5M -123.2% | -$76.4M +59.1% | -$186.6M -44.3% | -$129.4M | $351.8M | -$1.6B | $1.5B |
| Dividends Paid | -$150.2M -3.5% | -$145.1M -7.7% | -$134.7M -5.7% | -$127.5M -3.9% | -$122.7M | $535.2M | $613.6M | $692.0M |
| Other Financing Activities | $271.1M +583.9% | -$56.0M -103.5% | $1.6B +140.8% | -$3.9B -201.8% | $3.8B | -$1.6B | $1.3B | $1.1B |
| Financing Cash Flow | -$11.0M +97.0% | -$372.9M +57.8% | -$883.1M +79.0% | -$4.2B -217.5% | $3.6B | $12.2B | $13.9B | -$15.5B |
| Effect of Forex Changes | $0 | $0 | $0 | $0 | $0 | $1.3B | $1.1B | $990.2M |
| Net Change in Cash | $171.7M -75.1% | $688.7M -61.5% | $1.8B +152.6% | -$3.4B -262.7% | $2.1B | $3.2B | $4.9B | $6.5B |
| Free Cash Flow | $592.4M +11.4% | $531.7M +32.7% | $400.7M -18.9% | $494.2M -8.7% | $541.0M | $8.6B | -$16.8B | $11.1B |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Popular, Inc.
NASDAQ:BPOP
$10.37B
UMB Financial Corporation
NASDAQ:UMBF
$10.27B
Old National Bancorp
NASDAQ:ONB
$9.68B
Cullen/Frost Bankers, Inc.
NYSE:CFR
$9.27B
BOK Financial Corporation
NASDAQ:BOKF
$8.16B
Valley National Bancorp
NASDAQ:VLY
$8.10B
Cadence Bank
CADE
$7.85B
Pinnacle Financial Partners, Inc.
NYSE:PNFP
$7.34B
Prosperity Bancshares, Inc.
NYSE:PB
$7.30B
Synovus Financial Corp.
SNV
$6.95B
SEC Filings
Recent regulatory filings
No filings found.
Does CBSH generate free cash flow?
Commerce Bancshares, Inc. (CBSH) generated $592.39M of free cash flow in fiscal 2025.
How much operating cash flow does CBSH produce?
Operating cash flow was $645.14M, before capital expenditures of $52.75M.
Explore More
Continue the stock analysis
Jump to another research area for this company.