First Busey Corporation

First Busey Corporation

Financial Services

NASDAQ:BUSE · NASDAQ Global Select

Market Cap $2.43B Beta 0.72 P/E (TTM) 11.9
$28.79 +1.11%

+$0.32 today

52W Low $21.63High $28.90

Vol 0.67M · Avg 0.62M

EPS (TTM)$2.41
Div Yield3.54%
Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$2.65
Gross Margin69.6%
Net Margin19.2%
P/E Ratio8.8
P/S Ratio6.7

Analysis

$1.1B of revenue converted into $215.2M of net income for the selected period. Gross margin is 69.6% and net margin is 19.2%, showing how much revenue survives after costs and taxes. EPS is $2.65, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$1.0B
+57.6%
$662.5M
+10.3%
$600.6M
+23.4%
$486.6M
+12.7%
$431.6M
$809.6M$921.6M$731.2M
Cost of Revenue
$377.0M
+79.8%
$209.7M
+29.2%
$162.3M
+294.3%
$41.2M
+216.7%
$13.0M
$725.6M$804.0M$882.4M
Gross Profit
$666.8M
+47.3%
$452.9M
+3.3%
$438.3M
-1.6%
$445.4M
+6.4%
$418.6M
$8.9B$7.6B$6.2B
Gross Margin
63.9%
-4.5pp
68.4%
-4.6pp
73.0%
-18.6pp
91.5%
-5.4pp
97.0%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$327.0M
+80.5%
$181.2M
+7.7%
$168.2M
+3.2%
$163.1M
+9.9%
$148.4M
$620.6M$923.0M-$1.5B
Operating Expenses
$480.2M
+60.3%
$299.6M
+5.3%
$284.4M
+0.2%
$283.9M
+8.4%
$261.8M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$18.1M
-12.1%
$20.6M
-9.5%
$22.7M
-11.5%
$25.6M
-9.0%
$28.2M
$374.2M$1.2B$631.8M
EBITDA
$204.7M
+17.7%
$173.9M
-1.6%
$176.6M
-5.8%
$187.4M
+1.3%
$185.0M
-$15.2B$6.8B$9.3B
EBITDA Margin
19.6%
-6.6pp
26.2%
-3.2pp
29.4%
-9.1pp
38.5%
-4.4pp
42.9%
5.6%46.3%42.0%
Operating Income
$186.6M
+21.7%
$153.3M
-0.4%
$153.9M
-4.8%
$161.7M
+3.1%
$156.8M
$12.3B$14.0B-$15.7B
Operating Margin
17.9%
-5.3pp
23.1%
-2.5pp
25.6%
-7.6pp
33.2%
-3.1pp
36.3%
16.6%24.1%22.0%
Interest Income
$893.9M
+71.0%
$522.8M
+9.1%
$479.4M
+33.2%
$360.0M
+20.5%
$298.8M
-$1.5B-$1.6B$405.0M
Interest Expense
$324.3M
+61.3%
$201.1M
+25.7%
$159.9M
+337.6%
$36.5M
+30.1%
$28.1M
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$186.6M
+21.7%
$153.3M
-0.4%
$153.9M
-4.8%
$161.7M
+3.1%
$156.8M
$3.3B$4.9B$3.6B
Pre-Tax Margin
17.9%
-5.3pp
23.1%
-2.5pp
25.6%
-7.6pp
33.2%
-3.1pp
36.3%
20.8%18.7%26.2%
Income Tax Expense
$51.4M
+29.7%
$39.6M
+26.4%
$31.3M
-6.2%
$33.4M
+0.2%
$33.4M
$1.3B-$1.6B$745.2M
Net Income
$135.3M
+19.0%
$113.7M
-7.2%
$122.6M
-4.5%
$128.3M
+3.9%
$123.4M
$4.9B$4.8B$4.7B
Net Margin
13.0%
-4.2pp
17.2%
-3.2pp
20.4%
-6.0pp
26.4%
-2.2pp
28.6%
12.4%17.5%22.5%
EPS (Basic)
$1
-25.9%
$2
-9.0%
$2
-4.7%
$2
+4.0%
$2
$400.8M$703.2M$1.3B
EPS (Diluted)
$1
-25.8%
$2
-9.2%
$2
-4.8%
$2
+4.1%
$2
$766.2M$609.4M$452.6M
Weighted Avg Shares
$89.1M
+57.5%
$56.6M
+2.1%
$55.4M
+0.1%
$55.4M
+0.0%
$55.4M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$89.1M
+54.9%
$57.5M
+2.3%
$56.3M
+0.2%
$56.1M
+0.2%
$56.0M
$1.2B$924.4M$678.0M

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SEC Filings

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How much revenue does BUSE generate?

First Busey Corporation (BUSE) reported $1.04B of revenue in fiscal 2025.

Is BUSE profitable?

First Busey Corporation (BUSE) reported $135.26M of net income, with a net margin of 13.0%.

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