BCB Bancorp, Inc.
NASDAQ:BCBP · NASDAQ Global Market
-$0.08 today
Vol 0.08M · Avg 0.11M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Stock Ticker Earnings Waterfall
NASDAQ:BCBP · Revenue to Net Income
Key Ratios
Analysis
$162.8M of revenue converted into $701.0K of net income for the selected period. Gross margin is 35.5% and net margin is -3.0%, showing how much revenue survives after costs and taxes. EPS is $-0.07, tying the income statement back to per-share earnings.
Income Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $166.4M -15.5% | $196.9M +2.3% | $192.4M +44.7% | $133.0M +10.0% | $120.9M | $809.6M | $921.6M | $731.2M |
| Cost of Revenue | $121.9M +7.4% | $113.6M +25.6% | $90.4M +526.9% | $14.4M -24.2% | $19.0M | $725.6M | $804.0M | $882.4M |
| Gross Profit | $44.5M -46.6% | $83.4M -18.3% | $102.0M -14.0% | $118.6M +16.4% | $101.9M | $8.9B | $7.6B | $6.2B |
| Gross Margin | 26.7% -15.6pp | 42.3% -10.7pp | 53.0% -36.1pp | 89.2% +4.9pp | 84.3% | 9.8% | 28.9% | 38.3% |
| Research & Development | $0 | $0 | $0 | $0 | $0 | $983.2M | $1.3B | $490.4M |
| Selling, General & Admin | $4.2M -86.1% | $30.2M -9.1% | $33.3M +10.1% | $30.2M +7.9% | $28.0M | $620.6M | $923.0M | -$1.5B |
| Operating Expenses | $62.8M +10.0% | $57.1M -5.7% | $60.6M +9.2% | $55.5M +3.5% | $53.6M | $5.3B | $7.0B | $8.7B |
| Depreciation & Amortization | $968.0K +288.8% | $249.0K +144.9% | -$555.0K -186.9% | $639.0K -71.2% | $2.2M | $374.2M | $1.2B | $631.8M |
| EBITDA | -$17.3M -165.3% | $26.5M -35.2% | $40.9M -35.8% | $63.7M +26.3% | $50.5M | -$15.2B | $6.8B | $9.3B |
| EBITDA Margin | -10.4% -23.9pp | 13.5% -7.8pp | 21.3% -26.7pp | 47.9% +6.2pp | 41.8% | 5.6% | 46.3% | 42.0% |
| Operating Income | -$18.3M -169.7% | $26.3M -36.6% | $41.5M -34.3% | $63.1M +30.8% | $48.3M | $12.3B | $14.0B | -$15.7B |
| Operating Margin | -11.0% -24.3pp | 13.3% -8.2pp | 21.5% -25.9pp | 47.4% +7.5pp | 39.9% | 16.6% | 24.1% | 22.0% |
| Interest Income | $173.0M -2.5% | $177.4M +1.6% | $174.7M +36.1% | $128.3M +15.0% | $111.6M | -$1.5B | -$1.6B | $405.0M |
| Interest Expense | $79.9M -21.6% | $102.0M +21.0% | $84.3M +381.8% | $17.5M +15.3% | $15.2M | $1.1B | $1.0B | $1.2B |
| Other Income / Expenses | $0 | $0 | $0 | $0 | $0 | -$1.5B | $1.4B | $1.2B |
| Income Before Tax | -$18.3M -169.7% | $26.3M -36.6% | $41.5M -34.3% | $63.1M +30.8% | $48.3M | $3.3B | $4.9B | $3.6B |
| Pre-Tax Margin | -11.0% -24.3pp | 13.3% -8.2pp | 21.5% -25.9pp | 47.4% +7.5pp | 39.9% | 20.8% | 18.7% | 26.2% |
| Income Tax Expense | -$5.8M -175.5% | $7.6M -36.1% | $12.0M -31.7% | $17.5M +25.1% | $14.0M | $1.3B | -$1.6B | $745.2M |
| Net Income | -$12.5M -167.3% | $18.6M -36.8% | $29.5M -35.3% | $45.6M +33.1% | $34.2M | $4.9B | $4.8B | $4.7B |
| Net Margin | -7.5% -17.0pp | 9.5% -5.9pp | 15.3% -18.9pp | 34.3% +5.9pp | 28.3% | 12.4% | 17.5% | 22.5% |
| EPS (Basic) | -$1 -184.8% | $1 -42.1% | $2 -35.2% | $3 +36.1% | $2 | $400.8M | $703.2M | $1.3B |
| EPS (Diluted) | -$1 -184.8% | $1 -41.8% | $2 -34.1% | $3 +34.4% | $2 | $766.2M | $609.4M | $452.6M |
| Weighted Avg Shares | $17.2M +1.1% | $17.0M +0.8% | $16.9M -0.6% | $17.0M -0.6% | $17.1M | $757.8M | $925.8M | $1.1B |
| Weighted Avg Shares (Diluted) | $17.2M +1.0% | $17.0M +0.5% | $16.9M -2.4% | $17.3M +0.6% | $17.2M | $1.2B | $924.4M | $678.0M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
First Capital, Inc.
NASDAQ:FCAP
$210.73M
CF Bankshares Inc.
NASDAQ:CFBK
$194.05M
Eagle Bancorp Montana, Inc.
NASDAQ:EBMT
$181.77M
Landmark Bancorp, Inc.
NASDAQ:LARK
$178.69M
ECB Bancorp, Inc.
NASDAQ:ECBK
$170.09M
MainStreet Bancshares, Inc.
NASDAQ:MNSB
$169.82M
BankFinancial Corporation
BFIN
$149.53M
Richmond Mutual Bancorporation, Inc.
NASDAQ:RMBI
$143.67M
SR Bancorp, Inc. Common stock
NASDAQ:SRBK
$139.10M
Patriot National Bancorp, Inc.
NASDAQ:PNBK
$123.72M
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does BCBP generate?
BCB Bancorp, Inc. (BCBP) reported $166.44M of revenue in fiscal 2025.
Is BCBP profitable?
BCB Bancorp, Inc. (BCBP) reported -$12,527,000.00 of net income, with a net margin of -7.5%.
Explore More
Continue the stock analysis
Jump to another research area for this company.