NASDAQ:BCAL · NASDAQ Capital Market
+$0.07 today
Vol 0.34M · Avg 0.19M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Southern California Bancorp earnings power becomes long-term shareholder value. Use this page to compare BCAL returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
10.9%
avg 5.9%
ROIC
-8.8%
avg 1.6%
ROA
1.6%
avg 0.7%
Analysis
ROE is currently the strongest return metric at 10.9% versus its period average of 5.9%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Steven E. Shelton | Advisor | $2.37M | — | 65 | $128,261.00 | 0.40% |
David I. Rainer | Chief Executive Officer & Executive Chairman | $1.10M | — | 69 | $31,391.00 | 0.10% |
Thomas G. Dolan | Executive Vice President & Chief Financial Officer | $705,974.00 | — | 66 | $35,539.43 | 0.11% |
Richard Hernandez | President | $681,040.00 | — | 51 | $72,935.20 | 0.23% |
Michele Wirfel | Executive Vice President & Chief Operating Officer | — | — | 58 | $87,789.93 | 0.27% |
Christopher D. Maggio | Senior Vice President & Credit Team Manager | — | — | — | — | — |
Jeffery T. Hurtik | Executive Vice President & Chief Information Officer | — | — | — | — | — |
Joann Yeung | Executive Vice President & Principal Accounting Officer | — | — | 51 | $34,128.05 | 0.11% |
Manisha K. Merchant | Executive Vice President, Chief Legal Officer & Corporate Secretary | — | — | 50 | $37,051.82 | 0.12% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
1
$503,280.00
Sells
4
$46.35M
Net Sentiment
$45.85M
Net selling
Most Active
Volk David J.
2 transactions
Analysis
Insiders reported 1 buys worth $503,280.00 and 4 sells worth $46.35M over the last 12 months. That adds up to net selling of $45.85M. Volk David J. was the most active insider with 2 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +10.9% | +12.4% (12yr)2 analysts |
| Revenue | N/A | N/A | +17.4% | +23.6% (12yr)3 analysts |
| Net Income | N/A | N/A | +18.9% | +33.3% (12yr)3 analysts |
| EBIT | N/A | N/A | +65.7% | +31.0% (12yr)3 analysts |
Analysis
Recent growth has been strongest in EBIT at +65.7% over three years. Forward estimates point to Net Income at +33.3% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
Customers Bancorp, Inc.
NYSE:CUBI
$2.63B
MetroCity Bankshares, Inc.
NASDAQ:MCBS
$1.04B
First Financial Corporation
NASDAQ:THFF
$915.91M
Great Southern Bancorp, Inc.
NASDAQ:GSBC
$858.71M
First Community Bankshares, Inc.
NASDAQ:FCBC
$851.27M
Southern Missouri Bancorp, Inc.
NASDAQ:SMBC
$837.63M
SmartFinancial, Inc.
NYSE:SMBK
$809.44M
Orrstown Financial Services, Inc.
NASDAQ:ORRF
$802.51M
Independent Bank Corporation
NASDAQ:IBCP
$742.65M
South Plains Financial, Inc.
NASDAQ:SPFI
$692.01M
Who manages BCAL?
Southern California Bancorp (BCAL) lists 9 active executives. The top listed executive is Thomas G. Dolan, Executive Vice President & Chief Financial Officer.
Are BCAL insiders buying or selling?
Recent insider activity shows net selling of $49.05M.
Explore More
Continue the stock analysis
Jump to another research area for this company.