Arrow Financial Corporation
Financial ServicesNASDAQ:AROW · NASDAQ Global Select
+$1.75 today
Vol 0.09M · Avg 0.08M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
10.2%
avg 11.4%
ROIC
-7.2%
avg 5.8%
ROA
1.0%
avg 1.0%
Analysis
ROE is currently the strongest return metric at 10.2% versus its period average of 11.4%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
David S. DeMarco | Chief Executive Officer, President & Director | $1.16M | — | 64 | $60,400.00 | 0.37% |
Penko Krassimir Ivanov | Senior EVP, CFO, Chief Accounting Officer & Treasurer | $655,002.00 | — | 57 | $31,045.00 | 0.19% |
Andrew J. Wise | Senior Executive Vice President, Chief Risk Officer & Company Secretary | $591,336.00 | — | 59 | $25,818.00 | 0.16% |
Marc Yrsha | Senior EVP & Chief Banking Officer | $586,662.00 | — | 47 | $14,132.00 | 0.09% |
Michael Jacobs | Executive Vice President & Chief Information Officer | $382,156.00 | — | 55 | $12,571.00 | 0.08% |
Brooke Pancoe | Senior EVP & Chief Human Resources Officer | $381,237.00 | — | 40 | $7,145.00 | 0.04% |
Annette Reitano | Senior Vice President and Director of Marketing & Communications of Glen Falls | — | — | — | — | — |
Laura Steele | Controller | — | — | — | — | — |
Harry A. Kabalian | Senior VP and Director of Financial Planning Analysis & Treasury | — | — | — | — | — |
Amy Merchant | Senior VP & Director of Employee Total Rewards | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
11
$736,629.09
Sells
0
$0.00
Net Sentiment
+$736,629.09
Net buying
Most Active
Ivanov Penko Krassimir
8 transactions
1–10 of 11
Analysis
Insiders reported 11 buys worth $736,629.09 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $736,629.09. Ivanov Penko Krassimir was the most active insider with 8 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +3.2% | +8.9% (12yr)1 analysts |
| Revenue | N/A | N/A | +0.8% | +7.8% (12yr)1 analysts |
| Net Income | N/A | N/A | +3.6% | +9.2% (12yr)1 analysts |
| EBIT | N/A | N/A | +3.5% | +5.8% (12yr)1 analysts |
Analysis
Recent growth has been strongest in Net Income at +3.6% over three years. Forward estimates point to Net Income at +9.2% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages AROW?
Arrow Financial Corporation (AROW) lists 10 active executives. The top listed executive is Annette Reitano, Senior Vice President and Director of Marketing & Communications of Glen Falls.
Are AROW insiders buying or selling?
Recent insider activity shows net buying of $2.78M.
Explore More
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