Affirm Holdings, Inc.

Affirm Holdings, Inc.

Technology

NASDAQ:AFRM · NASDAQ Global Select

Market Cap $21.77B Beta 3.70 P/E (TTM) 57.4
$65.01 -2.23%

-$1.48 today

52W Low $42.10High $100.00

Vol 1.63M · Avg 5.18M

EPS (TTM)$1.13
Software - Infrastructure

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

1.7%

avg -3.4%

ROIC

-0.7%

avg -8.5%

ROA

0.5%

avg -7.8%

Analysis

ROE is currently the strongest return metric at 1.7% versus its period average of -3.4%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Michael A. Linford

Chief Operating Officer$1.07M43$9,344.00<0.01%

Libor Michalek

President & Director$1.07M52$9,344.00<0.01%

Robert W. O'Hare

Chief Financial Officer$915,439.0045$30,113.00<0.01%

Katherine Adkins

Chief Legal & Compliance Officer and Secretary$837,431.0064$139,309.000.04%

Max Roth Levchin

Founder, Chief Executive Officer & Chairman$538,307.0050$10.50M3.14%

Wayne Pommen

Chief Revenue Officer47

Zane Keller

Head of Investor Relations

Brooke E. Major-Reid

Chief Capital Officer51

Siphelele Jiyane

Chief Accounting Officer$227,849.000.07%

Pat Suh

Senior Vice President of Revenue

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

16

$121.65M

Net Sentiment

$121.65M

Net selling

Most Active

Levchin Max R

6 transactions

DateInsiderTypeSharesPriceValue
May 13, 2026

Watson Noel Bertram

Direct

Sell2.0K$65.00$130,000.00
Apr 14, 2026

Watson Noel Bertram

Direct

Sell2.0K$55.00$110,000.00
Jan 5, 2026

Levchin Max R

Direct

Sell553.6K$80.52$44,572,168.08
Jan 5, 2026

Levchin Max R

Direct

Sell113.1K$81.12$9,175,645.44
Jan 5, 2026

O'Hare Robert

Direct

Sell36.4K$80.00$2,912,080.00
Dec 3, 2025

O'Hare Robert

Direct

Sell8.2K$70.00$573,230.00
Sep 22, 2025

Levchin Max R

Direct

Sell185.8K$88.46$16,438,698.72
Sep 22, 2025

Levchin Max R

Direct

Sell259.7K$89.23$23,173,477.15
Sep 22, 2025

Levchin Max R

Direct

Sell3.6K$90.98$326,982.12
Sep 22, 2025

Levchin Max R

Direct

Sell202.6K$90.02$18,236,431.64

1–10 of 16

Analysis

Insiders reported 0 buys worth $0.00 and 16 sells worth $121.65M over the last 12 months. That adds up to net selling of $121.65M. Levchin Max R was the most active insider with 6 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/AN/A
N/A9 analysts
RevenueN/AN/A+46.1%
+31.3% (6yr)10 analysts
Net IncomeN/AN/AN/A
N/A10 analysts
EBITN/AN/AN/A
N/A10 analysts

Analysis

Recent growth has been strongest in Revenue at +46.1% over three years. Forward estimates point to Revenue at +31.3% (6yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages AFRM?

Affirm Holdings, Inc. (AFRM) lists 10 active executives. The top listed executive is Michael A. Linford, Chief Operating Officer.

Are AFRM insiders buying or selling?

Recent insider activity shows net selling of $127.59M.

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