ACNB Corporation
Financial ServicesNASDAQ:ACNB · NASDAQ Capital Market
+$0.49 today
Vol 0.05M · Avg 0.06M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
8.8%
avg 10.3%
ROIC
1.1%
avg 5.7%
ROA
1.1%
avg 1.1%
Analysis
ROE is currently the strongest return metric at 8.8% versus its period average of 10.3%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
James Helt | President, Chief Executive Officer & Director | $1.18M | — | 59 | $47,511.55 | 0.47% |
Douglas A. Seibel | Executive Vice President and Chief Lending & Revenue Officer of ACNB Bank | $695,422.00 | — | 65 | $6,464.91 | 0.06% |
Jason H. Weber | Executive Vice President, Chief Financial Officer & Treasurer | $567,148.00 | — | 51 | $11,536.32 | 0.11% |
Brett D. Fulk | Executive Vice President & Chief Strategy Officer | $554,795.00 | — | 57 | $4,286.81 | 0.04% |
Emily E. Berwager | Senior VP & Human Resources Manager | — | — | — | $6,026.31 | 0.06% |
Andrew A. Bradley | Senior VP & Chief Risk Officer | — | — | — | $2,887.78 | 0.03% |
Kevin J. Hayes | Senior Vice President, General Counsel, Secretary & Chief Governance Officer | — | — | — | $13,312.99 | 0.13% |
Mark E. Blacksten | Executive Vice President of Maryland Market President | — | — | — | $0.00 | <0.01% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
6
$28,098.49
Sells
4
$510,538.07
Net Sentiment
$482,439.58
Net selling
Most Active
ELSNER FRANK III
4 transactions
Analysis
Insiders reported 6 buys worth $28,098.49 and 4 sells worth $510,538.07 over the last 12 months. That adds up to net selling of $482,439.58. ELSNER FRANK III was the most active insider with 4 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +7.1% | +9.6% (12yr)3 analysts |
| Revenue | N/A | N/A | -0.3% | +10.5% (12yr)3 analysts |
| Net Income | N/A | N/A | +7.4% | +14.6% (12yr)3 analysts |
| EBIT | N/A | N/A | +9.7% | +12.1% (12yr)3 analysts |
Analysis
Recent growth has been strongest in EBIT at +9.7% over three years. Forward estimates point to Net Income at +14.6% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
Shore Bancshares, Inc.
NASDAQ:SHBI
$763.13M
Arrow Financial Corporation
NASDAQ:AROW
$658.85M
Peoples Financial Services Corp.
NASDAQ:PFIS
$635.89M
Bar Harbor Bankshares
AMEX:BHB
$618.96M
Northrim BanCorp, Inc.
NASDAQ:NRIM
$573.91M
Farmers National Banc Corp.
NASDAQ:FMNB
$570.48M
Unity Bancorp, Inc.
NASDAQ:UNTY
$568.62M
Bridgewater Bancshares, Inc.
NASDAQ:BWB
$557.67M
Capital Bancorp, Inc.
NASDAQ:CBNK
$554.94M
ChoiceOne Financial Services, Inc.
NASDAQ:COFS
$487.74M
Who manages ACNB?
ACNB Corporation (ACNB) lists 8 active executives. The top listed executive is Emily E. Berwager, Senior VP & Human Resources Manager.
Are ACNB insiders buying or selling?
Recent insider activity shows net buying of $2.58M.
Explore More
Continue the stock analysis
Jump to another research area for this company.