Blue Ridge Bankshares, Inc.

Blue Ridge Bankshares, Inc.

Financial Services

AMEX:BRBS · New York Stock Exchange American

Market Cap $298.51M Beta 0.56 P/E (TTM) 24.3
$3.30 -0.60%

-$0.02 today

52W Low $3.23High $4.79

Vol 0.13M · Avg 0.35M

EPS (TTM)$0.14
Div Yield25.76%
Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$0.12
Gross Margin64.8%
Net Margin8.1%
P/E Ratio53.7
P/S Ratio10.7

Analysis

$143.9M of revenue converted into $12.0M of net income for the selected period. Gross margin is 64.8% and net margin is 8.1%, showing how much revenue survives after costs and taxes. EPS is $0.12, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$150.6M
-13.4%
$173.9M
-11.9%
$197.4M
+16.3%
$169.7M
-10.9%
$190.5M
$809.6M$921.6M$731.2M
Cost of Revenue
$54.9M
-28.3%
$76.6M
-22.1%
$98.3M
+129.8%
$42.8M
+282.5%
$11.2M
$725.6M$804.0M$882.4M
Gross Profit
$95.7M
-1.7%
$97.3M
-1.8%
$99.1M
-22.0%
$127.0M
-29.2%
$179.4M
$8.9B$7.6B$6.2B
Gross Margin
63.5%
+7.6pp
56.0%
+5.8pp
50.2%
-24.6pp
74.8%
-19.3pp
94.1%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$49.5M
-23.3%
$64.6M
+0.3%
$64.4M
+9.5%
$58.8M
-7.9%
$63.9M
$620.6M$923.0M-$1.5B
Operating Expenses
$81.9M
-28.0%
$113.8M
-27.9%
$157.9M
+50.7%
$104.8M
-5.6%
$111.0M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$1.2M
-52.5%
$2.6M
-12.6%
$3.0M
-14.6%
$3.5M
-8.2%
$3.8M
$374.2M$1.2B$631.8M
EBITDA
$15.0M
+208.1%
-$13.9M
+75.1%
-$55.9M
-317.3%
$25.7M
-64.4%
$72.2M
-$15.2B$6.8B$9.3B
EBITDA Margin
10.0%
+18.0pp
-8.0%
+20.3pp
-28.3%
-43.4pp
15.1%
-22.7pp
37.9%
5.6%46.3%42.0%
Operating Income
$13.8M
+183.4%
-$16.5M
+71.9%
-$58.8M
-365.1%
$22.2M
-67.5%
$68.4M
$12.3B$14.0B-$15.7B
Operating Margin
9.1%
+18.6pp
-9.5%
+20.3pp
-29.8%
-42.9pp
13.1%
-22.8pp
35.9%
16.6%24.1%22.0%
Interest Income
$137.8M
-14.1%
$160.3M
-5.1%
$169.0M
+38.9%
$121.7M
+17.5%
$103.5M
-$1.5B-$1.6B$405.0M
Interest Expense
$58.9M
-27.9%
$81.7M
+7.5%
$76.0M
+344.6%
$17.1M
+54.4%
$11.1M
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$13.8M
+183.4%
-$16.5M
+71.9%
-$58.8M
-365.1%
$22.2M
-67.5%
$68.4M
$3.3B$4.9B$3.6B
Pre-Tax Margin
9.1%
+18.6pp
-9.5%
+20.3pp
-29.8%
-42.9pp
13.1%
-22.8pp
35.9%
20.8%18.7%26.2%
Income Tax Expense
$3.1M
+373.3%
-$1.1M
+84.1%
-$7.1M
-236.0%
$5.2M
-67.0%
$15.7M
$1.3B-$1.6B$745.2M
Net Income
$10.7M
+169.6%
-$15.4M
+70.3%
-$51.8M
-398.7%
$17.3M
-67.0%
$52.5M
$4.9B$4.8B$4.7B
Net Margin
7.1%
+16.0pp
-8.8%
+17.4pp
-26.2%
-36.4pp
10.2%
-17.3pp
27.5%
12.4%17.5%22.5%
EPS (Basic)
$0
+135.5%
-$0
+88.6%
-$3
-285.7%
$1
-50.0%
$3
$400.8M$703.2M$1.3B
EPS (Diluted)
$0
+135.5%
-$0
+88.6%
-$3
-285.7%
$1
-50.0%
$3
$766.2M$609.4M$452.6M
Weighted Avg Shares
$106.1M
+116.0%
$49.1M
+159.4%
$18.9M
-1.7%
$19.3M
+7.9%
$17.8M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$106.1M
+116.0%
$49.1M
+159.4%
$18.9M
-0.3%
$19.0M
+6.4%
$17.9M
$1.2B$924.4M$678.0M

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SEC Filings

Recent regulatory filings

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How much revenue does BRBS generate?

Blue Ridge Bankshares, Inc. (BRBS) reported $150.61M of revenue in fiscal 2025.

Is BRBS profitable?

Blue Ridge Bankshares, Inc. (BRBS) reported $10.71M of net income, with a net margin of 7.1%.

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