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Financial Services - Banks - Diversified - NYSE - CH
$ 36.19
-0.0416 %
$ 115 B
Market Cap
23.85
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one UBS stock under the worst case scenario is HIDDEN Compared to the current market price of 36.2 USD, UBS Group AG is HIDDEN

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one UBS stock under the base case scenario is HIDDEN Compared to the current market price of 36.2 USD, UBS Group AG is HIDDEN

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one UBS stock under the best case scenario is HIDDEN Compared to the current market price of 36.2 USD, UBS Group AG is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart UBS

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$38.0$38.0$36.0$36.0$34.0$34.0$32.0$32.0$30.0$30.0$28.0$28.0$26.0$26.0$24.0$24.0Feb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '2515 Jul15 Jul
FINANCIALS
45.8 B REVENUE
17.28%
6.82 B OPERATING INCOME
-75.86%
4.93 B NET INCOME
-82.30%
10.7 B OPERATING CASH FLOW
-87.52%
-6.87 B INVESTING CASH FLOW
-6.66%
-81.6 B FINANCING CASH FLOW
-40.08%
11.4 B REVENUE
2.92%
0 OPERATING INCOME
0.00%
1.7 B NET INCOME
128.50%
15.4 B OPERATING CASH FLOW
74.53%
-7.16 B INVESTING CASH FLOW
67.68%
-2.96 B FINANCING CASH FLOW
27.71%
Balance Sheet UBS Group AG
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Current Assets 410 B
Cash & Short-Term Investments 385 B
Receivables 25.9 B
Other Current Assets 0
Non-Current Assets 1.15
Long-Term Investments 1.06
PP&E 15.5 B
Other Non-Current Assets 82.1 B
24.57 %67.54 %5.24 %Total Assets$1.6t
Current Liabilities 918 B
Accounts Payable 49 B
Short-Term Debt 14.8 B
Other Current Liabilities 854 B
Non-Current Liabilities 561 B
Long-Term Debt 322 B
Other Non-Current Liabilities 239 B
3.31 %57.73 %21.77 %16.18 %Total Liabilities$1.5t
EFFICIENCY
Earnings Waterfall UBS Group AG
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Revenue 45.8 B
Cost Of Revenue 0
Gross Profit 45.8 B
Operating Expenses 39 B
Operating Income 6.82 B
Other Expenses 1.89 B
Net Income 4.93 B
50b50b45b45b40b40b35b35b30b30b25b25b20b20b15b15b10b10b5b5b0046b046b(39b)7b(2b)5bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
11.10% NET MARGIN
11.10%
5.98% ROE
5.98%
0.32% ROA
0.32%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis UBS Group AG
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100b100b80b80b60b60b40b40b20b20b00(20b)(20b)(40b)(40b)(60b)(60b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 4.93 B
Depreciation & Amortization 3.37 B
Capital Expenditures -2.01 B
Stock-Based Compensation 0
Change in Working Capital -20.8 B
Others 5.81 B
Free Cash Flow 8.79 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets UBS Group AG
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Wall Street analysts predict an average 1-year price target for UBS of $25.7 , with forecasts ranging from a low of $20 to a high of $34 .
UBS Lowest Price Target Wall Street Target
20 USD -44.74%
UBS Average Price Target Wall Street Target
25.7 USD -29.08%
UBS Highest Price Target Wall Street Target
34 USD -6.05%
Price
Max Price Target
Min Price Target
Average Price Target
3838363634343232303028282626242422222020Sep '24Sep '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.892 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.5370.8750.6070.647890.6890.3650.369860.498810.554540.692250.891940.260120.365661.160.880.610.650.690.370.370.500.550.690.892015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 13
6. Ownership
Insider Ownership UBS Group AG
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Christopher Brolly joins UBS as Financial Advisor in Boston BOSTON--(BUSINESS WIRE)--UBS Global Wealth Management US announced that Christopher Brolly has joined the firm as a Financial Advisor. He joins the UBS Greater New England Market, led by Market Executive James Ducey, and will report to Boston Wealth Management Senior Market Director Robert Covino. “Christopher brings a wealth of experience and a devout commitment to client service with him to UBS,” said Robert Covino. “We are confident that his expertise will greatly benefit our clients and con. businesswire.com - 1 week ago
UBS hires industry veteran Kathleen Ferraro as Market Director for Greenwich and Stamford, Connecticut GREENWICH, Conn.--(BUSINESS WIRE)--UBS Global Wealth Management US today announced the appointment of Kathleen (Kathy) Ferraro, a seasoned executive with over three decades of experience, as the new Market Director for its Greenwich and Stamford, Connecticut offices. In this role, Kathy will be responsible for leading advisor development, elevating the client experience and advancing strategic growth across these key markets. Kathy brings more than 30 years of leadership and advisory experience. businesswire.com - 1 week ago
For banks 'this isn't the market for an earnings miss', cautions UBS Barclays PLC (LSE:BARC) and Standard Chartered PLC (LSE:STAN) are the preferred UK bank stocks in Europe for UBS, though analysts warned that the looming earnings season could see volatile share price moves.  European banks are forecast to enjoy a 20% total return over the next 12-18 months, they added, with sector shares offering room re-rate thanks to the support of dividends, buybacks and moderate earnings growth over the period. proactiveinvestors.co.uk - 1 week ago
UBS' Erika Najarian on Wells Fargo's drop: 'Not really surprised' by the stock's reaction Erika Najarian, large cap banks analyst at UBS Securities, joins CNBC's ‘Squawk on the Street' to discuss her reaction to bank earnings as Wells Fargo, JPMorgan Chase, and Citigroup report results on Tuesday. youtube.com - 1 week ago
UBS Hires Jack Heiss as Market Director in the Tampa, Florida Region TAMPA, Fla.--(BUSINESS WIRE)--UBS Global Wealth Management US today announced that Jack Heiss will join the firm as Market Director for its Tampa, Clearwater, St. Petersburg, Sarasota, and Winter Haven offices in Florida. He will begin his role at the conclusion of his notice period. These offices are part of the firm's Florida Wealth Management market led by Market Executive Lane Strumlauf, which is part of the firm's Southeast Region, led by Julie Fox. “We are very pleased to have a professio. businesswire.com - 1 week ago
'THIS IS THE PLACE TO INVEST': UBS CEO touts US growth amid tariff deals UBS CEO Sergio Ermotti discusses his outlook for U.S. growth as he navigates the markets following President Donald Trump's 'big, beautiful bill,' potential tariff deals and geopolitical challenges. #us #foxbusiness #trump #markets #ubs youtube.com - 2 weeks ago
UBS raises global oil refining margins outlook amid delays and closures UBS announced a revised outlook on the global oil refining industry, anticipating a significant tightening of supply balances in the coming years.  This adjustment is primarily attributed to two critical factors: widespread project delays in new refinery constructions and a series of additional refinery closures globally, according to an Investing.com report. invezz.com - 2 weeks ago
US copper tariff blow 'cushioned by stockpiling', while pharma tariff 'unlikely', says UBS US copper tariffs of 50% threatened by President Donald Trump could be cushioned by recent stockpiling, while a floated idea of a potential 200% pharmaceuticals levy is "unlikely", according to UBS.  Mark Haefele, chief investment officer of the Swiss bank, said metals traders and markets have "anticipated US copper tariffs and have responded by building up US inventories in recent months". proactiveinvestors.co.uk - 2 weeks ago
India will be the driver for oil demand growth moving forward: UBS' Staunovo Giovanni Staunovo, UBS Global Wealth Management's commodity analyst, discusses the key drivers for oil demand and the major risks facing the market. He adds that market sentiment has moved away from President Trump's 'Drill, baby, drill' pledge to one of "chill, baby, chill", "freeze, baby, freeze" and "cut, baby, cut". youtube.com - 2 weeks ago
UBS must face US investor litigation over Credit Suisse demise UBS must face two lawsuits by investors who said the former Credit Suisse defrauded them prior to its March 2023 demise with false and misleading statements about its financial condition, a U.S. judge ruled on Monday. reuters.com - 2 weeks ago
UBS Declares Coupon Payments on 12 ETRACS Exchange Traded Notes NEW YORK--(BUSINESS WIRE)--UBS Investment Bank today announced coupon payments for 9 ETRACS Exchange Traded Notes traded on the NYSE Arca and expected coupon payments for 3 ETRACS Exchange Traded Notes traded on NASDAQ (together, the “ETNs”). NYSE Ticker ETN Name and Prospectus Supplementa Coupon Valuation Date Ex-Date Record Date Payment Date Coupon Amount Payment Schedule Current Yield (annualized) MLPBb ETRACS Alerian MLP Infrastructure Index ETN Series B 6/30/2025 7/14/2025 7/14/2025 7/22/2. businesswire.com - 2 weeks ago
Copper set for long-term gains as analysts see supply deficit emerging Copper prices are poised for further gains in the coming years, with UBS and Jefferies both reaffirming their bullish outlooks for the metal amid structural demand growth, tightening physical markets, and easing macro uncertainty. UBS raised its 2025 copper price forecasts by around 5%, citing a reduction in tariff-related risks and encouraging long-term investors to look past what it sees as a temporary soft patch in demand. proactiveinvestors.com - 3 weeks ago
8. Profile Summary

UBS Group AG UBS

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COUNTRY CH
INDUSTRY Banks - Diversified
MARKET CAP $ 115 B
Dividend Yield 0.00%
Description UBS Group AG provides financial advice and solutions to private, institutional, and corporate clients worldwide. It operates through four divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management, and Investment Bank. The Global Wealth Management division offers investment advice and solutions, and lending solutions to ultra high net worth and high net worth clients. This segment also provides estate and wealth planning, investing, philanthropy, corporate and banking, and family advisory services, as well as mortgage, securities-based, and structured lending solutions. The Personal & Corporate Banking division provides personal banking products and services, such as deposits, cards, and online and mobile banking, as well as lending, investments, and retirement services; and corporate and institutional solutions, including equity and debt capital markets, syndicated and structured credit, private placements, leasing, traditional financing, trade and export finance, and global custody solutions, as well as transaction banking solutions for payment and cash management. The Asset Management division offers equities, fixed income, hedge funds, real estate and private markets, indexed and alternative beta strategies, asset allocation and currency investment strategies, customized multi-asset solutions, advisory and fiduciary services, and multi-manager hedge fund solutions and advisory services. The Investment Bank division advises clients on strategic business opportunities and helps them raise capital to fund their activities; enables its clients to buy, sell, and finance securities on capital markets and to manage their risks and liquidity; and offers clients differentiated content on major financial markets and securities. The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014. UBS Group AG was founded in 1862 and is based in Zurich, Switzerland.
Contact Bahnhofstrasse 45, Zurich, 8001 https://www.ubs.com
IPO Date May 16, 2000
Employees 106789
Officers Mr. Markus Ronner Group Chief Compliance & Governance Officer and Member of Group Executive Board Mr. Iqbal Khan CPA President of UBS Asia-Pacific, Co-President Global Wealth Management & Member of Group Executive Board Ms. Beatriz Martin Jimenez Head NonCore&Legacy&Pres EMEA,GlblTreas & Mem of Ex. Board & GEB Lead for Sus & Imp Mr. Sergio P. Ermotti Group Chief Executive Officer & President of the Group Executive Board Dr. Sabine Keller-Busse President UBS Switzerland, President of Personal & Corporate Banking and Member of the GEB Mr. Robert Karofsky President of UBS Americas, Co-President Global Wealth Management & Member of GEB Mr. Marco Illy Co-President of the Investment Bank & Member of Executive Board Mr. Michael Dargan Group Chief Operations & Technology Officer and Member of the Executive Board Mr. Todd Tuckner Group Chief Financial Officer & Member of Executive Board Mr. George Athanasopoulos Co-President Investment Bank & Member of Executive Board