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Financial Services - Banks - Regional - NYSE - US
$ 16.866
-0.268 %
$ 15.3 B
Market Cap
6.94
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one RF-PE stock under the worst case scenario is HIDDEN Compared to the current market price of 16.9 USD, Regions Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one RF-PE stock under the base case scenario is HIDDEN Compared to the current market price of 16.9 USD, Regions Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one RF-PE stock under the best case scenario is HIDDEN Compared to the current market price of 16.9 USD, Regions Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart RF-PE

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$19.5$19.5$19.0$19.0$18.5$18.5$18.0$18.0$17.5$17.5$17.0$17.0$16.5$16.5$16.0$16.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
7.08 B REVENUE
2.70%
2.45 B OPERATING INCOME
-35.90%
1.89 B NET INCOME
-8.73%
1.6 B OPERATING CASH FLOW
-30.76%
-262 M INVESTING CASH FLOW
83.70%
2.58 B FINANCING CASH FLOW
150.22%
1.82 B REVENUE
1.40%
657 M OPERATING INCOME
2.34%
534 M NET INCOME
8.98%
-220 M OPERATING CASH FLOW
-19.80%
498 M INVESTING CASH FLOW
243.10%
-87 M FINANCING CASH FLOW
-6.80%
Balance Sheet Regions Financial Corporation
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Current Assets 34.7 B
Cash & Short-Term Investments 34.2 B
Receivables 572 M
Other Current Assets 0
Non-Current Assets 123 B
Long-Term Investments 106 B
PP&E 1.67 B
Other Non-Current Assets 14.8 B
21.71 %67.48 %9.38 %Total Assets$157.3b
Current Liabilities 128 B
Accounts Payable 0
Short-Term Debt 500 M
Other Current Liabilities 128 B
Non-Current Liabilities 11.3 B
Long-Term Debt 5.99 B
Other Non-Current Liabilities 5.3 B
91.54 %4.30 %3.80 %Total Liabilities$139.4b
EFFICIENCY
Earnings Waterfall Regions Financial Corporation
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Revenue 7.08 B
Cost Of Revenue -25 M
Gross Profit 7.11 B
Operating Expenses 4.73 B
Operating Income 2.45 B
Other Expenses 559 M
Net Income 1.89 B
8b8b7b7b6b6b5b5b4b4b3b3b2b2b1b1b007b25m7b(5b)2b(559m)2bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.35% GROSS MARGIN
100.35%
34.62% OPERATING MARGIN
34.62%
26.73% NET MARGIN
26.73%
10.59% ROE
10.59%
1.20% ROA
1.20%
6.64% ROIC
6.64%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Regions Financial Corporation
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3b3b3b3b2b2b2b2b1b1b500m500m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 1.89 B
Depreciation & Amortization 144 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -916 M
Others -460 M
Free Cash Flow 1.6 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Regions Financial Corporation
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RF-PE has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.18% DIVIDEND YIELD
0.278 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.0650.090.140.1550.1550.278130.170.278130.20.278130.278130.070.090.140.1550.1550.278130.278130.278130.278130.090.140.1550.1550.404830.278130.278130.278130.090.320.140.460.1550.590.1550.620.278130.990.278131.110.20.930.278131.110.240.720.278130.560.28201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
6. Ownership
Insider Ownership Regions Financial Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

Regions Financial Corporation RF-PE

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 15.3 B
Dividend Yield 1.18%
Description Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.
Contact 1900 Fifth Avenue North, Birmingham, AL, 35203 https://www.regions.com
IPO Date April 29, 2021
Employees 19644
Officers Mr. John M. Turner Jr. President, Chief Executive Officer & Chairman Ms. Dana Nolan EVice President & Head of Investor Relations Mr. C. Dandridge Massey Senior EVice President and Chief Enterprise Operations & Technology Officer Mr. Tom H. Speir Head of Strategy & Corporate Development Ms. Tara Ann Plimpton Senior EVice President, Chief Legal Officer & Corporate Secretary Ms. Anna Brackin Chief Compliance Officer Mr. David R. Keenan Senior EVice President, Chief Administrative & Human Resources Officer Mr. Russell K. Zusi Senior EVice President & Chief Risk Officer Mr. Ryan Sladek Head of Sales Mr. David Jackson Turner Jr. Senior EVice President & Chief Financial Officer