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Financial Services - Banks - Regional - NYSE - US
$ 19.4
0 %
$ 23.7 B
Market Cap
8.05
P/E
1. INTRINSIC VALUE

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits.[ Read More ]

The intrinsic value of one RF-PE stock under the base case scenario is HIDDEN Compared to the current market price of 19.4 USD, Regions Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart RF-PE

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FINANCIALS
6.9 B REVENUE
-3.74%
3.82 B OPERATING INCOME
19.83%
2.07 B NET INCOME
-7.62%
2.31 B OPERATING CASH FLOW
-25.60%
-1.61 B INVESTING CASH FLOW
87.58%
-5.13 B FINANCING CASH FLOW
38.56%
1.82 B REVENUE
-20.04%
642 M OPERATING INCOME
2.56%
490 M NET INCOME
-2.20%
1.11 B OPERATING CASH FLOW
275.34%
-348 M INVESTING CASH FLOW
78.33%
1.28 B FINANCING CASH FLOW
187.54%
Balance Sheet Decomposition Regions Financial Corporation
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Current Assets 2.64 B
Cash & Short-Term Investments 2.64 B
Receivables 0
Other Current Assets 0
Non-Current Assets 180 B
Long-Term Investments 30.3 B
PP&E 2.1 B
Other Non-Current Assets 147 B
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 135 B
Long-Term Debt 2.33 B
Other Non-Current Liabilities 132 B
EFFICIENCY
Earnings Waterfall Regions Financial Corporation
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Revenue 6.9 B
Cost Of Revenue 0
Gross Profit 6.9 B
Operating Expenses 3.2 B
Operating Income 3.82 B
Other Expenses 1.75 B
Net Income 2.07 B
RATIOS
100.00% GROSS MARGIN
100.00%
55.46% OPERATING MARGIN
55.46%
30.07% NET MARGIN
30.07%
11.90% ROE
11.90%
1.36% ROA
1.36%
15.40% ROIC
15.40%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Regions Financial Corporation
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Net Income 2.07 B
Depreciation & Amortization 236 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -574 M
Others -228 M
Free Cash Flow 2.15 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Regions Financial Corporation
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RF-PE has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.17% DIVIDEND YIELD
0.278 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Regions Financial Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
500 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
11 months ago
Dec 08, 2023
Sell 500 K USD
Lusco C. Matthew
SEVP & CRO
- 28617
17.4665 USD
1 year ago
Aug 07, 2023
Sell 209 K USD
Smith Ronald G.
SEVP
- 10000
20.93 USD
1 year ago
May 17, 2023
Bought 200 K USD
Hill J Thomas
Director
+ 11926
16.7813 USD
1 year ago
Jan 27, 2023
Sell 304 K USD
Ritter William D.
SEVP
- 13000
23.4197 USD
1 year ago
Jan 25, 2023
Sell 2.28 M USD
Lusco C. Matthew
SEVP & CRO
- 100000
22.8276 USD
7. News
8. Profile Summary

Regions Financial Corporation RF-PE

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 23.7 B
Dividend Yield 1.17%
Description Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.
Contact 1900 Fifth Avenue North, Birmingham, AL, 35203 https://www.regions.com
IPO Date April 29, 2021
Employees 20101
Officers Mr. Ryan Sladek Head of Sales Ms. Tara Ann Plimpton Senior EVice President, Chief Legal Officer & Corporate Secretary Mr. Tom H. Speir Head of Strategy & Corporate Development Mr. C. Dandridge Massey Senior EVice President and Chief Enterprise Operations & Technology Officer Ms. Dana Nolan EVice President & Head of Investor Relations Mr. John M. Turner Jr. President, Chief Executive Officer & Chairman Mr. David R. Keenan Senior EVice President, Chief Administrative & Human Resources Officer Mr. Ronald G. Smith Senior EVice President & Head of Corporate Banking Group Ms. Anna Brackin Chief Compliance Officer Mr. David Jackson Turner Jr. Senior EVice President & Chief Financial Officer