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Financial Services - Financial - Credit Services - NYSE - US
$ 10.28
-2.91 %
$ 1.17 B
Market Cap
22.73
P/E
INCOME STATEMENT
253 M REVENUE
-70.74%
69.8 M OPERATING INCOME
17.86%
51.3 M NET INCOME
31.82%
EFFICIENCY
Earnings Waterfall LendingClub Corporation
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Revenue 253 M
Cost Of Revenue 280 M
Gross Profit -27 M
Operating Expenses 100 M
Operating Income 69.8 M
Other Expenses 18.4 M
Net Income 51.3 M
300m300m250m250m200m200m150m150m100m100m50m50m00(50m)(50m)(100m)(100m)(150m)(150m)253m(280m)(27m)(100m)70m(18m)51mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income

Income Statement

Millions
Dec-2024 Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Mar-2012
REVENUE
Revenue 253.0 864.6 1 166.5 802.4 304.9 731.9 595.4 487.6 426.1 368.6 173.8 80.0 10.7
GROSS PROFIT
Cost Of Revenue 280.0 855.4 104.3 50.7 48.3 157.3 149.5 131.5 104.4 0 0.1 33 K 0
Gross Profit (27.0) 9.2 1 062.3 751.7 256.5 574.6 445.9 356.2 321.7 368.6 173.7 80.0 10.7
OPERATING INCOME
Operating Expenses 100.4 220.8 714.5 613.1 553.3 715.1 (723.7) 727.6 651.0 432.1 242.6 90.7 (22.6)
Selling, General and Administrative Expenses 332.6 355.8 537.1 444.5 304.0 569.0 497.2 421.5 423.8 293.7 166.8 57.2 22.6
Research and Development Expenses 0 0 0.121 0.0206 0.327 3.9 0.106 0.13 0.126 77.1 38.5 15.5 0
Operating Income 69.8 59.2 153.0 18.4 (187.6) (30.9) (128.3) (153.2) (150.2) (2.2) (31.5) 7.3 (11.9)
PRE-TAX INCOME
Interest Income Expense 373.9 270.8 82.5 80.0 150.4 247.3 385.6 571.4 688.4 549.7 356.6 187.4 --
Total Other Income (4.7) (4.6) (65.9) (124.3) (150.4) (30.9) (128.1) (153.4) (150.2) (549.7) (31.5) (187.4) (11.9)
Pre-Tax Income 65.1 54.6 153.0 18.4 (187.6) (30.9) (128.1) (153.4) (150.2) (2.2) (31.5) 7.3 (11.9)
NET INCOME
Tax Provision 13.7 15.7 (136.6) (0.1) 79 K (0.2) 43 K 0.6 (4.2) 2.8 1.4 (187.4) 0
Net Income 51.3 38.9 289.7 18.6 (187.5) (30.7) (128.3) (153.8) (146.0) (5.0) (32.9) 7.3 (11.9)
EPS 0.46 0.36 2.8 0.19 2.07 0.35 1.52 1.88 1.88 0.0666 2.18 0.0165 0.2