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Financial Services - Financial - Credit Services - NYSE - US
$ 14.92
-1.32 %
$ 1.68 B
Market Cap
32.43
P/E
INCOME STATEMENT
865 M REVENUE
-25.88%
107 M OPERATING INCOME
-30.05%
38.9 M NET INCOME
-86.56%
EFFICIENCY
Earnings Waterfall LendingClub Corporation
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Revenue 865 M
Cost Of Revenue 855 M
Gross Profit 9.19 M
Operating Expenses 221 M
Operating Income 107 M
Other Expenses 68.1 M
Net Income 38.9 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Mar-2012
REVENUE
Revenue 864.6 1 166.5 802.4 304.9 731.9 595.4 487.6 426.1 368.6 173.8 80.0 10.7
GROSS PROFIT
Cost Of Revenue 855.4 104.3 50.7 48.3 157.3 149.5 131.5 104.4 0 0.1 33 K 0
Gross Profit 9.2 1 062.3 751.7 256.5 574.6 445.9 356.2 321.7 368.6 173.7 80.0 10.7
OPERATING INCOME
Operating Expenses 220.8 714.5 613.1 553.3 715.1 (723.7) 727.6 651.0 432.1 242.6 90.7 (22.6)
Selling, General and Administrative Expenses 355.8 537.1 444.5 304.0 569.0 497.2 421.5 423.8 293.7 166.8 57.2 22.6
Research and Development Expenses 0 0.121 0.0206 0.327 3.9 0.106 0.13 0.126 77.1 38.5 15.5 0
Operating Income 107.0 153.0 18.4 (187.6) (30.9) (128.3) (153.2) (150.2) (2.2) (31.5) 7.3 (11.9)
PRE-TAX INCOME
Interest Income Expense 270.8 82.5 80.0 150.4 247.3 385.6 571.4 688.4 549.7 356.6 187.4 32.0
Total Other Income (52.4) (65.9) (124.3) (150.4) (30.9) (128.1) (153.4) (150.2) (549.7) (31.5) (187.4) (11.9)
Pre-Tax Income 54.6 153.0 18.4 (187.6) (30.9) (128.1) (153.4) (150.2) (2.2) (31.5) 7.3 (11.9)
NET INCOME
Tax Provision 15.7 (136.6) (0.1) 79 K (0.2) 43 K 0.6 (4.2) 2.8 1.4 (187.4) 0
Net Income 38.9 289.7 18.6 (187.5) (30.7) (128.3) (153.8) (146.0) (5.0) (32.9) 7.3 (11.9)
EPS 0.36 2.8 0.19 2.07 0.35 1.52 1.88 1.88 0.0666 2.18 0.0165 0.2