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Bancolombia S.A. CIB
Financial Services - Banks - Regional - NYSE - CO
Watchlist
$ 45.77
-0.498 %
$ 11.9 B
Market Cap
6.96
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one CIB stock under the worst case scenario is HIDDEN Compared to the current market price of 45.8 USD, Bancolombia S.A. is HIDDEN

CIB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one CIB stock under the base case scenario is HIDDEN Compared to the current market price of 45.8 USD, Bancolombia S.A. is HIDDEN

CIB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one CIB stock under the best case scenario is HIDDEN Compared to the current market price of 45.8 USD, Bancolombia S.A. is HIDDEN

CIB Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart CIB

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1M 2%
6M 46%
1Y 60%
3Y 124%
5Y 143%
All
$48.0$48.0$46.0$46.0$44.0$44.0$42.0$42.0$40.0$40.0$38.0$38.0$36.0$36.0$34.0$34.0Feb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '2515 Jul15 Jul
FINANCIALS
22.2 REVENUE
6.25%
Growth Rates
1Year 6.25%
3Years 8.51%
5Years 6.99%
7Years 6.14%
10Years 9.04%
11 OPERATING INCOME
7.12%
Growth Rates
1Year 7.12%
3Years 15.13%
5Years 13.02%
7Years 10.64%
10Years 12.50%
6.37 NET INCOME
2.42%
Growth Rates
1Year 2.42%
3Years 14.80%
5Years 14.64%
7Years 12.71%
10Years 12.98%
(17.9) OPERATING CASH FLOW
-840.99%
Growth Rates
1Year -840.99%
3Years -57.88%
5Years -19.66%
7Years -32.28%
10Years -12.02%
-559 B INVESTING CASH FLOW
-250.18%
Growth Rates
1Year -250.18%
3Years 4.92%
5Years 23.90%
7Years 16.08%
10Years -26.83%
9.09 FINANCING CASH FLOW
-21.64%
Growth Rates
1Year -21.64%
3Years 49.39%
5Years 30.10%
7Years 24.01%
10Years 18.92%
10.3 REVENUE
-6.50%
Growth Rates
1Year 6.25%
3Years 8.51%
5Years 6.99%
7Years 6.14%
10Years 9.04%
2.46 OPERATING INCOME
-25.48%
Growth Rates
1Year 7.12%
3Years 15.13%
5Years 13.02%
7Years 10.64%
10Years 12.50%
1.7 NET INCOME
13.20%
Growth Rates
1Year 2.42%
3Years 14.80%
5Years 14.64%
7Years 12.71%
10Years 12.98%
(3.02) OPERATING CASH FLOW
34.76%
Growth Rates
1Year -840.99%
3Years -57.88%
5Years -19.66%
7Years -32.28%
10Years -12.02%
(1.08) INVESTING CASH FLOW
-615.04%
Growth Rates
1Year -250.18%
3Years 4.92%
5Years 23.90%
7Years 16.08%
10Years -26.83%
10.6 FINANCING CASH FLOW
1510.59%
Growth Rates
1Year -21.64%
3Years 49.39%
5Years 30.10%
7Years 24.01%
10Years 18.92%
Balance Sheet Bancolombia S.A.
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Current Assets 19.6
Cash & Short-Term Investments 19.6
Receivables 28.5
Other Current Assets (28.5)
Non-Current Assets 353
Long-Term Investments 40.5
PP&E 7.66
Other Non-Current Assets 304
5.27 %7.65 %10.88 %81.79 %Total Assets$372.2t
Current Liabilities 7.54
Accounts Payable 1.84
Short-Term Debt 9.19
Other Current Liabilities (3.49)
Non-Current Liabilities 327
Long-Term Debt 21.1
Other Non-Current Liabilities 305
6.31 %91.44 %Total Liabilities$334.1t
EFFICIENCY
Earnings Waterfall Bancolombia S.A.
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Revenue 22.2
Cost Of Revenue 20.5
Gross Profit 22.2
Operating Expenses 13.7
Operating Income 11
Other Expenses 4.64
Net Income 6.37
25t25t20t20t15t15t10t10t5t5t0022t(20t)22t(14t)11t(5t)6tRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 108.09%
5Years 102.04%
7Years 101.44%
10Years 101.01%
49.61% OPERATING MARGIN
49.61%
Averages
1Year 49.61%
3Years 56.95%
5Years 42.82%
7Years 40.97%
10Years 39.64%
28.25% NET MARGIN
28.25%
Averages
1Year 28.25%
3Years 33.73%
5Years 25.30%
7Years 23.51%
10Years 22.73%
14.39% ROE
14.39%
Averages
1Year 14.39%
3Years 15.94%
5Years 12.31%
7Years 11.97%
10Years 12.17%
1.68% ROA
1.68%
Averages
1Year 1.68%
3Years 1.80%
5Years 1.38%
7Years 1.35%
10Years 1.35%
2.14% ROIC
2.14%
Averages
1Year 2.14%
3Years 5.20%
5Years 4.69%
7Years 5.44%
10Years 5.32%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Bancolombia S.A.
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20t20t15t15t10t10t5t5t00(5t)(5t)(10t)(10t)(15t)(15t)(20t)(20t)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 6.37
Depreciation & Amortization 1.01
Capital Expenditures (2.04)
Stock-Based Compensation 0
Change in Working Capital (23.2)
Others (25.2)
Free Cash Flow (19.9)
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Bancolombia S.A.
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Wall Street analysts predict an average 1-year price target for CIB of $34 , with forecasts ranging from a low of $34 to a high of $34 .
CIB Lowest Price Target Wall Street Target
34 USD -25.72%
CIB Average Price Target Wall Street Target
34 USD -25.72%
CIB Highest Price Target Wall Street Target
34 USD -25.72%
Price
Max Price Target
Min Price Target
Average Price Target
484846464444424240403838363634343232303028282626Sep '24Sep '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.574 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
10.0000010.000009.000009.000008.000008.000007.000007.000006.000006.000005.000005.000004.000004.000003.000003.000002.000002.000001.000001.000000.000000.000000.3250.358490.409520.8280.733240.912537.5240.3250.330.311620.361570.342310.333910.31790.8250.851990.898250.5740.3480.32780.333980.32480.30860.74030.89210.841.241.250.315451.300.32411.380.3181.830.32011.701.380.65459.240.883531.850.800951.710.830.850.900.572015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership Bancolombia S.A.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
CIB vs. NRDBY: Which Stock Should Value Investors Buy Now? Investors looking for stocks in the Banks - Foreign sector might want to consider either Bancolombia (CIB) or Nordea Bank AB (NRDBY). But which of these two stocks presents investors with the better value opportunity right now? zacks.com - 1 week ago
CIB Marine Bancshares, Inc. Announces Second Quarter 2025 Results BROOKFIELD, Wis, July 11, 2025 (GLOBE NEWSWIRE) -- CIB Marine Bancshares, Inc. (the “Company” or “CIB Marine”) (OTCQX: CIBH), the holding company of CIBM Bank (the “Bank”), announced its unaudited results of operations and financial condition for the quarter and six months ended June 30, 2025. During the quarter, net interest income and mortgage operations both improved operating results on a quarterly and year-to-date basis as further outlined below. globenewswire.com - 2 weeks ago
Bancolombia (CIB) Upgraded to Strong Buy: Here's Why Bancolombia (CIB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy). zacks.com - 2 weeks ago
Best Income Stocks to Buy for July 7th CIB, IFS and SVNDY made it to the Zacks Rank #1 (Strong Buy) income stocks list on July 7, 2025. zacks.com - 3 weeks ago
8 International Stocks That Pay Big Dividends Income hungry investors are often continually on the lookout for high yielding dividend stocks for their portfolios. 247wallst.com - 3 weeks ago
Grupo Cibest (CIB) Moves 5.5% Higher: Will This Strength Last? Grupo Cibest (CIB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term. zacks.com - 1 month ago
Grupo Cibest: Strong Competitive Position Supports Returns And Dividend Grupo Cibest's new structure enhances transparency, flexibility, and unlocks value, supporting a positive revaluation outlook for shares. Bancolombia and Credicorp stand out as top LatAm banks due to dominant market positions, strong returns, and essential roles in their economies. Digital platforms like Nequi and Yape strengthen incumbents' advantages, with Grupo Cibest maintaining market share despite NuBank's entry. seekingalpha.com - 1 month ago
Bancolombia (CIB) Upgraded to Buy: Here's What You Should Know Bancolombia (CIB) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 2 months ago
CIB or ITUB: Which Is the Better Value Stock Right Now? Investors looking for stocks in the Banks - Foreign sector might want to consider either Bancolombia (CIB) or Banco Itau (ITUB). But which of these two companies is the best option for those looking for undervalued stocks? zacks.com - 2 months ago
Should Value Investors Buy BanColombia (CIB) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 2 months ago
4 Stocks With Impressive Shareholder Yield to Safeguard Your Portfolio Boost your portfolio with high-yield stocks like BP, CIB, SKM & RITM. Learn how shareholder yield can optimize returns and mitigate risks. zacks.com - 2 months ago
Bancolombia S.A. (CIB) Q1 2025 Earnings Call Transcript Bancolombia S.A. (NYSE:CIB ) Q1 2025 Earnings Conference Call May 6, 2025 9:00 AM ET Company Participants Juan Carlos Mora - Chief Executive Officer Laura Clavijo - Chief Economist Mauricio Botero Wolff - Chief Strategy & Financial Officer Catalina Tobon - Investor Relations & Capital Markets Director Conference Call Participants Yuri Fernandes - JPMorgan Ernesto Gabilondo - Bank of America Andres Soto - Santander Brian Flores - Citi Tito Labarta - Goldman Sachs Carlos Gomez - HSBC Olavo Arthuzo - UBS Nicolas Riva - Bank of America Operator Good morning, ladies and gentlemen, and welcome to Bancolombia's First Quarter 2025 Earnings Conference Call. seekingalpha.com - 2 months ago
8. Profile Summary

Bancolombia S.A. CIB

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COUNTRY CO
INDUSTRY Banks - Regional
MARKET CAP $ 11.9 B
Dividend Yield 0.00%
Description Bancolombia S.A. provides banking products and services in Colombia, Panama, Puerto Rico, El Salvador, Costa Rica, and Guatemala. The company operates through nine segments: Banking Colombia, Banking Panama, Banking El Salvador, Banking Guatemala, Trust, Investment Banking, Brokerage, International Banking, and All Other. It offers checking and savings accounts, fixed term deposits, and investment products; trade financing, loans funded by domestic development banks, working capital loans, credit cards, personal and vehicle loans, payroll loans, and overdrafts; financial support to real estate developers and mortgages for individuals and companies; factoring; and financial and operating leasing services. The company also provides hedging instruments, including futures, forwards, options, and swaps; and brokerage, investment advisory, and private banking services, including selling and distributing equities, futures, foreign currencies, fixed income securities, mutual funds, and structured products. In addition, it offers cash management services; foreign currency transaction services; life, auto, commercial, and homeowner's insurance products; and online and computer banking services. Further, the company provides project and acquisition finance, debt and equity capital markets, principal investments, M&A, hedging strategies, restructurings, and structured financing; money market accounts, mutual and pension funds, private equity funds, payment and corporate trust, and custody; internet-based trading platform; inter-bank lending and repurchase agreements; managing escrow accounts, and investment and real estate funds; and transportation, securities brokerage, maintenance and remodeling, and outsourcing services. As of December 31, 2021, it operated 1,015 branches; 28,676 banking correspondents; 529 PAMs; 210 kiosks in El Salvador and 187 in Colombia; and 6,094 ATMs. Bancolombia S.A. was incorporated in 1945 and is headquartered in Medellín, Colombia.
Contact Carrera 48 # 26-85, Medellín, https://www.grupobancolombia.com
IPO Date July 26, 1995
Employees 34182
Officers Ms. Claudia Echavarria Uribe Legal Vice President & General Secretary Mr. Cipriano Lopez Gonzalez Vice President of Innovation & Sustainability Mr. Mauricio Botero Wolff Vice President of Strategy & Finance and Chief Financial Officer Mr. Rodrigo Prieto Uribe Chief Risks Officer & Vice President of Risk Mr. Rafael Barraza Domínguez Chief Executive Officer & President of Banco Agrícola SA Ms. Aimeé Tialia Sentmat de Grimaldo Chief Executive Officer & President of Banistmo Mr. Andres Vasquez Echeverri President of Nequi Mr. Juan Carlos Mora Uribe President & Chief Executive Officer Catalina Tobon Rivera Investor Relations Director Laura Clavijo Chief Economist