Financial Services -
Banks - Regional - NYSE - US
$ 19.88
0.0503 %
$ 8.76 B
Market Cap
4.21
P/E
1. INTRINSIC VALUE
Balance Sheet
Citizens Financial Group, Inc.
| Current Assets | 45.7 B |
| Cash & Short-Term Investments | 31.6 B |
| Receivables | 1.12 B |
| Other Current Assets | 13 B |
| Non-Current Assets | 193 B |
| Long-Term Investments | 110 M |
| PP&E | 895 M |
| Other Non-Current Assets | 192 B |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 505 M |
| Other Current Liabilities | -505 M |
| Non-Current Liabilities | 13.5 B |
| Long-Term Debt | 13.5 B |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
Citizens Financial Group, Inc.
| Revenue | 24.1 M |
| Cost Of Revenue | 15.9 M |
| Gross Profit | 8.2 M |
| Operating Expenses | 8.22 B |
| Operating Income | 0 |
| Other Expenses | -1.61 B |
| Net Income | 1.61 B |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Citizens Financial Group, Inc.
| Net Income | 1.61 B |
| Depreciation & Amortization | 478 M |
| Capital Expenditures | -172 M |
| Stock-Based Compensation | 87 M |
| Change in Working Capital | 273 M |
| Others | 1.03 B |
| Free Cash Flow | 2.79 B |
Wall Street Analysts Price Targets
Citizens Financial Group, Inc.
CFG-PE has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
1.23%
DIVIDEND YIELD
0.312 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Citizens Financial Group, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
1 year ago
Oct 27, 2023
|
Bought
22.9 K USD
|
Lillis Terrance
Director
|
+ 1000
|
22.865 USD |
|
1 year ago
May 17, 2023
|
Bought
26.4 K USD
|
Lillis Terrance
Director
|
+ 1000
|
26.39 USD |
|
1 year ago
Apr 21, 2023
|
Bought
95 K USD
|
Subramaniam Shivan S.
Director
|
+ 3300
|
28.79 USD |
|
1 year ago
Feb 10, 2023
|
Sell 3.9 M
USD
|
Cummings Kevin
Director
|
- 90689
|
43 USD |
|
1 year ago
Feb 07, 2023
|
Sell 3.6 M
USD
|
Cummings Kevin
Director
|
- 81151
|
44.4 USD |
|
4 years ago
Dec 11, 2020
|
Sell 424 K
USD
|
Coughlin Brendan
Head of Consumer Banking
|
- 12000
|
35.35 USD |
|
4 years ago
May 07, 2020
|
Bought
3.51 K USD
|
HANKOWSKY WILLIAM P
Director
|
+ 165
|
21.25 USD |
|
4 years ago
Apr 22, 2020
|
Bought
98.8 K USD
|
KOCH CHARLES JOHN
Director
|
+ 5000
|
19.76 USD |
|
4 years ago
Apr 21, 2020
|
Bought
389 K USD
|
KOCH CHARLES JOHN
Director
|
+ 20000
|
19.47 USD |
|
4 years ago
Apr 20, 2020
|
Bought
206 K USD
|
HANKOWSKY WILLIAM P
Director
|
+ 10000
|
20.56 USD |
|
4 years ago
Mar 13, 2020
|
Sell 99.9 K
USD
|
Coughlin Brendan
Head of Consumer Banking
|
- 4500
|
22.21 USD |
|
4 years ago
Mar 11, 2020
|
Bought
49.2 K USD
|
Subramaniam Shivan S.
Director
|
+ 2000
|
24.62 USD |
|
4 years ago
Mar 10, 2020
|
Bought
24.5 K USD
|
Lillis Terrance
Director
|
+ 1000
|
24.46 USD |
|
4 years ago
Mar 06, 2020
|
Bought
27.7 K USD
|
HIGDON LEO I JR
Director
|
+ 1000
|
27.73 USD |
|
4 years ago
Mar 02, 2020
|
Bought
162 K USD
|
Subramaniam Shivan S.
Director
|
+ 5000
|
32.35 USD |
|
5 years ago
Aug 20, 2019
|
Bought
487 K USD
|
KOCH CHARLES JOHN
Director
|
+ 15000
|
32.45 USD |
|
6 years ago
Nov 21, 2018
|
Bought
106 K USD
|
Subramaniam Shivan S.
Director
|
+ 3000
|
35.32 USD |
|
6 years ago
Oct 23, 2018
|
Bought
508 K USD
|
KOCH CHARLES JOHN
Director
|
+ 14000
|
36.32 USD |
|
6 years ago
Jun 05, 2018
|
Sell 32.9 K
USD
|
Black Randall J
Controller
|
- 792
|
41.49 USD |
|
7 years ago
Dec 01, 2017
|
Sell 161 K
USD
|
Watson Wendy A.
Director
|
- 4000
|
40.31 USD |
|
7 years ago
Feb 28, 2017
|
Bought
523 USD
|
HIGDON LEO I JR
Director
|
+ 14
|
37.37 USD |
|
7 years ago
Feb 16, 2017
|
Bought
344 USD
|
HIGDON LEO I JR
Director
|
+ 9
|
38.25 USD |
|
8 years ago
Mar 08, 2016
|
Bought
105 K USD
|
Subramaniam Shivan S.
Director
|
+ 5000
|
20.91 USD |
|
8 years ago
Feb 10, 2016
|
Bought
46.6 K USD
|
Bowerman David J.
Vice Chair, Business Services
|
+ 2400
|
19.4 USD |
|
9 years ago
Nov 12, 2015
|
Bought
2.07 M USD
|
MCCREE DONALD H III
Vice Chair, Commercial Banking
|
+ 80000
|
25.83 USD |
|
9 years ago
Nov 03, 2015
|
Sell 2.58 B
USD
|
ROYAL BANK OF SCOTLAND GROUP PLC
10 percent owner
|
- 110461782
|
23.38 USD |
|
9 years ago
Aug 25, 2015
|
Bought
11.7 K USD
|
HIGDON LEO I JR
Director
|
+ 500
|
23.48 USD |
|
9 years ago
Aug 03, 2015
|
Sell 2.54 B
USD
|
ROYAL BANK OF SCOTLAND GROUP PLC
10 percent owner
|
- 98900000
|
25.69 USD |
|
9 years ago
Aug 03, 2015
|
Sell 250 M
USD
|
ROYAL BANK OF SCOTLAND GROUP PLC
10 percent owner
|
- 9615384
|
26 USD |
|
9 years ago
Apr 28, 2015
|
Bought
26.2 K USD
|
HIGDON LEO I JR
Director
|
+ 1020
|
25.73 USD |
|
9 years ago
Apr 28, 2015
|
Sell 141 K
USD
|
Woods Stephen R.
|
- 5488
|
25.72 USD |
|
9 years ago
Apr 28, 2015
|
Sell 101 K
USD
|
Woods Stephen R.
|
- 3912
|
25.74 USD |
|
9 years ago
Apr 28, 2015
|
Sell 41.2 K
USD
|
Woods Stephen R.
|
- 1600
|
25.75 USD |
|
9 years ago
Apr 07, 2015
|
Sell 250 M
USD
|
ROYAL BANK OF SCOTLAND GROUP PLC
10 percent owner
|
- 10473397
|
23.87 USD |
|
9 years ago
Mar 30, 2015
|
Sell 3.64 B
USD
|
ROYAL BANK OF SCOTLAND GROUP PLC
10 percent owner
|
- 155250000
|
23.47 USD |
|
10 years ago
Oct 08, 2014
|
Sell 334 M
USD
|
ROYAL BANK OF SCOTLAND GROUP PLC
10 percent owner
|
- 14297761
|
23.36 USD |
|
10 years ago
Sep 29, 2014
|
Sell 3.3 B
USD
|
ROYAL BANK OF SCOTLAND GROUP PLC
10 percent owner
|
- 156363704
|
21.09 USD |
|
10 years ago
Sep 29, 2014
|
Sell 97.8 M
USD
|
ROYAL BANK OF SCOTLAND GROUP PLC
10 percent owner
|
- 4636296
|
21.09 USD |
|
10 years ago
Sep 29, 2014
|
Bought
322 K USD
|
HANKOWSKY WILLIAM P
Director
|
+ 15000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
430 K USD
|
KOCH CHARLES JOHN
Director
|
+ 20000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
322 K USD
|
Subramaniam Shivan S.
Director
|
+ 15000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
86 K USD
|
Watson Wendy A.
Director
|
+ 4000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
10.8 K USD
|
HIGDON LEO I JR
Director
|
+ 500
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
86 K USD
|
Shanik Nancy L.
Chief Risk Officer
|
+ 4000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
269 K USD
|
DI IORIO ANTHONY M
Director
|
+ 12500
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
108 K USD
|
Bowerman David J.
Vice Chair, Business Services
|
+ 5000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
43 K USD
|
ZURAITIS MARITA
Director
|
+ 2000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
90.3 K USD
|
Casady Mark S
Director
|
+ 4200
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
32.2 K USD
|
Ohsberg Ronald S.
Controller
|
+ 1500
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
968 K USD
|
VAN SAUN BRUCE
Chairman and CEO
|
+ 45000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
86 K USD
|
Gannon Stephen T.
General Counsel
|
+ 4000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
968 K USD
|
RYAN ARTHUR F
Director
|
+ 45000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
86 K USD
|
Fawcett John J.
Chief Financial Officer
|
+ 4000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
86 K USD
|
Conner Brad L.
Vice Chair, Consumer Banking
|
+ 4000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
86 K USD
|
Matthews Robert D. Jr.
Vice Chair, Commercial Banking
|
+ 4000
|
21.5 USD |
|
10 years ago
Sep 29, 2014
|
Bought
194 K USD
|
Hanna Howard W. III
Director
|
+ 9000
|
21.5 USD |
7. News
8. Profile
Summary
Citizens Financial Group, Inc. CFG-PE
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 8.76 B
Dividend Yield
1.23%
Description
Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Contact
One Citizens Plaza, Providence, RI, 02903
https://www.citizensbank.com
IPO
Date
Oct. 22, 2019
Employees
17329
Officers
Ms. Kristin Silberberg
Head of Investor Relations
Ms. Susan LaMonica
Executive Vice President & Chief Human Resources Officer
Mr. Michael Ruttledge
Executive Vice President, Chief Information Officer & Head of Enterprise Security and Technology
Mr. Bruce Winfield Van Saun
Chief Executive Officer & Chairman of the Board
Ms. Polly Nyquist Klane
Executive Vice President, General Counsel & Chief Legal Officer
Mr. Christopher J. Schnirel
Chief Accounting Officer & Controller
Mr. Donald H. McCree III
Senior Vice Chairman & Head of Commercial Banking Division
Mr. Thomas M. Metzger
Head of Citizens Private Wealth Manager
Mr. John F. Woods
Vice Chairman & Chief Financial Officer
Mr. Brendan Coughlin
Executive Vice President, Head of Consumer Banking & Vice Chairman