UFCS - Intrinsic Value and Financial Analysis - United Fire Group, Inc.

United Fire Group, Inc. UFCS

Financial Services - Insurance - Property & Casualty - NASDAQ - US

Watchlist

$ 25.42

1.56 %

$ 644 M

Market Cap

13.04

P/E

BALANCE SHEET

3.14 B ASSETS

Growth Rates

1Year 9.09%

3Years 0.80%

5Years 2.22%

7Years -3.57%

10Years -1.67%

2.41 B LIABILITIES

Growth Rates

1Year 12.52%

3Years 218.04%

5Years 4.56%

7Years -3.59%

10Years -1.96%

734 M EQUITY

Growth Rates

1Year -0.86%

3Years -3.84%

5Years -3.75%

7Years -3.50%

10Years -0.65%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition United Fire Group, Inc.

3.14 B ASSETS
2.41 B LIABILITIES

Current Assets	595 M
Cash & Short-Term Investments	102 M
Receivables	465 M
Other Current Assets	27.7 M
Non-Current Assets	3.88 B
Long-Term Investments	1.74 B
PP&E	134 M
Other Non-Current Assets	2.01 B

Current Liabilities	0
Accounts Payable	0
Short-Term Debt	0
Other Current Liabilities	0
Non-Current Liabilities	2.41 B
Long-Term Debt	50 M
Other Non-Current Liabilities	2.36 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998	Dec-1997	Dec-1996	Dec-1995	Dec-1994	Dec-1993	Dec-1992	Dec-1991	Dec-1990	Dec-1989	Dec-1988	Dec-1987	Dec-1986	Dec-1985
ASSETS
Cash & Cash Equivalents	102.0	96.7	132.1	87.9	120.7	64.5	95.6	110.9	106.4	90.6	92.2	107.5	144.5	180.1	190.9	109.6	252.6	255.0	162.8	305.6	265.1	136.9	0.1	0	9.7	0	2.4	14.4	7.0	0	0	0	0	0	0	0	0	0	0
Short Term Investments	100 K	0.3	0.3	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.8	0.8	1.1	1.1	7.4	26.1	78.3	28.3	35.5	37.7	6.6	1.7	48.0	58.3	20.1	34.0	19.2	29.3	21.5	0	0	0	0	0	0	0	0	0	0
Receivables	464.8	365.7	477.0	544.0	449.2	423.2	328.5	306.2	276.5	249.0	218.6	188.3	0	142.2	0	0	128.5	137.0	115.7	151.2	117.2	150.9	134.4	106.1	82.2	61.5	58.5	56.6	55.6	33.9	30.9	28.3	27.1	29.4	20.3	0	0	0	0
Inventory	0	(629.1)	(558.7)	(518.7)	(569.5)	(490.8)	(551.5)	(507.9)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	27.7	11.3	0	0	0	0	0	0	0	0	0	3.0	6.2	1.6	1.7	1.6	2.6	5.6	3.0	3.1	3.6	6.5	1 654.9	1 477.8	1 333.8	1 143.8	1 066.4	914.7	848.0	0	0	0	0	0	0	0	0	0	0
Total Current Assets	594.6	580.1	609.3	632.1	570.1	487.8	424.2	417.2	383.1	339.8	311.6	296.6	420.4	305.6	325.7	270.0	452.0	410.0	313.9	462.1	388.8	289.5	1 833.4	1 639.3	1 442.8	1 236.4	1 142.4	1 010.9	928.3	33.9	30.9	28.3	27.1	29.4	20.3	0	0	0	0
PP&E	134.2	133.1	137.7	129.9	117.0	97.2	69.0	55.5	53.2	49.2	47.2	43.1	45.6	21.6	22.3	15.3	10.8	12.7	11.2	12.9	18.1	15.9	15.2	16.7	16.9	13.3	14.4	12.6	13.3	12.7	12.4	12.7	11.0	11.9	11.3	0	0	0	0
Intangible Assets	4.6	5.3	6.0	6.7	7.5	8.2	8.9	9.6	10.4	11.2	12.0	13.2	30.8	0	0	0	0	0	0	0.8	1.4	2.2	3.2	6.5	8.0	0.8	1.1	1.3	1.6	1.9	2.3	3.1	3.2	3.8	0	0	0	0	0
Goodwill	0	0	0	0	15.1	15.1	15.1	15.1	15.1	15.1	15.1	15.1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	1 741.6	1 720.7	1 933.5	2 032.3	2 034.2	2 011.3	1 839.6	3 188.9	3 079.0	3 110.4	2 994.5	3 003.0	2 875.4	2 448.5	2 320.7	2 068.9	2 107.0	2 133.3	2 091.6	1 913.3	1 788.1	1 690.2	1 542.6	1 381.8	1 208.7	1 058.3	972.2	839.7	771.6	0	0	0	0	0	0	0	0	0	0
Other Long Term Assets	(1 948.7)	(1 720.7)	(55.1)	(66.8)	(72.6)	(0.9)	(1 839.6)	(3 188.9)	(3 079.0)	(3 110.4)	(2 994.5)	(3 003.0)	(2 904.6)	(2 448.5)	(2 320.7)	(2 068.9)	(2 117.8)	(2 146.0)	(2 091.6)	(1 913.3)	(1 788.1)	(1 708.3)	(1 555.3)	(1 381.8)	(1 208.7)	(1 058.3)	(972.2)	(839.7)	(771.6)	(14.6)	(14.7)	(15.8)	(14.2)	(15.7)	(11.3)	0	0	0	0
Other Assets	(1 332.8)	2 148.2	326.2	268.6	269.6	197.2	3 660.3	3 521.7	3 413.8	3 415.6	3 312.9	3 307.1	3 148.4	2 660.5	2 543.4	2 393.5	2 269.1	2 322.1	2 360.7	2 051.0	1 956.5	161.7	0	0	0	0	0	0	0	779.6	687.4	583.1	469.3	378.6	336.2	313.0	271.6	230.7	173.8
Total Assets	3 144.2	2 882.3	3 012.7	3 069.7	3 013.5	2 816.7	4 183.4	4 054.8	3 890.4	3 856.7	3 720.7	3 694.7	3 618.9	3 007.4	2 902.5	2 687.1	2 760.6	2 776.1	2 721.9	2 570.4	2 405.2	2 159.5	1 851.8	1 662.5	1 467.7	1 250.6	1 157.9	1 024.8	943.1	828.1	733.0	627.2	510.6	423.7	367.8	313.0	271.6	230.7	173.8
LIABILITIES
Accounts Payable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Debt	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Liabilities	0	0	0	0	0	0	0	0	(4.9)	(5.0)	0	2 519.8	0	0	0	0	0	0	0	(1.1)	0	0	0	0	0	0	(3.3)	0	0	0	0	0	0	0	0	0	0	0	0
Total Current Liabilities	0	1 458.5	1 500.8	1 551.2	1 512.4	1 374.1	1 328.4	1 208.3	4.9	5.0	142.7	164.1	0	0	0	0	0	0	0	1.1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Debt	50.0	50.0	50.0	50.0	0	0	0	0	0	0	0	0	60.6	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.6	0.6
Deferred Tax Income	0	59.4	26.8	24.9	20.6	67.2	6.0	35.6	14.7	25.8	21.9	19.6	13.6	19.8	11.2	0	39.5	44.0	36.2	43.6	40.4	11.8	12.7	12.2	7.4	22.9	27.9	12.7	11.0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	2 360.4	2 092.2	0	0	0	1 928.3	3 204.1	3 112.9	3 006.6	3 034.3	2 937.8	(19.6)	(74.2)	(19.8)	(11.2)	0	(39.5)	(44.0)	(36.2)	0	(40.4)	(11.8)	(12.7)	(12.2)	(7.4)	(22.9)	(27.9)	(12.7)	(11.0)	0	0	0	0	0	0	0	0	(0.6)	(0.6)
Total Liabilities	2 410.4	2 142.2	76.8	74.9	20.6	1 928.3	3 210.1	3 112.9	3 011.5	3 039.3	2 937.8	2 965.5	2 922.8	2 291.0	2 229.8	2 045.4	2 009.1	2 095.3	2 221.7	2 118.2	1 965.8	1 803.9	1 572.9	1 405.1	1 229.9	994.3	880.7	797.0	734.4	657.4	578.4	487.8	373.6	306.3	263.8	221.6	195.3	167.6	135.7
EQUITY
Common Stock	25 K	25 K	25 K	25 K	25 K	25 K	25 K	25 K	25 K	25 K	25 K	25 K	25 K	87.3	88.4	88.7	90.7	92.2	78.7	67.1	33.5	33.5	33.5	33.5	33.5	33.6	35.8	35.8	36.1	0	0	0	0	0	0	0	0	0	0
Retained Earnings	574.7	620.6	621.4	555.9	697.1	715.5	608.7	616.3	591.0	523.5	484.1	425.4	400.5	416.0	384.2	410.6	439.9	343.8	268.9	274.8	242.8	199.6	189.2	172.3	164.0	155.4	161.9	139.9	124.4	113.6	104.5	90.7	99.0	88.2	72.0	62.4	46.6	29.6	23.3
Other Accumulative Comprehensive Income/Loss	(51.0)	(87.5)	54.3	66.9	13.2	(30.5)	168.3	109.1	80.4	91.2	87.2	95.2	82.6	77.0	60.6	3.8	71.5	83.4	86.4	102.5	90.6	50.4	49.4	44.7	33.1	59.3	70.2	42.8	36.2	0	0	0	0	0	0	0	0	0	0
Total Equity	733.7	740.1	879.1	825.1	910.5	888.4	973.4	941.9	878.9	817.4	782.8	729.2	696.1	716.4	672.7	641.7	751.5	680.8	500.2	452.2	439.4	355.5	279.0	257.4	237.8	256.3	277.2	227.9	208.8	170.7	154.6	139.4	137.0	117.4	104.0	91.4	76.3	63.1	38.1
Total Liabilities and Equity	3 144.2	2 882.3	3 012.7	3 069.7	3 013.5	2 816.7	4 183.4	4 054.8	3 890.4	3 856.7	3 720.7	3 694.7	3 618.9	3 007.4	2 902.5	2 687.1	2 760.6	2 776.1	2 721.9	2 570.4	2 405.2	2 159.5	1 851.8	1 662.5	1 467.7	1 250.6	1 157.9	1 024.8	943.1	828.1	733.0	627.2	510.6	423.7	367.8	313.0	271.6	230.7	173.8
SHARES OUTSTANDING
Common Shares Outstanding	25.3	25.2	25.1	25.0	25.1	25.1	24.9	25.4	25.2	25.0	25.4	25.2	25.5	26.2	26.6	27.0	27.6	26.1	22.4	20.1	20.1	20.1	20.1	20.1	20.2	20.8	21.5	21.5	32.5	21.6	21.6	21.6	21.6	21.6	21.9	22.7	22.7	17.6	17.1

Balance Sheet

Premium Plan

Unlimited Plan