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Financial Services - Banks - Regional - NASDAQ - US
$ 49.13
-1.25 %
$ 580 M
Market Cap
13.31
P/E
INCOME STATEMENT
203 M REVENUE
-4.29%
72.5 M OPERATING INCOME
-35.60%
60.7 M NET INCOME
-14.68%
EFFICIENCY
Earnings Waterfall First Financial Corporation
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Revenue 203 M
Cost Of Revenue 0
Gross Profit 203 M
Operating Expenses 91.9 M
Operating Income 72.5 M
Other Expenses 11.8 M
Net Income 60.7 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998 Dec-1997 Dec-1996 Dec-1995 Dec-1994 Dec-1993 Dec-1992 Dec-1991
REVENUE
Revenue 202.7 211.8 185.5 188.8 170.1 154.8 143.8 151.9 143.7 148.6 147.7 148.5 132.6 130.7 126.3 106.9 106.3 102.5 106.2 108.0 105.3 108.6 92.0 79.4 78.8 73.3 69.3 65.8 55.9 54.2 52.9 49.6 42.2
GROSS PROFIT
Cost Of Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 202.7 211.8 185.5 188.8 170.1 154.8 143.8 151.9 143.7 148.6 147.7 148.5 132.6 130.7 126.3 106.9 106.3 102.5 106.2 108.0 105.3 108.6 92.0 79.4 78.8 73.3 69.3 65.8 55.9 54.2 52.9 49.6 42.2
OPERATING INCOME
Operating Expenses 91.9 (99.2) (119.9) (123.3) (109.0) (87.4) (87.7) (89.2) (98.9) (95.1) (93.5) (88.4) 45.5 49.1 53.0 (21.8) (8.3) (14.5) (27.8) (27.3) (21.7) (14.7) 14.2 33.5 18.5 18.5 17.0 14.2 12.9 100 K 1.8 5.6 15.2
Selling, General and Administrative Expenses 91.9 67.9 65.8 62.2 55.5 51.6 52.2 54.0 61.9 57.9 57.1 58.2 45.4 44.9 42.3 41.3 39.4 39.7 38.6 37.9 36.7 36.5 30.5 23.1 24.6 23.5 22.0 21.2 17.9 17.0 16.0 13.5 12.3
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 72.5 112.6 65.6 65.5 61.1 67.4 56.1 62.7 44.8 53.5 54.3 60.0 68.7 67.0 69.5 85.1 97.9 88.0 78.4 80.7 83.6 93.9 106.2 112.9 97.3 91.8 86.3 80.0 68.8 54.3 54.7 55.2 57.4
PRE-TAX INCOME
Interest Income Expense 61.1 18.3 8.8 14.1 17.5 9.6 6.3 4.4 4.2 5.5 9.0 13.4 17.1 27.0 39.3 52.5 63.0 57.1 47.5 44.7 48.2 58.1 74.1 80.6 66.8 66.4 62.1 57.8 50.7 37.5 37.7 38.3 45.3
Total Other Income 0 (42.3) (34.0) (32.1) (33.7) (26.8) (24.5) (13.2) (24.3) (25.2) (27.0) (1.9) (0.1) (4.3) (5.7) (22.3) (63.0) (57.1) (47.5) (25.2) (48.2) (58.1) (74.1) (80.6) (66.8) (66.4) (62.1) (57.8) (50.7) (37.5) (37.7) (38.3) (45.3)
Pre-Tax Income 72.5 87.8 65.6 65.5 61.1 57.7 49.8 58.3 40.6 48.0 45.3 46.6 51.6 40.0 30.3 32.6 35.0 30.9 31.0 36.0 35.3 35.8 32.1 32.3 30.5 25.4 24.2 22.2 18.1 16.8 17.0 16.9 12.1
NET INCOME
Tax Provision 11.8 16.7 12.6 11.7 12.2 11.1 20.6 19.9 10.4 14.2 13.8 13.8 14.4 12.0 7.6 7.8 9.4 7.4 7.9 8.0 8.8 7.2 7.9 9.1 8.9 6.8 6.1 6.2 4.8 4.5 4.3 5.2 3.8
Net Income 60.7 71.1 53.0 53.8 48.9 46.6 29.1 38.4 30.2 33.8 31.5 32.8 37.2 28.0 22.7 24.8 25.6 23.5 23.1 28.0 26.5 28.6 24.2 23.2 21.6 18.6 18.1 16.0 13.3 12.3 12.7 11.7 8.3
EPS 5.08 5.82 4.02 3.93 3.8 3.8 2.38 3.12 2.35 2.55 2.37 2.48 2.83 2.14 1.73 1.89 1.94 1.77 1.72 2.07 1.95 2.1 1.78 1.73 1.55 1.29 1.29 1.14 1.04 0.95 0.99 1.08 0.77