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Financial Services - Banks - Regional - NASDAQ - US
$ 81.175
-1.12 %
$ 1.09 B
Market Cap
8.44
P/E
INCOME STATEMENT
284 M REVENUE
3.04%
184 M OPERATING INCOME
-12.63%
131 M NET INCOME
-12.92%
EFFICIENCY
Earnings Waterfall Preferred Bank
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Revenue 284 M
Cost Of Revenue 0
Gross Profit 284 M
Operating Expenses 284 M
Operating Income 184 M
Other Expenses 53.4 M
Net Income 131 M
300m300m250m250m200m200m150m150m100m100m50m50m00284m0284m(284m)184m(53m)131mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income

Income Statement

Millions
Dec-2024 Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002
REVENUE
Revenue 284.0 275.6 254.4 193.6 180.2 170.9 163.0 135.0 108.8 88.2 75.7 64.4 48.7 46.3 40.1 42.5 56.3 71.5 61.9 47.9 35.4 0 14.7
GROSS PROFIT
Cost Of Revenue 0 (206.2) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 284.0 481.8 254.4 193.6 180.2 170.9 163.0 135.0 108.8 88.2 75.7 64.4 48.7 46.3 40.1 42.5 56.3 71.5 61.9 47.9 35.4 0 14.7
OPERATING INCOME
Operating Expenses 284.0 65.0 (28.2) (59.8) (83.4) (59.5) (23.4) (26.6) (30.4) (27.1) (25.5) (25.2) (37.6) (28.8) (42.8) (100.4) (31.5) 17.8 9.4 (3.6) (9.4) 2.8 (20.4)
Selling, General and Administrative Expenses 54.9 65.0 49.4 45.1 42.0 41.5 37.0 32.3 28.1 22.7 19.6 17.8 14.0 12.6 11.0 9.1 10.2 12.3 12.7 10.7 10.0 0 0
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 184.0 210.6 226.2 133.8 96.9 111.4 139.6 108.4 78.4 61.1 50.2 39.2 11.1 17.5 (2.7) (57.9) 24.7 89.3 71.3 44.3 26.0 2.8 (5.7)
PRE-TAX INCOME
Interest Income Expense 236.5 188.6 47.0 25.2 40.1 62.1 40.9 27.9 18.7 10.9 9.3 7.7 7.8 10.3 14.8 22.8 34.6 44.2 31.4 16.1 7.4 2.8 10.7
Total Other Income 0 (0.8) (0.9) (2.5) (0.2) (0.5) (0.6) (4.0) (2.9) (2.5) (1.9) (4.3) (8.6) 32 K (0.4) (3.5) (12.4) (44.2) (31.4) 0 0 0 13.0
Pre-Tax Income 184.0 209.9 179.2 133.8 96.9 111.4 98.7 80.5 59.7 50.2 40.8 31.5 3.3 7.2 (17.5) (80.7) (9.9) 45.1 39.9 28.2 18.5 0 7.3
NET INCOME
Tax Provision 53.4 59.8 50.4 38.6 27.4 33.0 27.7 37.1 23.3 20.5 16.3 12.3 (20.6) (5.0) (0.7) (8.1) (4.9) 18.7 16.5 11.4 7.4 (2.8) 2.9
Net Income 130.7 150.0 128.8 95.2 69.5 78.4 71.0 43.4 36.4 29.7 24.6 19.2 23.9 12.2 (16.8) (72.5) (5.0) 26.5 23.4 16.8 11.2 2.8 4.4
EPS 9.8 10.6 8.84 6.41 4.65 5.16 4.71 2.97 2.58 2.17 1.83 1.45 1.8 0.93 2.46 23.4 2.56 12.8 11.4 8.6 6.74 1.69 2.7