Financial Services -
Banks - Regional - NASDAQ - US
$ 12.37
-0.642 %
$ 64.9 M
Market Cap
-68.86
P/E
1. INTRINSIC VALUE
Balance Sheet
NSTS Bancorp, Inc.
| Current Assets | 73.3 M |
| Cash & Short-Term Investments | 72.5 M |
| Receivables | 870 K |
| Other Current Assets | 0 |
| Non-Current Assets | 5.31 M |
| Long-Term Investments | 1 M |
| PP&E | 5.31 M |
| Other Non-Current Assets | -1 M |
| Current Liabilities | 119 M |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 119 M |
| Non-Current Liabilities | 31.8 M |
| Long-Term Debt | 31.8 M |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
NSTS Bancorp, Inc.
| Revenue | 12 M |
| Cost Of Revenue | 3.31 M |
| Gross Profit | 8.72 M |
| Operating Expenses | 9.51 M |
| Operating Income | -789 K |
| Other Expenses | 0 |
| Net Income | -789 K |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
NSTS Bancorp, Inc.
| Net Income | -789 K |
| Depreciation & Amortization | 293 K |
| Capital Expenditures | -319 K |
| Stock-Based Compensation | 981 K |
| Change in Working Capital | 1.04 M |
| Others | 8.95 M |
| Free Cash Flow | 9.11 M |
Wall Street Analysts Price Targets
NSTS Bancorp, Inc.
NSTS has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
NSTS does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
NSTS Bancorp, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
5.33 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Emily Ansani Appointed to Board of Directors of NSTS Bancorp, Inc. and North Shore Trust and Savings
WAUKEGAN, Ill., April 22, 2024 (GLOBE NEWSWIRE) -- NSTS Bancorp, Inc. (the “Company”), the holding company for North Shore Trust and Savings (the “Bank”), announced today that Ms. Emily E. Ansani has been appointed to the Board of Directors of both the Company and the Bank. Ms. Ansani was appointed to fill the vacancy in the class of directors whose term expires at the Company's annual stockholder meeting in 2025.
globenewswire.com
- 1 year ago
NSTS Bancorp Announces Balance Sheet Repositioning
WAUKEGAN, Ill., Dec. 22, 2023 (GLOBE NEWSWIRE) -- NSTS Bancorp, Inc. (NASDAQ: NSTS) (the “Company” or “NSTS Bancorp”), the stock holding company of North Shore Trust and Savings, announced today the execution of a balance sheet repositioning strategy related to its available-for-sale investment securities portfolio.
globenewswire.com
- 1 year ago
NSTS Bancorp Announces Authorization of Stock Repurchase Program
WAUKEGAN, Ill., Dec. 21, 2023 (GLOBE NEWSWIRE) -- NSTS Bancorp, Inc. (NASDAQ: NSTS) (the “Company” or “NSTS Bancorp”), the stock holding company of North Shore Trust and Savings, announced today that its Board of Directors has approved a new stock repurchase program that authorizes the Company to repurchase up to an aggregate of 265,763 shares of the Company's outstanding common stock. The shares authorized to be repurchased represent approximately 5.0% of the Company's currently outstanding common stock. The program will be in effect until December 31, 2024, unless earlier terminated.
globenewswire.com
- 1 year ago
North Shore Trust and Savings Announces Expansion of Mortgage Lending Department
WAUKEGAN, Ill., Oct. 23, 2023 (GLOBE NEWSWIRE) -- NSTS Bancorp, Inc. (NASDAQ: NSTS) (the “Company”), the stock holding company of North Shore Trust and Savings, announced today the expansion of the bank's residential mortgage lending department with the hire of the Oak Leaf Community Mortgage team, which consists of Philip LaGiglia, SVP Residential Lending, two senior mortgage loan originators, Joseph LaGiglia and David Holmes and an additional support staff of seven.
globenewswire.com
- 1 year ago
NSTS Bancorp Announces Extension of Stock Repurchase Program
WAUKEGAN, Ill., Oct. 06, 2023 (GLOBE NEWSWIRE) -- NSTS Bancorp, Inc. (NASDAQ: NSTS) (the “Company” or “NSTS Bancorp”), the stock holding company of North Shore Trust and Savings, announced today that its Board of Directors has approved the extension of the previously announced stock repurchase program that authorizes the Company to repurchase up to an aggregate of 269,898 shares of the Company's outstanding common stock. The shares authorized to be repurchased represent approximately 5.0% of the Company's then currently outstanding common stock. The previously approved program expired on September 29, 2023. The extended program will be in effect until September 30, 2024, unless earlier terminated.
globenewswire.com
- 1 year ago
8. Profile
Summary
NSTS Bancorp, Inc. NSTS
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 64.9 M
Dividend Yield
0.00%
Description
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate, construction, home equity, and consumer loans. It operates through a main banking office in Waukegan, Illinois; and two full-service branch offices located in Waukegan and Lindenhurst, Illinois, as well as a loan production office in Chicago, Illinois. The company was founded in 1921 and is headquartered in Waukegan, Illinois.
Contact
700 South Lewis Avenue, Waukegan, IL, 60085
https://www.northshoretrust.com
IPO
Date
Jan. 19, 2022
Employees
53
Officers
Ms. Carissa H. Schoolcraft
Chief Financial Officer
Mr. Stephen G. Lear
Chairman, President & Chief Executive Officer
Mr. Nathan E. Walker
Executive Vice President
Ms. Christine E. Stickler
Corporate Secretary
Ms. Amy L. Avakian
Vice President and Chief Lending Officer of North Shore Trust & Savings