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Financial Services - Banks - Regional - NASDAQ - US
$ 33.38
1.58 %
$ 289 M
Market Cap
11.59
P/E
INCOME STATEMENT
84.4 M REVENUE
-25.58%
8.82 M OPERATING INCOME
-78.00%
8.42 M NET INCOME
-76.32%
EFFICIENCY
Earnings Waterfall First Internet Bancorp
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Revenue 84.4 M
Cost Of Revenue 0
Gross Profit 84.4 M
Operating Expenses 79.4 M
Operating Income 8.82 M
Other Expenses 403 K
Net Income 8.42 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005
REVENUE
Revenue 84.4 113.4 118.4 91.6 73.8 67.1 59.7 49.4 38.9 29.1 26.6 24.4 18.4 17.9 17.0 14.9 13.9 11.2 10.5
GROSS PROFIT
Cost Of Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 84.4 113.4 118.4 91.6 73.8 67.1 59.7 49.4 38.9 29.1 26.6 24.4 18.4 17.9 17.0 14.9 13.9 11.2 10.5
OPERATING INCOME
Operating Expenses 79.4 73.3 61.8 57.7 46.6 43.2 36.7 31.5 25.3 22.7 20.5 16.6 (4.8) (0.5) 7.0 5.6 10.0 6.6 4.3
Selling, General and Administrative Expenses 51.8 62.6 54.2 47.3 39.9 34.9 31.8 27.2 22.2 19.6 17.4 13.9 7.9 7.7 6.7 4.6 40 K 2.6 2.4
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 8.8 40.1 56.6 33.9 27.2 24.0 22.9 18.0 13.7 6.5 6.2 7.8 23.2 18.5 9.9 9.3 3.9 4.6 6.3
PRE-TAX INCOME
Interest Income Expense 164.5 59.8 47.3 72.3 84.4 53.2 30.7 19.2 10.7 8.9 8.1 8.5 9.6 10.8 14.9 18.9 20.2 14.9 11.7
Total Other Income (3.9) (1.2) (1.2) (3.9) (1.9) (4.4) (1.4) (1.2) (9.0) (0.6) (0.5) (0.5) (1.6) (1.2) (4.3) 0 0 (1.8) (3.2)
Pre-Tax Income 4.9 40.1 56.6 33.9 27.2 24.0 22.9 18.0 13.7 6.5 6.2 7.8 4.0 6.7 (4.3) 1.6 3.8 2.8 3.1
NET INCOME
Tax Provision (3.5) 4.6 8.5 4.4 1.9 2.1 7.7 5.9 4.7 2.1 1.6 2.2 0.8 1.7 (2.1) 9.1 K 0.9 0.7 0.9
Net Income 8.4 35.5 48.1 29.5 25.2 21.9 15.2 12.1 8.9 4.3 4.6 5.6 3.2 5.0 (2.1) 1.6 2.8 2.1 2.2
EPS 0.95 3.73 4.85 2.99 2.51 2.31 2.14 2.32 1.97 0.96 1.51 1.95 1.11 1.74 0.75 0.56 1.01 0.74 0.72